Where to exchange money in St. Augustine
Are you heading to St. Augustine? You will want to ensure you are aware of the local currency and how to obtain it. In addition, you may want to keep track of the current exchange rates and where to change your money to the local currency without getting ripped off.
We will give you a list of the best currency exchanges in St. Augustine that you can visit in person.
There is also a digital alternative to consider by using Wise. This could save you both time and money.
Where to exchange money in St. Augustine
Are you heading to St. Augustine? You will want to ensure you are aware of the local currency and how to obtain it. In addition, you may want to keep track of the current exchange rates and where to change your money to the local currency without getting ripped off.
We will give you a list of the best currency exchanges in St. Augustine that you can visit in person.
There is also a digital alternative to consider by using Wise. This could save you both time and money.
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From January 2026, transfers from the US are more expensive when you pay with cash, checks, or money orders. A 1% tax is being introduced due to the One Big Beautiful Bill Act. But you won’t pay this tax on Wise transfers. Learn more
Currency exchanges in St. Augustine
Consider using digital alternatives like Wise when looking at currency exchanges. If you still need to have some physical cash, here are a list of currency exchanges you can find in St. Augustine.
A reminder from us - There's no such thing as 0% commission or fee-free so remember to do your research and make an informed decision.
| Money Changer | Address | Contact Information |
|---|---|---|
| Walmart Money Center | 2355 US-1, St. Augustine, FL 32086, USA | +1 904-797-3309 |
| Florida Cash Inc. | 181 King St, St. Augustine, FL 32084, USA | +1 904-823-8704 |
| VyStar Credit Union | 165 State Rte 312, St. Augustine, FL 32086, USA | +1 904-908-2927 |
| Lending Bear | 125 State Rd 207 Ste 1, St. Augustine, FL 32084, USA | +1 904-824-8424 |
| VyStar Credit Union | 3654 N Ponce De Leon Blvd, St. Augustine, FL 32084, USA | +1 904-420-5721 |
| Sailors Exchange and Storage | 290 N Rodriquez St, St. Augustine, FL 32084, USA | +1 904-808-0667 |
| Silver Dollar City | 2447 US-1, St. Augustine, FL 32086, USA | +1 904-797-7570 |
| Bank of America (Lobby Service Only) | 2135 US-1, St. Augustine, FL 32086, USA | +1 904-794-4345 |
| Regions Bank | 1420 US-1, St. Augustine, FL 32084, USA | +1 904-209-4570 |
| St Augustine Municipal Marina | 111 Avenida Menendez, St. Augustine, FL 32084, USA | +1 904-825-1026 |
| Wells Fargo Bank | 1919 US-1, St. Augustine, FL 32086, USA | +1 904-824-7550 |
| Salt Life Food Shack | 321 A1A Beach Blvd, St. Augustine, FL 32080, USA | +1 904-217-3256 |
Notice anything wrong with our results table? Let us know - If there is a genuine mistake, we will do our best to resolve it.
US dollar rate today
The accepted currency in St. Augustine and across United States is the US dollar.
However, when you visit a currency exchange, you'll find that they use currency codes. Specifically, the currency code for the US dollar is USD. Keep an eye out for this code if you're comparing exchange rates.
What you should know about exchanging money in St. Augustine
Before exchanging money in St. Augustine or any foreign city, it's important to be informed to avoid excessive charges and get the best deals. Consider opening a bank account in the US for long-term stays or substantial investments like buying property or cars.
1. Beware of 'zero fee' services
Services claiming 'no commission' often offer poor exchange rates, not reflecting the mid-market rate, leading to hidden profits for them.
2. Check the exchange rate beforehand
Familiarize yourself with the base rate to identify a bad deal from exchange services.
3. Avoid exchanging money at airports or hotels
Convenience comes at a price, as airports and hotels usually offer poor rates and high transaction fees.
4. Use ATMs strategically
Check if your home bank has partnerships in the US banks to avoid extra ATM fees, and inform your bank before traveling.
5. Opt for local currency
When using an ATM abroad, choose to be charged in US dollars for a fairer rate and avoid undisclosed exchange rates and additional fees.
Money exchange at the tip of your fingers
Out with carrying only cash when you're abroad. The world has gone digital and so can you.
With a Wise account you can exchange currency at any time, almost everywhere in the world.
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Other currency exchanges
Bottom line
As you can see, there are plenty of options for exchanging money in St. Augustine. Remember to do your research on the exchange rate and get the most out of your trip. For a fuss-free alternative to exchanging cash, check out Wise.
Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.
This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.
We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.