International business banking for freelancers
Integrate seamlessly with Xero
Pay invoices and people abroad
Receive money like a local
Spend with a debit card
Get paid with zero fees.
Invoice your clients in their currency and receive money with no fees for popular currencies. See business pricing for more details.
Get your own US, Eurozone, Australian, New Zealand, and UK bank details in minutes — without a local address. Use them to invoice clients or withdraw money from platforms like UpWork and Freelancer.com.
Spend anywhere with no hidden fees.
Use your Wise Business card to pay business expenses and spend online or in-store all over the world.
If you don’t have the currency in your account, we’ll automatically convert the amount for you.
The features freelancers love.
International payments for less
Pay invoices and buy inventory with the real exchange rate in 73 countries — for way cheaper than PayPal.
Send money directly from your own debit card or bank, or make payments from your account balance. Your recipient doesn't need a Wise account to receive their money.
Coverage around the world.
You can send money to 73 countries, and receive and hold 40 currencies.
You also get your own Eurozone, US, Australia, New Zealand, and UK bank details to get paid like a local.