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Send money to mobile money

Send money to mobile money from our website or mobile app, in just a few clicks. Join over 14.8 million people who choose Wise for fast and secure money transfers.

Availability of the payment type depends on the currency or the region.

Read more
  • Low fees — fees get cheaper the more you send
  • Lightning fast — money typically arrives in seconds
  • Perfectly predictable — lock in an exchange rate for your international transfer
Open an account
  • Arrives
    by Monday
  • Total fees
    Included in USD amount

    • Send money to mobile money

    Send money to mobile money from our website or mobile app, in just a few clicks. Join over 14.8 million people who choose Wise for fast and secure money transfers.

    Availability of the payment type depends on the currency or the region.

    Read more
    • Low fees — fees get cheaper the more you send
    • Lightning fast — money typically arrives in seconds
    • Perfectly predictable — lock in an exchange rate for your international transfer
    Open an account
  • Arrives
    by Monday
  • Total fees
    Included in USD amount

    • See how much it costs to send money abroad

    The total cost of a transfer is the fee plus exchange rate. If your provider says there’s no fee, check their exchange rate against the one Wise offers. You might be paying more than you think.

    Send money now
    Wise
    Wise
    		Bank of America
    Bank of America

    Recipient gets

    (Total after fees)

    		6,707.07 CNY6,566.10 CNY

    Exchange rate

    (1 USDCNY)

    		6.829256.56610

    Exchange rate markup

    		0 USD38.53 USD

    Transfer fee

    		17.89 USD0 USD

    Total transfer cost

    		17.89 USD38.53 USD
    This applies when you pay in via bank transfer. How do we collect this data?

    How to send money to mobile money in 3 easy steps

    Start your transfer.

    Enter amount to send in USD.

    Pay in USD with your debit card or credit card, or send the money from your online banking.

    Get the best rate out there.

    Choose your recipient.

    Select who you want to send money to and which pay-out method to use.

    Money is locally delivered.

    Send USD, receive CNY.

    The recipient gets money in CNY directly from Wise’s local bank account.

    Create free account now

    What is Mobile money money transfer?

    Making a mobile money transfer is convenient for the sender - as you’ll only need the recipient’s mobile number. Just take a look in your contacts to find the recipient’s phone number, and get started with Wise.

    Mobile money transfers can be a great option for the recipient of the payment, too, as their funds will be deposited right into their mobile money or bank account ready for spending.

    Wise supports payments to a range of mobile money accounts in a number of countries, including bKash, M-PAiSA, M-PESA and more.

    The exact details you need from your recipient when sending to a mobile money account can vary a bit depending on the specific mobile money account type you choose - but you’ll be guided through inputting the required information step by step as you set up your transfer online or in the Wise app.

    Online money transfer fees

    How much does it cost to send money to mobile money?

    To send money to mobile money with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

    Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.

    No big fees, hidden or otherwise. So it's cheaper than what you're used to.

    Calculate how much you can save

    Cheapest way to send money abroad

    The cheapest way to send USD to CNY is by using money that's in your Wise account and costs 52.86 USD. We use the mid-market exchange rate — the fairest rate — and always show your fees upfront.

    USD

    CNY

    Sending USDTransfer cost
    Wise account52.86 USD
    Bank transfer59.33 USD
    Direct debit63.27 USD

    See where Wise works

    How we keep your money safe

    Every transfer you make is protected with HTTPS encryption and 2-step verification. And we run millions of checks each day to protect every transaction from fraud.

    How we keep your money safe
    • Rock-solid technology
      Super smart Wisers have built our industry-leading security systems from scratch over the last 12 years.
    • People who care, 24/7
      With over 1,000 anti-fraud specialists, and real human help available every minute, we’re on hand when you’ve got questions.
    • Your money, not ours
      Your money is safeguarded, and held completely separate from ours, so it’s available to you all the time.

    4.3 / 5 on Trustpilot from 287,063 reviews

    Read more reviews on Trustpilot