Give your money a boost
Earn returns on EUR and GBP by opening a Wise account and investing in a fund that holds government-guaranteed assets. Spend any time, all while you grow. Capital at risk.
*Growth is not guaranteed and your money is at risk if governments default or interest rates go negative. Variable rates are based on 7 day performance as of 20 September 2023. See the past performance of each fund below.
Interest is offered in partnership with BlackRock and through TINV Europe AS. The funds aim to maximise current income through a portfolio of high quality short-term money market instruments. You may have to pay tax on your earnings — for example, capital gains tax.
Rates
The rate we show is how much your money could grow over a year. It’s based on the fund’s rate of return in the last 7 days and tracks the rate set by the central bank. The rate was last updated 20 September 2023. Past performance doesn't guarantee future growth.
3.24% on EUR
Includes 0.47% annual fee
4.69% on GBP
Includes 0.47% annual fee
EUR fund tracks the European Central Bank rate
- Fund Rate
The graph shows past performance of the BlackRock ICS Euro Government Liquidity Fund. The fund has returned a -0.22% annual average over the last 5 years, excluding Wise fees. The current rates do not guarantee future growth and your return may increase or decrease as a result of currency fluctuations. For more on the fund's past performance, visit the BlackRock fund page.
Keeping your money safe
The fund Interest uses is designed to be stable and is considered low risk because the assets it invests in are guaranteed by governments.
You may also be eligible for protection up to 20,000 EUR under The Estonian Investor Protection Sectoral Fund.
You may also be eligible for protection up to 20,000 EUR under The Estonian Investor Protection Sectoral Fund.
Daily gains, instant access
Returns are added to your money every working day — and you can use them right away. Send and spend your money, all while getting a return. Growth not guaranteed.
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Interest is offered through TINV Europe AS, authorised and regulated as an investment firm by the Estonian Financial Supervision Authority (Finantsinspektsioon). We do not give investment advice, and you may be subject to pay tax. If you’re not sure, seek qualified advice. You can find more information about the funds on our website.