How to invest in France from the UK
Find out how to invest in France from the UK with this essential guide, covering real estate investment, stocks and direct business investment.
Choosing a virtual private network is not just about what it can do, as price usually has a big say in the final decision. Since providers don’t all present their pricing in the same way, it helps to look closely at what each plan includes so you know exactly what you’re paying for.
In this guide, we take a closer look at Surfshark, a well-known VPN provider that offers a range of plans for different kinds of users. We’ll break down Surfshark subscription pricing and help you decide which plan best matches your needs and budget.
We’ll also look at how you can use the Wise card to manage your online transactions safely and securely if you decide to use your VPN for international shopping or travel. This clever debit card automatically converts your money to 40+ currencies at the mid-market exchange rate, with only a small, transparent conversion fee.
➡️ Learn more about the Wise card
Surfshark subscription plans are organised around both contract length and plan type, with pricing varying depending on whether you choose a monthly, yearly or two-year option as well as the specific package level. The month-to-month plan lets you switch or cancel whenever you want, while longer commitments reduce the average monthly cost and usually work out better value if you intend to use the service over time.¹
Prices generally range from £1.28 to £15.18 per month, depending on the plan duration and any extra features included.¹
The subscriptions are also divided by feature level, with all plans including standard VPN access and higher tiers sometimes adding extra tools or bundled services depending on the package you choose.¹
In terms of billing length, Surfshark provides three main options:
These are then combined with different subscription tiers, which typically include:
Each tier adds more features on top of the previous one. All plans include the main VPN service and unlimited device connections, while higher tiers unlock additional tools like email scan monitoring, alerts for data or credit card leaks and services that help remove personal data from online databases.¹
Overall, this setup makes it easy to choose between a simple VPN plan or a more feature-rich security package, depending on how much protection you want. Every subscription also includes a 30-day money-back guarantee, so you can try it out before deciding if it’s the right fit.¹
Let’s go through the available Surfshark plans and their pricing.
The monthly subscription is the most expensive option, but it gives you full freedom with no long-term commitment. Depending on the features included, pricing ranges from £11.28 up to £15.18 per month.¹
The Starter monthly plan costs £11.28 and covers VPN access across unlimited devices, along with an ad and pop-up blocker. It also includes an alternative ID tool to help mask your email address.¹
The One plan adds a wider set of security features on top of Starter, including real-time antivirus protection, alerts for data breaches and email scam detection. It also supports private, ad-free browsing without tracking. This option is priced at £13.08 per month.¹
The One + plan sits at the highest level and includes everything in One, plus Incogni. This service helps remove your personal data from company records and people search databases. The plan costs £15.18 per month.¹
Switching to a longer Surfshark subscription can cut costs by more than 80% compared with monthly billing. Although it requires paying more upfront, it delivers much better value over the subscription period.
The one-year Starter plan lowers the price to £2.18 per month. This reduced rate applies for 15 months in total, effectively giving you three additional months at the discounted price.¹
Savings continue with the One plan, which is priced at £2.48 per month under a one-year subscription. The promotional rate also extends to 15 months when you sign up annually.¹
For the One + plan, the one-year option costs £5.08 per month for the first 15 months, offering a notable reduction compared with the monthly price.¹
After the introductory period, the plans renew at the standard annual rate.
Surfshark’s two-year plans can deliver savings of up to 89% compared with paying month to month, depending on the tier you choose. As with the one-year option, you also get an extra three months included at the discounted rate.¹
The Starter plan is priced at £1.28 per month for the first 27 months, which comes to a total of £34.56 over that period. This is significantly lower than the roughly £300 you would pay with monthly billing.¹
The One plan is available at £1.48 per month across the same 27-month promotional term, compared with more than £350 on a monthly subscription.¹
The One + plan comes to £3.08 per month over 27 months, adding up to £83.16 rather than the over £400 you would pay with monthly billing across the same period.¹
After the introductory period, the plans renew at the standard two-year rate.
If you are looking for a secure and cost-effective way to pay for online services like Surfshark, the Wise card from the money services provider Wise is a smart choice. Whether you are paying for your subscription at home or using your VPN to secure your data while traveling, Wise helps you keep your money safe and your costs low.
A VPN is essential for protecting your data on risky public Wi-Fi networks at airports, hotels, and cafes abroad. While Surfshark protects your digital footprint, the Wise card protects your wallet by letting you spend like a local in 150+ countries whenever you tap.
Surfshark’s pricing model is built around two main factors: how long you subscribe and which feature package you choose. Because of this, the total cost can vary quite a bit depending on your setup.
Choosing a longer plan, particularly the two-year option, usually results in the lowest monthly equivalent cost, with savings that can reach up to 89% compared with monthly billing. Overall, pricing ranges from around £1.28 to £15.18 per month depending on the tier and subscription length.
If you just want standard VPN protection, the Starter plan on a longer subscription is usually the most budget-friendly route. For users who want more advanced tools like Incogni or antivirus features, the higher tiers cost more, but include a wider set of security and privacy functions.
Sources used:
Sources last checked on date: 04-May-2026
*Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.
This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.
We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.
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