You're on the South Africa website.

Skip to main content

Send money by swift

Send money by swift from our website or mobile app, in just a few clicks. Join over 12.8 million people who choose Wise for fast and secure money transfers.
Availability of the payment type depends on the currency or the region.
Read more

Over 12.8 million customers
Read on Trustpilot
FCA regulated
Learn more
 Rate guaranteed (63h)

  • Bank transfer fee

    0 EUR

  • Our fee

    210.67 EUR

Total included fees (0.70%)

210.67 EUR

  • You could save up to 736.36 EUR

Should arrive by Thursday 2025

Save on exchange rate markups

The cost of your transfer comes from the fee and the exchange rate. Many high street banks offer “no fee”, while hiding a markup in the exchange rate, making you pay more.

At Wise, we’ll never do that. We only use the mid-market exchange rate, and show our fees upfront. This table compares the fees you’d really pay when sending money with the most popular banks and providers, or with us.

How do we select providers and collect this data?
Sending 1,000 GBP withRecipient gets(Total after fees)
Wise
1,201.24 EUR
Transfer fee
3.88 GBP
Exchange rate(1 GBP EUR)
1.20592
Exchange rate markup
938.33 GBP
Cost of transfer
942.21 GBP
NatWest
1,178.09 EUR- 23.15 EUR
Transfer fee
0 GBP
Exchange rate(1 GBP EUR)
1.17809
Exchange rate markup
939.75 GBP
Cost of transfer
939.75 GBP
Barclays
1,172.87 EUR- 28.37 EUR
Transfer fee
0 GBP
Exchange rate(1 GBP EUR)
1.17287
Exchange rate markup
940.02 GBP
Cost of transfer
940.02 GBP
Lloyds Bank
1,163.11 EUR- 38.13 EUR
Transfer fee
0 GBP
Exchange rate(1 GBP EUR)
1.16311
Exchange rate markup
940.52 GBP
Cost of transfer
940.52 GBP
PayPal
1,151.48 EUR- 49.76 EUR
Transfer fee
2.99 GBP
Exchange rate(1 GBP EUR)
1.15493
Exchange rate markup
940.93 GBP
Cost of transfer
943.92 GBP
Show more providers
globe

How to send money by swift in 3 easy steps

Start your transfer.

Enter amount to send in EUR

Pay in EUR by swift.

Get the best rate out there.

Choose recipient

Select who you want to send money to and which pay-in method to use.

Money is locally delivered.

Send EUR by swift, receive ZAR

The recipient gets money in ZAR directly from Wise’s local bank account.

Create free account now

What is Swift money transfer?

Making a SWIFT money transfer with Wise is as easy as sending a wire to anyone else. You’ll be able to use your own bank’s online or mobile banking service, or set up your SWIFT transfer by phone, or in a branch - whatever you’d normally do. That makes a SWIFT money transfer familiar and convenient, no matter where you’re sending money to.

SWIFT money transfers with Wise may have the highest available payment limits, and your money will usually be received pretty quickly by Wise. That means Wise can get it moving to your recipient quicker, too.

Learn more about using SWIFT wire transfers.

Online money transfer fees

How much does it cost to send money by swift?

To send money by swift with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Calculate how much you can save

How long does a money transfer by swift take?

A money transfer by swift (EUR-ZAR) should arrive by Thursday 2025. Sometimes transfer times can differ based on currencies or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

EUR
ZAR

Should arrive

by Thursday 2025

Wise works nearly everywhere

  • South African rand
    Swift/BIC and IBAN
  • British pound
    Swift/BIC, IBAN, Sort code and Account number
  • Euro
    Swift/BIC and IBAN
  • United States dollar
    Routing number, Swift/BIC, Account number and Account type
  • United Arab Emirates dirham
    Swift/BIC and IBAN
  • Australian dollar
    BSB code and Account number
  • Bulgarian lev
    Swift/BIC and IBAN
  • Canadian dollar
    Swift/BIC, Account number and Institution number
  • Swiss franc
    Swift/BIC and IBAN
  • Chinese yuan
    Swift/BIC and IBAN
  • Czech koruna
    Swift/BIC and IBAN
  • Danish krone
    Swift/BIC and IBAN
  • Hong Kong dollar
    Swift/BIC and IBAN
  • Hungarian forint
    Swift/BIC, IBAN and Account number
  • Israeli shekel
    Swift/BIC and IBAN
  • Japanese yen
    Swift/BIC and IBAN
  • Norwegian krone
    Swift/BIC and IBAN
  • New Zealand dollar
    Swift/BIC and Account number
  • Polish złoty
    Swift/BIC and IBAN
  • Swedish krona
    Swift/BIC and IBAN
  • Singapore dollar
    Bank name, Bank code and Account number
  • Turkish lira
    IBAN
  • Ugandan shilling
    Swift/BIC and IBAN
  • United Arab Emirates dirham
  • Australian dollar
  • Bangladeshi taka
  • Bulgarian lev
  • Canadian dollar
  • Swiss franc
  • Chilean peso
  • Chinese yuan
  • Costa Rican colón
  • Czech koruna
  • Danish krone
  • Egyptian pound
  • Euro
  • British pound
  • Georgian lari
  • Hong Kong dollar
  • Hungarian forint
  • Indonesian rupiah
  • Israeli shekel
  • Indian rupee
  • Japanese yen
  • Kenyan shilling
  • South Korean won
  • Sri Lankan rupee
  • Moroccan dirham
  • Mexican peso
  • Malaysian ringgit
  • Nigerian naira
  • Norwegian krone
  • Nepalese rupee
  • New Zealand dollar
  • Philippine peso
  • Pakistani rupee
  • Polish złoty
  • Romanian leu
  • Swedish krona
  • Singapore dollar
  • Thai baht
  • Turkish lira
  • Tanzanian shilling
  • Ukrainian hryvnia
  • Ugandan shilling
  • United States dollar
  • Uruguayan peso
  • Vietnamese dong
  • West African CFA franc
  • South African rand

Trust Wise with safe & secure money transfers

Safeguarded with leading banks

We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

See why customers choose Wise for their international money transfers

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com.

Convenience and security. The option to choose between different transfer options at different price points.

Alicia Laurence Pugh

The best bank

Hicham Noui

Simple and trustful, transparent. The emails contain only the necessary information.

Bogdán
Reviews from: