A guide explaining the residence permit in Turkey, including who can apply, how to apply, how it works and costs.
Planning a trip to Turkey? You may be flying there for a summer holiday, or an extended stay for work, study or to see family. Whichever is the case, you’ll need to figure out the most cost-effective way to spend while you’re there.
If you’re a Revolut customer or are thinking of signing up, you’ll want to know which countries it works in. In this guide, we’ll look at whether you can use Revolut in Turkey, including whether you can spend in Turkish lira (TRY) on the Revolut card.
We’ll even take a quick look at an alternative for convenient, low-cost spending abroad. Get a Wise card and you can spend in 175 countries at the mid-market exchange rate. This means you can start shopping in TRY from the moment you land at the airport.
Yes, you can use your Revolut card in Turkey. It can be used for card payments and ATM withdrawals wherever Mastercard and Visa are accepted¹.
This includes shops, restaurants, airports, hotels and transport services. You can also use it for online shopping in other currencies.
The Revolut card does support spending and ATM withdrawals in Turkish lira (TRY) during your trip to Turkey¹.
You can also hold and exchange Turkish lira in your Revolut account². This means that if you want to, you can convert money into TRY before your trip - using the Revolut mobile app.
There are potentially some fees involved when you use your Revolut card in other country. It all depends where you use your card and when - and whether currency exchange is required.
|Additional merchant surcharge fees (for paying by card)||Set by the merchant (if applicable)|
|Currency exchange transactions above £1,000||0.5%|
|Currency exchanges on weekends||1%|
|ATM withdrawals over £200 (or more than 5 withdrawals)||2%⁴|
When looking at how much it’ll cost you to use a card abroad, it’s important to factor in the exchange rate.
With Revolut, you can pre-load your account with Turkish lira before you travel. This means you can spend while you’re there without a currency conversion being required.
However, the money will first need to be converted from GBP in order to top up your balance with Turkish lira. The good news is that Revolut offers the mid-market exchange rate, but you’ll need to watch out when converting money on weekends as there’s a 1% charge.
If you choose to be charged in your home currency when using your Revolut card to shop abroad, the merchant will apply their own exchange rate³. This usually has a mark-up added on top of the mid-market rate, so it ends up costing you extra.
If you’re spending a long period of time in Turkey and aren’t already signed up to Revolut, you may be thinking of opening an account.
Unfortunately, Revolut accounts aren’t currently available in Turkey. You can still use a UK-issued Revolut card there though, and send money from the UK to Turkey.
Checking out alternatives for holiday spending? If you travel a lot, work or study in other countries, the Wise card is the perfect choice.
Open a Wise multi-currency account online and you can get an international Wise card for spending in 175 countries, including Turkey.
This clever card automatically converts your GBP to TRY whenever you spend. It does the conversion at the mid-market exchange rate, for just a small conversion fee⁵. Or if you already have TRY in your Wise account, there’s no fee to pay.
Need cash? You can use your Wise card to withdraw up to £200 a month from Turkish ATMs for free (although ATM providers may charge their own fees).
- Revolut Help - What Currencies are Supported for Spending?
- Revolut Help - What Currencies are Supported For Holding and Exchange?
- Revolut Help - What Fees Will I Be Charged for Making Card Payments?
- Revolut Standard Fees
- Wise - terms and conditions & pricing
Sources last checked on date: 29-Nov-2022
This publication is provided for general information purposes only and is not intended to cover every aspect of the topics with which it deals. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content in this publication. The information in this publication does not constitute legal, tax or other professional advice from Wise Payments Limited or its affiliates. Prior results do not guarantee a similar outcome. We make no representations, warranties or guarantees, whether express or implied, that the content in the publication is accurate, complete or up to date.
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