Travel Tips Tips

Does Revolut work in the USA?

Zorica Lončar

18.11.22 (updated more than 1 year ago)

Read time 2 minutes

If you’re a Revolut user and you’ll be spending time in the US soon, it could be useful to know if you can use the money app there. Or perhaps you’re planning a move to the US, and like the idea of being able to use Revolut instead of a bank.

Whichever is the case, you’re in luck. Revolut does work in the US, and we’ll cover everything you need to know about it here in this guide.

We’ll even show you an alternative for low-cost overseas spending - the Wise international debit card.

But for now, let’s focus on Revolut in the USA.

How does Revolut work in the US?

Revolut US launched back in 2020, and it works in pretty much the same way as in the UK.

Once you sign up for an account, you can choose a plan and start sending and requesting money through the Revolut mobile app. You’ll also get a Revolut card, which can be used in the US, UK and in countries all over the world.

An important thing to note about signing up for Revolut in the US is that there are unlimited fee-free ATM withdrawals available at its network of 55,000 ATMs.

Revolut US plans and pricing

If you’re signing up to Revolut in the US, you’ll have three plans to choose from²:

Standard - free
Premium - $9.99 a month
Metal - $16.99 a month.

This is one fewer than in the UK, where there’s also a Plus plan available as the next tier up from the free Standard plan.

Each plan comes with a debit card, but you get more perks and benefits when you upgrade to a more expensive monthly package.

For example, with a Premium account you’ll get unlimited no fee currency exchange, everyday purchase protection and 24/7 priority customer support². This is lots more than the features available with the basic free plan.

Using your UK Revolut account in the US

If you opened your Revolut account in the UK, can you use it in the US? The simple answer is yes.

You can use the app to send and receive money, and use your Revolut card to spend while overseas.

However, as a UK customer on a standard plan, you may be limited to just £200 a month in ATM withdrawals. Take out more than this (or carry out more than 5 transactions in a month) and you could pay a fee of 2%³ according to Revolut UK pricing.

An alternative to Revolut - Wise

If you’re looking for a convenient, low-cost way to spend and even send money while abroad, check out Wise.

Open a Wise multi-currency account online and you can make and receive international transfers from wherever you are in the world. There are no monthly subscription fees or hidden charges⁴, just a small transparent fee when you want to make a transfer or convert currency.

What’s more, you’ll always get the mid-market exchange rate when you send money with Wise.

And for a one-off cost of just £7, you can get a Wise international debit card for low-cost spending in 175 countries. This works all over the world, including the US. It automatically converts your money to the local currency at the fair exchange rate whenever you spend. This makes it ideal for holidays and longer trips too.

Join Wise today

Sources used:

Sources last checked on date: 11-Nov-2022

*Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.

This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.

We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.