Send money to Philippines

Fast, low-cost, and secure online money transfers from the US to Philippines.

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  • 2.49 USD
  • 6.97 USDOur fee
  • 9.46 USDTotal fees
  • =
    990.54 USDTotal amount we’ll convert
  • ×
    56.8632

Should arrive by Wednesday

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Save when you send money to Philippines

The cost of your transfer comes from the fee and the exchange rate. Many high street banks offer “no fee”, while hiding a markup in the exchange rate, making you pay more.

At Wise, we’ll never do that. We only use the mid-market exchange rate, and show our fees upfront. This table compares the fees you’d really pay when sending money with the most popular banks and providers, or with us.

How do we select providers and collect this data?
Sending 1,000 USD withRecipient gets(Total after fees)
Wise
56,325.27 PHP
Transfer fee
9.46 USD
Exchange rate(1 USD PHP)
56.8632
Exchange rate markup
0 USD

Cost of transfer
9.46 USD

Western Union
55,736.21 PHP- 589.06 PHP
Transfer fee
0.99 USD
Exchange rate(1 USD PHP)
55.7914
Exchange rate markup
18.85 USD

Cost of transfer
19.84 USD

PayPal
54,057.74 PHP- 2,267.53 PHP
Transfer fee
4.99 USD
Exchange rate(1 USD PHP)
54.3288
Exchange rate markup
44.57 USD

Cost of transfer
49.56 USD

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How to send money to Philippines in 3 easy steps

How much does it cost to transfer money to Philippines?

Pay a small, flat fee and percentage

To send money in USD to Philippines, you pay a small, flat fee of 7.43 USD + 0.57% of the amount that's converted (you'll always see the total cost upfront).


Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.


No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Wise
Fees for our low cost transfers
Fixed fee
7.43 USD
Variable feeup to 26,179 USD/month
0.57%
Variable feemore than 26,179 USD/month

How long will a money transfer to Philippines take?

A money transfer from the US (USD) to Philippines (PHP) should arrive by Wednesday. Sometimes transfer times can differ based on payment methods or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

USD
PHP

Should arrive

by Wednesday

What you’ll need for your online money transfer to Philippines

Best ways to send money to Philippines

  • Direct Debit

    Direct Debit is a convenient option that lets us take money from your account once you have authorised the payment on our site. It takes a little more time for your money to reach Wise, and it can be more expensive than a bank transfer.
  • Bank Transfer

    Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.

Trust Wise with safe & secure money transfers to Philippines

Safeguarded with leading banks

We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Send money to Philippines from the US with the Wise app

Looking for an app to send money to Philippines? Sending money is easy with Wise app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.
Learn more about the Wise app

See what the world’s largest publications have to say

Wired

Smart tech and sharp thinking are disrupting high-street banks

Financial Times

Wise is looking to use the internet to spark a digital revolution in current financial services

The Economist

Wise takes a machete to the hefty fees that banks levy to send money across borders

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