Who can I send Philippine peso (PHP) to?

You can send Philippine peso (PHP) to any individual and business bank accounts in the Philippines. You can also send to GCash, Maya (formerly known as PayMaya), GrabPay, Starpay, Bayad Wallet, TayoCash, ShopeePay, and JuanCash.

What information do I need about my recipient?

For transfers to bank accounts, you’ll need their full name, bank name and 6-18 digit long bank account number.

How much can I send to Philippines?

If you're sending to a bank account the limit per transfer is: 490,000 Philippine peso (PHP) if you live in the Philippines 9 million Philippine peso (PHP) if you live outside of the Philippines If you’re sending to a mobile wallet, such as GCash or Maya, the limit per transfer is 49,999 Philippine peso (PHP). Mobile wallet providers might have their own receiving or transfer limits, so if your payment gets rejected ask the recipient to check with their provider.

How long does a money transfer to Philippines take?

Once we receive and convert your money, transfers to Philippine peso (PHP) are instant up to 50,000 Philippine peso (PHP). For larger amount transfers, money usually takes 1–2 working days to arrive in your recipient’s bank account. Conversion can take up to 2 working days. We’ll always give you an estimate for how long your transfer will take when you set it up. Learn more about how long transfers take

Send money to Bank of the Philippine Islands (BPI)

Save on your transfer to Bank of the Philippine Islands (BPI) in Philippines. Transfer United States dollar to Philippine peso quickly, safely and join over 18.9 million people using Wise.

Low fees — fees get cheaper the more you send
Lightning fast — money typically arrives in seconds
Perfectly predictable — lock in an exchange rate for your international transfer

Open an account

You send exactly

Recipient gets

Arrives

Today - in seconds

Total fees

Included in USD amount

Send money to Bank of the Philippine Islands (BPI)

Save on your transfer to Bank of the Philippine Islands (BPI) in Philippines. Transfer United States dollar to Philippine peso quickly, safely and join over 18.9 million people using Wise.

Low fees — fees get cheaper the more you send
Lightning fast — money typically arrives in seconds
Perfectly predictable — lock in an exchange rate for your international transfer

Open an account

You send exactly

Recipient gets

Arrives

Today - in seconds

Total fees

Included in USD amount

How to send money to Bank of the Philippine Islands (BPI) in Philippines

Enter amount to send in USD.

Pay in USD with your debit card or credit card, or send the money from your online banking.

Choose recipient in Bank of the Philippine Islands (BPI).

Select who you want to send money to and which pay-out method to use.

Send USD, receive PHP.

The recipient gets money in PHP directly from Wise’s local bank account.

Create free account now

Larger transfers. Lower fees. Premium support.

Pay less when you send over 25,000 USD or equivalent. Plus get dedicated support from our expert team

Learn about large transfers

Secure money transfers to Bank of the Philippine Islands (BPI)

Every transfer you make is protected with HTTPS encryption and 2-step verification. And we run millions of checks each day to protect every transaction from fraud.

How we keep your money safe

Rock-solid technology
Super smart Wisers have built our industry-leading security systems from scratch over the last 12 years.
People who care, 24/7
With over 1,000 anti-fraud specialists, and real human help available every minute, we're on hand when you've got questions.
Your money, not ours
Your money is safeguarded, and held completely separate from ours, so it's available to you all the time.

Best ways to send money internationally

Direct Debit
Direct Debit is a convenient option that lets us take money from your account once you have authorised the payment on our site. It takes a little more time for your money to reach Wise, and it can be more expensive than a bank transfer.
Bank Transfer
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
Debit Card
Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.
Credit Card
Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card.
Apple Pay
If you’ve enabled Apple Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Apple Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.
Google Pay
If you’ve enabled Google Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Google Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.

Cheapest way to send money to Bank of the Philippine Islands (BPI) in Philippines

The cheapest way to send 500 USD to Philippines is by using money that's in your Wise account and costs 3.01 USD. We use the mid-market exchange rate — the fairest rate — and always show your fees upfront.

USD

PHP

Sending 500 USD	Transfer cost
Direct debit	4.18 USD

Bank transfer	9.43 USD

Debit card	20.89 USD

Credit card	35.38 USD

Apple Pay	33.83 USD

Google Pay	33.83 USD

Fastest way to send money to Bank of the Philippine Islands (BPI) in Philippines

Sending money with Wise is super fast: 74% of transfers arrive in under 20 seconds, and 95% in less than a day. How long it takes depends on how you pay.

USD

PHP

Sending 500 USD	Should arrive
Direct debit	in seconds

Bank transfer	in 29 minutes

Debit card	in 30 minutes

Credit card	in 30 minutes

Apple Pay	in 30 minutes

Google Pay	in 30 minutes