Travel Tips Travelling to Spain

Can I use Revolut in Spain?

Zorica Lončar

08.12.22 (updated more than 1 year ago)

Read time 2 minutes

Booked a summer holiday to Spain, or planning an extended stay there for work, study or a family visit? Whichever is the case, you’ll need to work out the best way to spend in the local currency while you’re there.

In this guide, we’ll look at whether you can use Revolut in Spain. This includes whether you can spend in euros on your Revolut card. So, read on if you’re an existing Revolut UK customer, or if you’re thinking of signing up.

And if you’re comparing alternatives for low-cost holiday spending, make sure to check out Wise.

Open a multi-currency account and you can get a Wise card to use in shops, bars, restaurants and ATMs in 175+ countries. It automatically converts currency using a great exchange rate when you spend, so that your money goes further.

Can I use Revolut in Spain?

Yes, you can use your Revolut account in Spain, and your card too.

Spain is one of the biggest European markets for Revolut, and it’s one of the fastest growing financial technology companies in the country - with plans to open new offices in Madrid and Barcelona¹.

You can use your Revolut card to spend wherever Visa and Mastercard are accepted². This includes shops, supermarkets, bars, restaurants, transport hubs, hotels and ATMs.

Is the euro supported for spending?

Yes, the euro (EUR) is one of the many major currencies that Revolut supports.

When it comes to spending in Spain using Revolut, you have two options:

Convert your GBP to EUR before your trip. This means you can use your Revolut card to spend straight from your EUR balance, without the need for currency conversion.
Spend on your Revolut card without pre-loading your balance with EUR and the card will automatically convert the currency for you³.

How much does it cost to use a Revolut card in Spain?

While it’s generally fee-free to use your Revolut card, there are some situations when you may be charged. It all depends where and when you use your card, how much you spend and whether currency conversions are required.

Let’s take a look at some of the fees you need to know about:

Transaction	Revolut fee⁴
Additional merchant surcharge fees (for paying by card)	Set by the merchant (if applicable)
Currency exchange transactions above £1,000	0.5%
Currency exchanges on weekends	1%
ATM withdrawals over £200 (or more than 5 withdrawals)	2%⁵

It isn’t just fees and charges you need to consider when choosing a card for spending overseas. The exchange rate can make just as big a difference to the overall cost.

The good news is that Revolut offers the mid-market exchange rate when you convert your GBP to EUR. Unfortunately though, there is a 1% charge if you convert currency at weekends - which isn’t ideal for those planning a weekend getaway to Spain.

You’ll also pay an extra fee for converting more than £1,000 at once, or for withdrawing more than £200 from a Spanish ATM.

Can I get a Revolut account in Spain?

Yes, Revolut does offer accounts in Spain. If you’re not already a customer, this could be handy if you’re planning to spend lots of time in Spain and want to use Revolut.

A great alternative for low-cost spending in Spain - the Wise card

Want a great exchange rate all the time, not just during the week? Get yourself a Wise card and spend like a local in 175+ countries including Spain.

The contactless Wise card automatically converts currency at the mid-market exchange rate whenever you spend. This is the rate you’ll find on Google or currency sites like XE, and it has no expensive mark-up added on top.

There’s only a small conversion fee to pay⁶, or it’s fee-free if you already have the currency in your Wise multi-currency account.

When you need cash, you can also use your Wise card to withdraw up to £200 a month from Spanish ATMs for free (although ATM providers may charge their own fees).

Join Wise today

⁶ Please see Terms of Use for your region or visit Wise Fees & Pricing: Only Pay for What You Use for the most up-to-date pricing and fee information.

Sources used:

Sources last checked on date: 06-Dec-2022

*Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.

This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.

We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.