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Instant money transfers

Sending money anywhere in the world should be as quick and painless as sending an email. But the old banks’ systems weren’t built for sending money abroad — so we’re building a new one.

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Is Wise safe?
Yes, here’s why
  • 1.30 USD
  • 5.52 USDOur fee
  • –
    6.82 USDTotal fees
  • =
    993.18 USDTotal amount we’ll convert
  • ×
    0.927200
Get started

How long will a money transfer take?

Sending money fromSending money toTransfer methodShould arrive by
USDEURDirect Debitin 10 hours
USDAEDDirect Debitin 8 hours
USDARSDirect Debitby Friday
USDAUDDirect Debitin 7 hours
USDBDTDirect Debitby Sunday
USDBGNDirect Debitin 11 hours
USDBRLDirect Debitby Friday
USDCADDirect Debitby Monday, June 12
USDCHFDirect Debitin 4 hours
USDCLPDirect Debitby Tuesday, June 13
USDCNYDirect Debitin seconds
USDCOPDirect Debitin seconds
USDCRCDirect Debitby Tuesday, June 13
USDCZKDirect Debitby Sunday
USDDKKDirect Debitby Monday, June 12
USDEGPDirect Debitby Tuesday, June 13
USDFJDDirect Debitin 10 minutes
USDGBPDirect Debitin seconds
USDGELDirect Debitin 11 hours
USDGHSDirect Debitby Friday
USDHKDDirect Debitin 10 minutes
USDHUFDirect Debitin seconds
USDIDRDirect Debitin 3 hours
USDILSDirect Debitby Wednesday, June 14
USDINRDirect Debitin seconds
USDJPYDirect Debitin 2 hours
USDKESDirect Debitin 30 minutes
USDKRWDirect Debitin 3 minutes
USDLKRDirect Debitin seconds
USDMADDirect Debitby Tuesday, June 13
USDMXNDirect Debitin 2 minutes
USDMYRDirect Debitin seconds
USDNOKDirect Debitby Monday, June 12
USDNPRDirect Debitby Friday
USDNZDDirect Debitby Sunday
USDPHPDirect Debitby Monday, June 12
USDPLNDirect Debitby Monday, June 12
USDRONDirect Debitby Monday, June 12
USDSEKDirect Debitin 8 hours
USDSGDDirect Debitin seconds
USDTHBDirect Debitin seconds
USDTRYDirect Debitin 6 hours
USDTZSDirect Debitby Friday
USDUGXDirect Debitby Monday, June 12
USDUYUDirect Debitby Monday, June 12
USDVNDDirect Debitin 40 minutes
USDZARDirect Debitby Sunday
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How to send money abroad instantly?

    icu.sendMoney.destination.easy.step.1.alt

    Use our calculator to get an estimate for your transfer.

    If your estimation says "should arrive in seconds" — your transfer will be instant.

    icu.sendMoney.destination.easy.step.2.alt

    Choose the fastest payment option.

    For many currency routes, paying using credit cards, Apple Pay or your balance are faster than bank transfer or SWIFT.

    icu.sendMoney.destination.easy.step.3.alt

    Complete the transfer.

    Double check the recipient details, payment details then confirm and pay for your transfer. We’ll take care of the rest.

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How fast is instant?

A payment is instant when it arrives within 20 seconds. And sometimes they’re even quicker. So, your payments could arrive before you can say ‘hidden bank fees’.

Right now, 45% of our transfers are instant. But our mission is to build instant transfers for everyone, everywhere. So if your chosen currency route isn’t instant yet, make sure to check the speed of your transfer in our calculator.

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Fast money transfers are easy

Wise makes transferring money fast, and sometimes — instant. We believe that:

  • You should always know how long your transfer’s going to take. So when you set up a transfer, you'll get an estimate for when your money should arrive.
  • You should always know where your money is. So keep track of your money by using our in-app Money tracker.
  • All transfers should be instant — we’re on a mission to bring you just that.

Send money instantly with the most international app

Looking for an app to send money instantly? Sending money is easy with Wise app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.
Learn more about the Wise app

Download from the Apple App StoreDownload from the Google Play Store

Wise works nearly everywhere

Trustpilot score 4.4 out of 5, from 190,849 reviews

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com.

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