Send money to Philippines
Fast, low-cost, and secure online money transfers from the USA to Philippines.
The real cost of sending 1,000 USD to PHP and transfer speed | Transfer speed | ||
Cheapest 10.63 USD | 10.63 USD no hidden fees Should arrive in 3 days | Should arrive in 3 days | |
 10.71 USD | 10.71 USD 10.71 USD in hidden fees Should arrive within 1 hour | Should arrive within 1 hour | |
 13.30 USD | 13.30 USD 13.30 USD in hidden fees Should arrive within 1 hour | Should arrive within 1 hour | |
 15.21 USD | 15.21 USD 13.22 USD in hidden fees Should arrive within 5 business days | Should arrive within 5 business days | |
 15.71 USD | 15.71 USD 14.72 USD in hidden fees Should arrive within 4 business days | Should arrive within 4 business days | |
 31.51 USD | 31.51 USD 31.51 USD in hidden fees Should arrive within 1 business day | Should arrive within 1 business day | |
 39.91 USD | 39.91 USD 39.91 USD in hidden fees Should arrive within 1 business day | Should arrive within 1 business day | |
 46.47 USD | 46.47 USD 41.48 USD in hidden fees Should arrive in 1-5 business days | Should arrive in 1-5 business days | |
How to send money to Philippines in 3 easy steps
Enter amount to send in USD.
Pay in USD with your debit card or credit card, or send the money from your online banking.
Choose recipient in Philippines.
Select who you want to send money to and which pay-out method to use.
Send USD, receive PHP.
The recipient gets money in PHP directly from Wise’s local bank account.
What is the easiest way to send money with Wise?
How to send money to Philippines from the USA
- Just tap in how much, and where to.
- Then make a local payment to Wise, whether it's with a wire transfer, ACH or your debit or credit card.
- And that's it.
Wise converts your money at the 'inter-bank' rate – the real rate – so you save big time (even versus the guys saying there's 'zero' commission). On Wise, there's no room for sneaky bank surcharges or creeping hidden charges.
How much does it cost to transfer money to Philippines?
Pay a small, flat fee and percentage
To send money in USD to Philippines, you pay a small, flat fee of 4.69 USD + 0.6% of the amount that's converted (you'll always see the total cost upfront).
Fee depends on your chosen transfer type
Some transfer types have different fees which are usually tiny.
No hidden fees
No big fees, hidden or otherwise. So it's cheaper than what you're used to.
How long will a money transfer to Philippines take?
A money transfer from the USA (USD) to Philippines (PHP) should arrive by Monday, September 25. Sometimes transfer times can differ based on payment methods or verification changes. We’ll always keep you updated, and you can track each step in your account.
On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.
Your transfer route
Should arrive
by Monday, September 25What you’ll need for your online money transfer to Philippines
Register for free.
Sign up online or in our app for free. All you need is an email address, or a Google or Facebook account.
Choose an amount to send.
Tell us how much you want to send. We’ll show you our fees upfront, and tell you when your money should arrive.
Add recipient’s bank details.
Fill in the details of your recipient’s bank account.
Verify your identity.
For some currencies, or for large transfers, we need a photo of your ID. This helps us keep your money safe.
Pay for your transfer.
Send your money with a bank debit (ACH), wire transfer, or a debit or credit card.
That’s it.
We’ll handle the rest. You can track your transfer in your account, and we'll tell your recipient it's coming.
Best ways to send money to Philippines
Direct Debit
Direct Debit is a convenient option that lets us take money from your account once you have authorised the payment on our site. It takes a little more time for your money to reach Wise, and it can be more expensive than a bank transfer.Bank Transfer
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
Trust Wise with safe & secure money transfers to Philippines
Safeguarded with leading banks
We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.
Audited regularly
We make sure your money’s secure, and that Wise is financially stable. As we’re not a bank, your money isn’t FSCS protected — instead we safeguard it.
Extra-secure transactions
We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.
Data protection
We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.
Dedicated anti-fraud team
We work round the clock to keep your account and money protected from even the most sophisticated fraud.
Send money to Philippines from the USA with the most international app
Looking for an app to send money to Philippines? Sending money is easy with Wise app.
- Cheaper transfers abroad - free from hidden fees and exchange rate markups.
- Check exchange rates - see on the app how exchange rates have changed over time.
- Repeat your previous transfers - save the details, and make your monthly payments easier.
See what the world’s largest publications have to say
Smart tech and sharp thinking are disrupting high-street banks
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Wise takes a machete to the hefty fees that banks levy to send money across borders
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Trustpilot score 4.2 out of 5, from 195,148 reviews
It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com.
