Best way to send money to Portugal?

Choosing the right way to send money with Wise will largely depend on your payment method. Some payment methods are faster than others. Some can be instant, while others are cheaper.

How much can I send to Portugal online?

Yes, there are limits for how much you can send to Portugal with us. They depend on which currencies you send to and from, and how you pay. You can check the limits for each currency in our help center articles or in our calculator . We’ll also let you know if you try to send too much at one time. If you’d like to send more than our limits allow, you can. You’ll just need to set up several transfers that are under the limits.

How long does it take to send money to Portugal?

On many popular routes, Wise can send your money within one day, or even within seconds. Sometimes, different payment methods or routine checks may affect the transfer delivery time. We’ll always keep you updated, and you can track each step in your account.

How to transfer money to Portugal online?

Register for free Sign up online or in our app for free. All you need is an email address, or a Google or Facebook account. Choose an amount to send Tell us how much you want to send. We'll show you our fees upfront, and tell you when your money should arrive. Add recipient's bank details Fill in the details of your recipient's bank account. If you don't know their details, we can request them for you. Verify your identity For some currencies, or for large transfers, we need a photo of your ID. This helps us keep your money safe. Pay for your transfer Depending on your currency combination and amount, supported payment methods can include bank transfer, debit or credit cards and others. That's it We'll handle the rest. You can track your transfer in your account, and we'll tell your recipient it's coming.

Send money to Portugal

Fast, low-cost, and secure online money transfers from Spain to Portugal.

Send money from Portugal to Spain instead.

Over 15 million customers

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FCA regulated

Learn more

You send exactly

–
4.28 GBP
=
995.72 GBPTotal amount we’ll convert
×
1.13779

Recipient gets

Get started

Compare the best money transfer service to Portugal

Sending 1,000.00 GBP with	Recipient gets(Total after fees)	Transfer fee	Exchange rate(1 GBP → EUR)
Cheapest	1,132.92 EURSave up to 49.08 EUR	4.28 GBP	1.13779Mid-market rate
	1,132.44 EUR- 0.48 EUR	4.30 GBP	1.13733
	1,129.49 EUR- 3.43 EUR	0.00 GBP	1.12949
	1,125.47 EUR- 7.45 EUR	0.00 GBP	1.12547
	1,118.32 EUR- 14.60 EUR	1.99 GBP	1.12055
	1,114.99 EUR- 17.93 EUR	20.00 GBP	1.13774Mid-market rate
	1,113.60 EUR- 19.32 EUR	0.00 GBP	1.11360
	1,110.17 EUR- 22.75 EUR	0.00 GBP	1.11017
	1,097.45 EUR- 35.47 EUR	0.00 GBP	1.09745
	1,096.88 EUR- 36.04 EUR	0.00 GBP	1.09688
	1,089.49 EUR- 43.43 EUR	0.00 GBP	1.08949
	1,089.49 EUR- 43.43 EUR	0.00 GBP	1.08949
	1,083.84 EUR- 49.08 EUR	2.99 GBP	1.08709

No hidden fees.

We’re on a mission to bring transparency to finance, for people without borders. We charge as little as possible, and we always show you upfront. No hidden fees. No bad exchange rates. No surprises. How do we collect this data?

How to send money to Portugal in 3 easy steps

icu.sendMoney.destination.easy.step.1.alt

Enter amount to send in GBP.

Pay in GBP with your debit card or credit card, or send the money from your online banking.

icu.sendMoney.destination.easy.step.2.alt

Choose recipient in Portugal.

Select who you want to send money to and which pay-out method to use.

icu.sendMoney.destination.easy.step.3.alt

Send GBP, receive EUR.

The recipient gets money in EUR directly from Wise’s local bank account.

Create free account now

Wise is easy.

How to send money to Portugal from Spain

Just tap in how much, and where to.
Then make a local payment to Wise, whether it's with a bank transfer, swift or your debit or credit card.
And that's it.

Wise converts your money at the 'inter-bank' rate – the real rate – so you save big time (even versus the guys saying there's 'zero' commission). On Wise, there's no room for sneaky bank surcharges or creeping hidden charges.

How much does it cost to transfer money to Portugal?

Pay a small, flat fee and percentage

To send money in GBP to Portugal, you pay a small, flat fee of 0.20 GBP + 0.41% of the amount that's converted (you'll always see the total cost upfront).

Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.

No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Fixed fee

0.20 GBP

Variable feeup to 100,000 GBP/month

0.41%

Variable feemore than 100,000 GBP/month

Discount applies

How long will a money transfer to Portugal take?

A money transfer from Spain (GBP) to Portugal (EUR) should arrive by Tuesday. Sometimes transfer times can differ based on payment methods or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

GBP

EUR

Should arrive

by Tuesday

What you’ll need for your online money transfer to Portugal

Register for free.

Choose an amount to send.

Tell us how much you want to send. We’ll show you our fees upfront, and tell you when your money should arrive.

Add recipient’s bank details.

Fill in the details of your recipient’s bank account.

Verify your identity.

For some currencies, or for large transfers, we need a photo of your ID. This helps us keep your money safe.

Pay for your transfer.

Send your money with a bank transfer, or a debit or credit card.

That’s it.

We’ll handle the rest. You can track your transfer in your account, and we'll tell your recipient it's coming.

Best ways to send money to Portugal

Bank Transfer
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
Debit Card
Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.
Credit Card
Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card.
PISP
PISP (Payment Initiation Service Provider) payments are instructions you give Wise to make a bank transfer directly from your bank account — without having to leave our app and log in to your online banking. This option is as cheap as a manual bank transfer, but it isn’t supported by all banks yet.
Swift
Using SWIFT to fund your transfer usually means that your transfer will take longer and be more expensive, as your bank will charge a fee. You should also bear in mind that other correspondent banks in between may also deduct their handling fees. Your bank should be able to advise on those fees.
Apple Pay
If you’ve enabled Apple Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Apple Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.
Google Pay
If you’ve enabled Google Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Google Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.

Trust Wise with safe & secure money transfers to Portugal

Safeguarded with leading banks

We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Regulated by the National Bank of Belgium

We’re regulated by authorities around the world. This includes the FCA in the UK and FinCEN in the US.

Audited regularly

We make sure your money’s secure, and that Wise is financially stable. As we’re not a bank, your money isn’t FSCS protected — instead we safeguard it.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Trustpilot score 4.4 out of 5, from 186,805 reviews

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it.
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