Best Small Business Accounting Software For Mac (2024)

Mike Renaldi

Finding the right digital accounting software for Macs can be challenging as some aren’t compatible with your operating system. In this article, we’ve compiled a list of the best accounting software for Macs and small businesses.

We'll also briefly discuss the Wise Business account, which offers numerous accounting integrations and a great way to save on fees when making international business payments.

Looking for a low-cost, yet reliable international business account?

Try Wise Business

Best Small Business Accounting Software For Mac

Let's get started with the list of small business accounting software providers for Mac owners.

1. QuickBooks¹

QuickBooks Online is a small business accounting software and app that allows you to manage your business anywhere, anytime. It is one of the dominant accounting software companies in the US and the world, with over 7 million global customers and a wide-range of features catering to small businesses.

Top Features

  • Customizable Templates
  • 401(k) Tracking
  • Attendance Management
  • Strategic Planning
  • Donation Management


QuickBooks offers four pricing plans for their services:

  • Simple Start: $30/month
  • Essentials: $60/month
  • Plus: $90/month
  • Advanced: $200/month

They currently offer a 30-day free trial, or you can receive 50% off any pricing plan for the first three months.

You can also add the option of payroll to your plan, which would cost you an extra amount based on your plan of choice:

  • Payroll Core: $45/month
  • Payroll Premium: $80/month
  • Payroll Elite: $125/month

These options will also be discounted if you choose the 50% off plan for the first three months.

See the Best Banks for Small Businesses >>

2. Xero³

Xero is an online accounting software for small business owners and accountants. Data is viewable through a single ledger, giving accountants and small businesses the ability to collaborate and manage their finances effectively.

Top Features

  • Contact Management
  • Customizable Branding
  • Check Processing
  • Project Management
  • Order Tracking


Xero offers three pricing plans for their services:

  • Early: $15/month
  • Growing: $42/month
  • Established: $78/month

They currently offer 50% off any pricing plan for the first four months.

3. Sage

Sage is a UK-based software company. It provides business management solutions to companies of all sizes. Their accounting software, Sage Accounting, is designed to help businesses manage their finances. They help you make informed decisions based on accurate financial data.

Top Features

  • Data Import/Export
  • Access Controls/Permissions
  • Cash Management
  • Quotes/Estimates
  • Dashboard


Sage 50 offers three pricing plans for their services:

  • Pro Accounting: $58.92/month or $595/year
  • Premium Accounting: $96.58/month or $970/year
  • Quantum Accounting: $160/month or $1,610/year

Each of the prices listed above reflects Sage 50’s price for one user. They recommend Pro or Premium for small businesses. They also offer payroll bundles where the price isn’t as transparent. Currently, Sage 50 is also offering a 30-day free trial.


4. Wave⁷

Wave offers 100% free, real double-entry accounting for small businesses. It supports 2 million small businesses, offering a suite of money management features beyond its simple accounting solution.⁵ As a cloud-based software, Wave helps you access data from a single login, and you can also add an unlimited amount of team members to ensure efficient collaboration.

Top Features

  • Mobile App
  • Reporting/Analytics
  • Receivables Ledger
  • Customer Statements
  • Access Controls/Permissions


Unlike the services listed above, Wave has users pay for specific features. Below is a table of what you would have to pay for each of those features.

Credit Card Payments2.9% + $0.60/transaction
Credit Card Payments (AMEX)3.4% + $0.60/transaction
Bank Payments1%/transaction

($1 minimum)

Mobile Receipts$8/month ($96/year)

OR $72/year ($6/month)

Payroll (Tax Service States)$40/month
  • $6/active employee
  • $6/paid independent contractor
Payroll (Self Service States)$20/month
  • $6/active employee
  • $6/paid independent contractor
Bookkeeping Support$149/month
Accounting & Payroll Coaching$379 (one-time fee)

Wise Business for International Payments

Wise Business has emerged as a global leader in money transfers, with transparent and low-cost rates without hidden fees.

Free Account Registration: Customers can get a Wise Business account free and only pay a nominal fee per transaction. This fee is currently: 0.42% of cross-currency transaction. Find out how much you could pay below:

Some key features of Wise Business include:

5. FreshBooks⁹

FreshBooks makes small business invoicing and billing so simple, you'll be amazed at the time you have to focus on doing what you love and how much faster you get paid.”

Top Features

  • Reporting & Statistics
  • Customizable Branding
  • Timer
  • Multi-Language
  • Alerts/Notifications


FreshBooks offers three set pricing plans for their services:

  • Lite: $19/month or $228/year
  • Plus: $33/month or $396/year
  • Premium: $60/month or $730/year

They also offer a “Select” package where the price is tailored to you and your company. Currently, FreshBooks is also offering a free trial or 60% off any plan for your first six months.

6. NetSuite¹¹

Netsuite offers a vast array of tools and systems, including budgeting, reporting, modeling, and forecasting. With Netsuite, enterprise businesses can undertake a wide range of financial planning and analysis to ensure that they use revenue as strategically as possible for business growth. Netsuite includes revenue and expense modeling features, approval workflows, and other types of financial management and reporting.

Top Features

  • For B2B
  • Vendor Master Data Management
  • Customizable Templates
  • Reporting & Statistics
  • Knowledge Base Management


NetSuite Cloud Accounting Software does not have a set pricing plan. Instead, they have a tailored annual fee, which consists of three components: the core platform, optional modules, and the number of users. The accounting software also comes with a one-time implementation fee. As your business grows, you can also scale up your subscription through adding new users and other features.


7. FreeAgent¹³

FreeAgent is a cloud-based accounting software that offers convenient browser access. While it is more popular in the UK, it is available to US customers and is equipped with desktop and mobile applications for Apple users.

Top Features

  • Accounting
  • Online Invoicing
  • Audit Trail
  • Tax Calculation
  • Invoice Management


FreeAgent is primarily a service for the United Kingdom. But they do offer their services for United States businesses as well. While they have many pricing plans in the UK, they only have one plan for the US. This plan is $24/month.

They are currently offering 50% off for your first six months. Or you can start a 30-day free trial with them.

8. Zoho Books¹⁵

For small businesses, Zoho Books' most effective feature is its ease of use. The app is designed to be straightforward, so you can get started without having to wade through a lot of complicated features.

Top Features

  • Compliance Management
  • Consolidation/Roll-Up
  • Electronic Payments
  • Recurring/Subscription Billing
  • Sales Tax Management


Zoho Books offers six pricing plans for their services:

  • Free: $0/month (for businesses with less than $50,000 in yearly revenue)
  • Standard: $20/month or $15/month
  • Professional: $50/month or $40/month
  • Premium: $70/month or $60/month
  • Elite: $150/month or $120/month
  • Ultimate: $275/month or $240/month

These rates are per organization per month. The first rate listed is for monthly billing, while the second is the monthly rate for annual billing.

Looking for a low-cost, yet reliable international business account?

Try Wise Business

Sources used :

  1. Quickbooks Online Pricing, Alternatives & More 2024 | Capterra
  2. QuickBooks Online Pricing & Free Trial | Official Site
  3. Xero Pricing, Alternatives & More 2024 | Capterra
  4. Pricing Plans | Xero US
  5. Free Accounting Software for Small Businesses- Wave
  6. Sage 50 Pricing Plans | Sage US
  7. Wave Accounting Pricing, Alternatives & More 2024 | Capterra
  8. Wave Pricing
  9. FreshBooks Pricing, Alternatives & More 2024 | Capterra
  10. FreshBooks Pricing, Lite, Plus and Premium Packages - FreshBooks
  11. NetSuite Pricing, Alternatives & More 2024 | Capterra
  12. NetSuite Cloud Accounting Software
  13. FreeAgent Pricing, Alternatives & More 2024 | Capterra
  14. Pricing Information - Online Accounting Software - FreeAgent
  15. Zoho Books Pricing, Alternatives & More 2024 | Capterra
  16. Pricing | Zoho Books

Sources last checked on 19-January 2024.

*Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.

This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.

We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.

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