Where to exchange money in Buffalo
If you’re planning a trip to Buffalo, it will definitely be useful to know how to obtain the local currency. Additionally, you may want to be aware of the current exchange rate and the most convenient places to exchange your money.
On this page, we’ll provide you with a list of the best places to exchange currency in Buffalo. We’ll also introduce you to an alternative, Wise, which may be more cost-effective and save you the hassle of visiting a physical location.
Where to exchange money in Buffalo
If you’re planning a trip to Buffalo, it will definitely be useful to know how to obtain the local currency. Additionally, you may want to be aware of the current exchange rate and the most convenient places to exchange your money.
On this page, we’ll provide you with a list of the best places to exchange currency in Buffalo. We’ll also introduce you to an alternative, Wise, which may be more cost-effective and save you the hassle of visiting a physical location.
Spend abroad without hidden fees
Tax free transfers when you send money abroad with Wise.
From January 2026, transfers from the US are more expensive when you pay with cash, checks, or money orders. A 1% tax is being introduced due to the One Big Beautiful Bill Act. But you won’t pay this tax on Wise transfers. Learn more
Currency exchanges in Buffalo
If you have a need to use cash, here are some recommendations to exchange foreign currency in Buffalo.
Just remember, there's no such thing as completely free or 0% commission when exchanging money. Always check the mid-market exchange rate beforehand so you know the real value of your money.
| Money Changer | Address | Contact Information |
|---|---|---|
| EFX Walden Galleria | 1 Galleria Dr, Cheektowaga, NY 14225, USA | +1 716-681-8820 |
| Western Union | 959 Niagara St, Buffalo, NY 14213, USA | +1 716-886-3510 |
| MoneyGram | 450 Niagara St, Buffalo, NY 14201, USA | +1 716-854-2700 |
| Western Union | 472 Main St, Buffalo, NY 14202, USA | +1 800-325-6000 |
| Western Union | 424 Elmwood Ave, Buffalo, NY 14222, USA | +1 716-882-3111 |
| Envoy International | 427 Garrison Rd, Fort Erie, ON L2A 6E6, Canada | +1 800-755-5614 |
| Standard Express | 1105 Broadway #8, Buffalo, NY 14212, USA | +1 716-995-7739 |
| Western Union | 650 Delaware Ave, Buffalo, NY 14202, USA | +1 716-883-0232 |
| EFX Currency Exchange | 1900 Military Rd, Niagara Falls, NY 14304, USA | +1 716-297-4654 |
| EZ Check Cashing | 372 Connecticut St, Buffalo, NY 14213, USA | +1 716-881-7070 |
| Western Union | 3605 Sheridan Dr, Amherst, NY 14226, USA | +1 716-835-5600 |
| MoneyGram | SPECTRUM BLDG, 1625 Elmwood Ave, Buffalo, NY 14207, USA | +1 716-875-0922 |
| EFX Currency Exchange | 1855 Monroe Ave #1924, Rochester, NY 14618, USA | +1 585-445-8911 |
Notice anything wrong with our results table? Let us know - If there is a genuine mistake, we will do our best to resolve it.
US dollar rate today
The currency used in Buffalo, as well as the rest of United States is US dollar.
However, when visiting a currency exchange shop you will notice they use currency codes. The code for US dollar is USD. Keep an eye out for this if you want to compare exchange rates.
What you should know about exchanging money in Buffalo
When exchanging money in Buffalo or any foreign city, it's important to be aware how to get the best deals and avoid excessive charges and hidden fees. If you are planning on staying in the US long-term or looking to make a larger investment you could consider opening a local bank account. Otherwise, use the tips below to help avoid getting overcharged.
1. Pick local currency on ATMs and card payments
When using an ATM abroad, choose to be charged in US dollars for a fairer rate and fees. The same applies if you get the option on card machines.
2. Know the exchange rate
Check what the current exchange rate is so it's easier to spot a bad deal from currency exchanges.
3. Avoid exchanging money at airports or hotels
It may be highly convenient, but airports and hotels will almost always offer poor rates and high transaction fees. Avoid this where possible.
4. Use ATMs strategically
Check if your local bank has partnerships in the US banks to avoid unwanted ATM fees. Also try to plan ahead and make as few withdrawals as possible to avoid multiple extra fees.
5. Be wary of 'zero fee' services
Some services claiming 'no commission' often offer poor exchange rates. These may not reflect the mid-market rate, similar to what you'd see when checking the rate on Google. This can lead to higher costs for you and more profits for them.
Money exchange at the tip of your fingers
Out with carrying only cash when you're abroad. The world has gone digital and so can you.
With a Wise account you can exchange currency at any time, almost everywhere in the world.
Access over 70 currencies in just a few clicks and pay wherever you are with the Wise card.
Say goodbye to the analog way. Say hello to Wise
Other currency exchanges
Bottom line
As you can see, there’s no shortage of options when it comes to exchanging money in Buffalo. Don't forget to do your research on the exchange rate before converting your money, and check Wise out if you want a fuss-free alternative to exchanging cash.
Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.
This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.
We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.