Personal Finance

Wise to Revolut guide

Gabriela Peratello

12.05.23 (updated more than 1 year ago)

Read time 4 minutes

Wise and Revolut® both offer great international accounts that can hold multiple currencies, and come with linked payment cards. But how do Wise and Revolut work together?

If you have accounts with both companies you might be wondering how you can send money from Wise to Revolut — or maybe you’re looking for a solution to help you transfer from Revolut to Wise? This guide has you covered.

Learn more about Wise

Can you send money from Wise to Revolut?

Revolut accounts can receive incoming payments in up to 27 currencies¹, although exactly which currencies you can receive may depend on how your account has been set up.

If you want to transfer money from Wise to Revolut in one of the supported currencies you should be able to do so, either using a Wise card, a local transfer or SWIFT, depending on the currency you select.

How much does it cost to send money from Wise to Revolut?

Transfers with Wise have low, transparent fees which vary based on the currency you’re sending and how you fund the payment².

If you’re sending a transfer from your USD Wise balance to be received in USD in a US based Revolut account, the fee may be as low as 0.39 USD. For the most up to date rate for your transfer, make sure to check Wise's calculator to see how much you can save.

If you’re using a bank account you’ve linked to your Wise account already, and sending an ACH or wire you’ll pay a small, variable fee which is based on the transfer value and currency.

Before you confirm your transaction, you’ll see the fee you’re paying and can check everything over.

Please see Terms of Use for your region or visit Wise Fees & Pricing for the most up to date pricing and fee information

How long does a transfer from Wise to Revolut take?

How long your Wise to Revolut payment will take may depend on how you set up the transfer, including any currency conversion and how you’d like to pay.

You’ll see a delivery estimate before you confirm — it’s also good to know that 50% of Wise transfers are instant or arrive in seconds³.

Transaction speed claimed depends on individual circumstances and may not be available for all transactions

How to send money from Wise to Revolut: step by step

When you send a payment from Wise to Revolut you’ll be able to either send from an existing balance, or set up a regular remittance which you can fund using a bank account or card.

In either case, the first thing you’ll need to do is to get the Revolut account details for the currency you want to receive.

Here’s how to find your Revolut local/SWIFT transfer details⁴:
Log into Revolut and press + Add Money Select the currency in which you want to receive money Press Change and then Regular Bank Transfer A new screen will open with your local and SWIFT details

In the event you’re asked for intermediary bank details, you can also find the Revolut SWIFT/BIC and routing number based on the currency you need, on the Revolut online and in-app help center⁵.

Once you have the receiving details for the currency you’re sending to Revolut, head over to Wise.

Here’s how to send money from Wise to Revolut using a transfer from your Wise balance:
Log into Wise and tap Send money Enter the amount and currency you want to send Pick Wise account transfer as the payment method Enter the Revolut local or SWIFT details, depending on the currency you’re sending Check everything and confirm

The process is pretty similar if you’d rather pay using a card or bank account.

Here’s how to send money from Wise to Revolut using a regular Wise transfer:
Log into Wise and tap Send money Enter the amount and currency you want to send Enter the Revolut local or SWIFT details, depending on the currency you’re sending Pick the payment method you prefer (card, ACH or wire for example) Check everything and follow the prompts to pay and confirm

Send money with Wise

Can you add your Wise card to your Revolut account?

So maybe you’re wondering: can I add my Wise card to my Revolut account? Doing so would make it seamless to top up your Revolut account from Wise whenever you want to.

Here’s how to add a Wise card to Revolut, and top up your Revolut account that way⁶:
Log into Revolut and tap Add money Follow the prompts to add your card details (card number, expiry date, CVC code and billing address postal/ZIP code), Choose the currency and amount to top up and tap Add money securely

Can you transfer from Revolut to Wise?

How about if you want to send money from Revolut to Wise? Revolut payments can be sent in 25+ currencies, with variable fees based on how you choose to pay. All you’ll need to do is get the Wise account details for the currency you want to receive, to set up your transfer from Revout to Wise.

How to send money from Revolut to Wise: step by step

To send money from Revolut to Wise you’ll first need to get the Wise local account details for the currency you want to receive.

Here’s how to find local account details in Wise:
Log into Wise and select the currency balance you want to receive into Click on Receive and select your account details You’ll see the Wise account details you need

Once you have your Wise account details you can set up your Revolut to Wise transfer.

Here’s how to send money from Revolut to Wise:
Log into Revolut and tap Transfer Tap + New, then Bank Recipient Enter the Wise account details for the currency you want to receive Follow the prompts to add the details of your payment, including the currency and amount Confirm how you’d like to pay, fund the transfer and your money will be on the way

Can you add your Revolut card to your Wise account?

Adding your Revolut card to Wise means you can easily pay for transfers using your Revolut card, either to add money to your own Wise account or to send to someone else.

Here’s how to add a Revolut card to Wise⁷:
Enter the details of the transfer you want to make Select the option to pay by card, then Add a new card Follow the prompts to add your Revolut card details Check and confirm your payment

Next time you want to send money from Wise to Revolut — or transfer from Revolut to Wise, use this guide, so you can get your money on the move in no time.

Get started

Sources:

Revolut — which currencies are supported
Please see Terms of Use for your region or visit Wise Fees & Pricing for the most up to date pricing and fee information
The speed of transaction claim depends on funds availability, approval by Wise's proprietary verification system and systems availability of our partners' banking system, and may not be available for all transactions
Revolut — how do I receive a bank transfer?
Revolut — intermediary details
Revolut — adding money by card
Wise — add a new card

Sources checked on 04.27.2023

*Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.

This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.

We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.