Send money to the USA from abroad

Fast, low-cost, and secure online money transfers to the USA from abroad.

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  • 0 EUR
  • 6.21 EUROur fee
  • 6.21 EURTotal fees
  • =
    993.79 EURTotal amount we’ll convert
  • ×
    1.0903

Should arrive by Tuesday

Get started

Save on exchange rate markups

The cost of your transfer comes from the fee and the exchange rate. Many high street banks offer “no fee”, while hiding a markup in the exchange rate, making you pay more.

At Wise, we’ll never do that. We only use the mid-market exchange rate, and show our fees upfront. This table compares the fees you’d really pay when sending money with the most popular banks and providers, or with us.

How do we select providers and collect this data?
Sending 1,000 EUR withRecipient gets(Total after fees)
Wise
1,083.48 USD
Transfer fee
6.21 EUR
Exchange rate(1 EUR USD)
1.09025
Exchange rate markup
0 EUR

Cost of transfer
6.21 EUR

ING
1,064.77 USD- 18.71 USD
Transfer fee
15 EUR
Exchange rate(1 EUR USD)
1.08098
Exchange rate markup
8.50 EUR

Cost of transfer
23.50 EUR

PayPal
1,042.13 USD- 41.35 USD
Transfer fee
5.99 EUR
Exchange rate(1 EUR USD)
1.04841
Exchange rate markup
38.37 EUR

Cost of transfer
44.36 EUR

Deutsche Bank
1,040.73 USD- 42.75 USD
Transfer fee
41.55 EUR
Exchange rate(1 EUR USD)
1.08585
Exchange rate markup
4.04 EUR

Cost of transfer
45.59 EUR

B Sabadell
1,035.13 USD- 48.35 USD
Transfer fee
22 EUR
Exchange rate(1 EUR USD)
1.05841
Exchange rate markup
29.20 EUR

Cost of transfer
51.20 EUR

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How to send money to the USA from abroad in 3 easy steps

How much does it cost to transfer money to the USA from abroad?

Pay a small, flat fee and percentage

To send money in EUR to the USA from abroad, you pay a small, flat fee of 1.54 EUR + 0.47% of the amount that's converted (you'll always see the total cost upfront).


Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.


No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Wise
Fees for our low cost transfers
Fixed fee
1.54 EUR
Variable feeup to 23,945.40 EUR/month
0.47%
Variable feemore than 23,945.40 EUR/month

How long will a money transfer to the USA from abroad take?

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Sometimes, different payment methods or routine checks may affect the transfer delivery time. We’ll always keep you updated, and you can track each step in your account.

Your transfer route

EUR
USD

Should arrive

by Tuesday

Best ways to send money to the USA from abroad

  • Bank Transfer

    Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
  • Google Pay

    If you’ve enabled Google Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Google Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.
  • Apple Pay

    If you’ve enabled Apple Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Apple Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.
  • Debit Card

    Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.
  • Credit Card

    Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card.
  • PISP

    PISP (Payment Initiation Service Provider) payments are instructions you give Wise to make a bank transfer directly from your bank account — without having to leave our app and log in to your online banking. This option is as cheap as a manual bank transfer, but it isn’t supported by all banks yet.

What you’ll need for your online money transfer to the USA from abroad

Protecting you and your money

Safeguarded with leading banks

We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Send money from abroad with the Wise app

Looking for an app to send money from abroad? Sending money is easy with Wise app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.
Learn more about the Wise app

Let's answer some of your questions