Send money to Philippines
- Low fees — fees get cheaper the more you send
- Lightning fast — money typically arrives in seconds
- Perfectly predictable — lock in an exchange rate for your international transfer
Send money to Philippines
- Low fees — fees get cheaper the more you send
- Lightning fast — money typically arrives in seconds
- Perfectly predictable — lock in an exchange rate for your international transfer
How to send money to Philippines from the US
Enter amount to send in USD
Pay in USD with your debit card or credit card, or send the money from your online banking.
Choose recipient in Philippines
Select who you want to send money to and which pay-out method to use.
Send USD, receive PHP
The recipient gets money in PHP directly from Wise’s local bank account.
Larger transfers. Lower fees. Premium support.
Pay less when you send over 25,000 USD or equivalent. Plus get dedicated support from our expert team
Secure money transfers to Philippines
Every transfer you make is protected with HTTPS encryption and 2-step verification. And we run millions of checks each day to protect every transaction from fraud.
Rock-solid technology
Super smart Wisers have built our industry-leading security systems from scratch over the last 12 years.
People who care, 24/7
With over 1,000 anti-fraud specialists, and real human help available every minute, we're on hand when you've got questions.
Your money, not ours
Your money is safeguarded, and held completely separate from ours, so it's available to you all the time.
Best ways to send money to Philippines with WISE
The best way to send United States dollar to Philippine peso is by using money that's in your Wise account. It's cheapest and usually arrives in seconds. Bank transfers are also cheap, but can be slower.
Direct Debit is a convenient option that lets us take money from your account once you have authorised the payment on our site. It takes a little more time for your money to reach Wise, and it can be more expensive than a bank transfer.
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.
Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card.
If you’ve enabled Google Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Google Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.
If you’ve enabled Apple Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Apple Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.
How to receive money in Philippines
When you transfer with Wise, you can receive to local bank accounts — no need for a Wise account. And since our price is transparent, you know exactly what you'll get on the other side.
Local bank account
Local bank account
For local bank account transfers you’ll need to have the recipient’s account details to ensure a smooth transfer. Learn more about bank transfers.
Cheapest way to send money to Philippines from the US
The cheapest way to send 500 USD to Philippines is by using money that's in your Wise account and costs 3 USD. We use the mid-market exchange rate — the fairest rate — and always show your fees upfront.
USD
PHP
| Sending 500 USD | Transfer cost | ||
|---|---|---|---|
| Direct debit | 2.99 USD | ||
| Bank transfer | 9.43 USD | ||
| Debit card | 2.99 USD | ||
| Credit card | 33.83 USD | ||
| Google Pay | 33.83 USD | ||
| Apple Pay | 33.83 USD | ||
Fastest way to send money to Philippines from the US
Sending money with Wise is super fast: 77% of transfers arrive in under 20 seconds, and 95% in less than a day. How long it takes depends on how you pay.
USD
PHP
| Sending 500 USD | Should arrive | ||
|---|---|---|---|
| Direct debit | in seconds | ||
| Bank transfer | by Monday | ||
| Debit card | in 30 minutes | ||
| Credit card | in 30 minutes | ||
| Google Pay | in 30 minutes | ||
| Apple Pay | in 30 minutes | ||
Send money to Philippines from the US with the Wise app
Looking for an app to send money to Philippines? Send money on the go with Wise.
Cheap transfers abroad
Free from hidden fees, you’ll always get the mid-market exchange rate with Wise.
Track exchange rates
Save your favourite currencies to check how the exchange rate changes over time.
Real-time notifications
Know exactly what you’ve spent, as soon as you spend it.
Send money to Philippines from the US with the Wise app
Looking for an app to send money to Philippines? Send money on the go with Wise.
Cheap transfers abroad
Free from hidden fees, you’ll always get the mid-market exchange rate with Wise.
Track exchange rates
Save your favourite currencies to check how the exchange rate changes over time.
Real-time notifications
Know exactly what you’ve spent, as soon as you spend it.
Money Transfer Service FAQs
- 490,000 Philippine peso (PHP) if you live in the Philippines
- 9 million Philippine peso (PHP) if you live outside of the Philippines
Mobile wallet providers might have their own receiving or transfer limits, so if your payment gets rejected ask the recipient to check with their provider.
We’ll always give you an estimate for how long your transfer will take when you set it up.
Learn more about how long transfers take
See where Wise works
- Send money
- Account details
- Hold and convert money
- Banks in Philippines
- United States dollarGet USD account details
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- United Arab Emirates dirham
- Argentine peso
- Australian dollar
- Bangladeshi taka
- Canadian dollar
- Swiss franc
- Chilean peso
- Chinese yuan
- Colombian peso
- Costa Rican colón
- Czech koruna
- Danish krone
- Dominican peso
- Egyptian pound
- Euro
- British pound
- Georgian lari
- Ghanaian cedi
- Hong Kong dollar
- Hungarian forint
- Indonesian rupiah
- Israeli shekel
- Indian rupee
- Japanese yen
- Kenyan shilling
- South Korean won
- Sri Lankan rupee
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- Mexican peso
- Malaysian ringgit
- Nigerian naira
- Norwegian krone
- Nepalese rupee
- New Zealand dollar
- Peruvian sol
- Philippine peso
- Pakistani rupee
- Polish złoty
- Paraguay guaraní
- Romanian leu
- Swedish krona
- Singapore dollar
- Thai baht
- Turkish lira
- Tanzanian shilling
- Ukrainian hryvnia
- Ugandan shilling
- United States dollar
- Uruguayan peso
- Vietnamese dong
- South African rand