Send money online

Send money online from our website or mobile app, in just a few clicks.

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Over 16 million customers
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  • 0 HKD
  • 11.11 HKDOur fee
  • 11.11 HKDTotal fees
  • =
    988.89 HKDTotal amount we’ll convert
  • ×
    0.1277

Find out how much it costs to send money online

Sending 1,000 HKD withRecipient gets(Total after fees)and transfer speed
Instarem.
126.68 USD
Transfer fee
8 HKD
Exchange rate(1 HKD USD)
0.127701
Exchange rate markup
0 HKD
Cost of transfer
7.64 HKD

Western Union
126.53 USD- 0.15 USD
Transfer fee
5 HKD
Exchange rate(1 HKD USD)
0.127163
Exchange rate markup
3.85 HKD
Cost of transfer
8.85 HKD

Wise
126.24 USD- 0.44 USD
Transfer fee
11.11 HKD
Exchange rate(1 HKD USD)
0.127655
Exchange rate markup
0 HKD
Cost of transfer
11.11 HKD

Hang Seng Bank
119.05 USD- 7.63 USD
Transfer fee
65 HKD
Exchange rate(1 HKD USD)
0.127324
Exchange rate markup
2.59 HKD
Cost of transfer
67.59 HKD

This applies when you pay in via bank transfer. How do we collect this data?
globe

Send money online in 3 easy steps

Online money transfer fees

How much does it cost to send money online?

To send money online with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always shows you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

You can use our handy calculator to find out exactly how much will you pay for your transfer. The cost depends on where you will be sending money from and to, as well as on your chosen payment method.

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Delivery time for online money transfers from Hong Kong

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Sometimes, different payment methods or routine checks may affect the transfer delivery time. We’ll always keep you updated, and you can track each step in your account.

Your transfer route

HKD
USD

Should arrive

by Monday, April 22

Best ways to send money internationally

  • Bank Transfer

    Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
  • Debit Card

    Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.
  • Credit Card

    Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card.
  • Apple Pay

    If you’ve enabled Apple Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Apple Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.
  • Google Pay

    If you’ve enabled Google Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Google Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.

Protecting you and your money

Safeguarded with leading banks

We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Send money online with the most international app

Looking for an app to send money online? Sending money is easy with Wise app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.
Learn more about the Wise app

Trustpilot score 4.3 out of 5, from 216,008 reviews

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com.

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