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160 countries. 40 currencies. One card. Take on the world with Wise — the international account for sending, spending and receiving money like a local.

Mobile phone displaying the Wise app

The smart way to manage money on the go

Choose from 40 currencies to use or keep to hand in your Wise account, and convert them in seconds. Receive money internationally too, with account details and IBANs for 9 currencies. Use them to get money from overseas without any fees at all.
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Pay your way round the world with a universal card

If you’ve got the local currency, we’ll use it. If you don’t, we’ll convert to it at a cheap rate. So in store or online, you’ve always got the right kind of money, for the right price.
The Wise card next to the pool

Earn while you spend

When you use Interest, your money is invested in a fund that holds government-guaranteed assets. Spend freely, grow safely. Capital at risk - growth not guaranteed.
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Register for a free account in minutes


Get verified with your ID by our team


Add money in the currencies you want


Trust us to look after your money

We help over 16 million people move £9 billion every month — here’s how we make sure it’s safe.
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Privacy and data

We protect your details through strict standards and 2FA.

Dedicated support

Questions? Get 24/7 help in 14 languages.

International safeguarding

We’re regulated by national authorities around the globe.

Investment activity takes place under TINV Ltd, a new business subsidiary created to carry out investment activities and operate Assets. TINV Ltd is appropriately authorised and regulated by the Financial Conduct Authority (FCA). Our FCA number is 839689.