QuickBooks GoPayment Review (2024)

QuickBooks GoPayment is an innovative and convenient way for businesses to accept payments on the go.
In this article, we will explore the features of QuickBooks GoPayment and how it can benefit you to become a GoPayment merchant.

We'll also talk about how Wise Business could help you receive and transfer funds across currencies at low cost.

Looking to save when sending and receiving overseas payments?

Receive money
with Wise Business >>

300k businesses use Wise every quarter
Trustpilot Score: Great⁷
Use Wise account details on Amazon, eBay, Etsy, and more

QuickBooks GoPayment App Review: Quick Overview¹

Overview	Description
Key Features	Processes All Major Credit Cards GoPayment Card Reader Plugin Mobile Application Email or Print Receipts Request Customer Signatures
Main Fees/Rates	No monthly fee Per transaction percentage fee
Great For	Small to medium-sized businesses
G2 Rating	3.9 out of 5 stars

QuickBooks GoPayment App Review: What is it? - Key Features

QuickBooks GoPayment is a mobile payment processing service offered by Intuit, the company behind the popular accounting software QuickBooks. It allows businesses to accept credit card payments anywhere, anytime using their smartphones or tablets. With this service, business owners can turn their mobile devices into a portable point-of-sale (POS) system and securely process payments from anywhere.

Unique Features²

• QuickBooks Integration - For companies that already use QuickBooks’ services, QuickBooks GoPayment will automatically sync your transaction with your QuickBooks account, making accounting easier than ever.
• Inventory - QuickBooks Payment allows you to create “easy-to-find inventory items”. Using images, labels, and pricing, you’ll know exactly what you have on hand.
• Card Reader - The new QuickBooks card reader free tap for customers allows your customers to make convenient tap and chip payment processing. This way, they can “pay, tip, and check out without sharing devices”.

Ease of Use¹

QuickBooks GoPayment is mainly attractive to users for its convenience. If you already have QuickBooks and want a more mobile payment experience for your customers, QuickBooks GoPayment is probably a good choice for you.

A positive review on G2 from customer Tyrone H. states: “I love the multi-platform compatibility, and the ease of use for mobiles. The fact that we're a small business and quite roving also means being able to manage critical payments on the go is key.

I love the mobile aspect and intuitive nature of the system. I don't perceive challenges in training as we expand.”

Most positive reviews focus on the QuickBooks integration and “multi-platform compatibility”, which, as stated above, is why most people choose QuickBooks GoPayment.

Customer Service

QuickBooks GoPayment support is available Monday through Friday from 6 AM to 6 PM Pacific Time, regardless of whether you use QuickBooks Online or QuickBooks Desktop. You can talk to them via online chat or give them a call.

See the Best Banks for Small Businesses >>

Use Wise and QuickBooks together

QuickBooks is a great accounting software option for local transactions. For $50 a month, you can get a wide range of accounting services that are very useful to reduce admin work. However, finding a cost-effective bank to integrate with is not easy.

If you have international bills to pay, not only can you pay them at the mid-market rate with Wise, but now you can also integrate with Wise Business.

Here's what's great about it
1. You can see your unpaid bills in real-time and pay them seamlessly from your ‘Bills’ page on Wise
2. Your bill payments and any other Wise transactions will be synced, matched, and categorized in QuickBooks for simple reconciliation
3. Once connected, all bills you create in QuickBooks Online will automatically sync in real-time to Wise, where you can choose which ones to pay

Sync Wise Business
with QuickBooks >>

QuickBooks GoPayment App Review

In this section, we’ll look into all the potential QuickBooks GoPayment fees.

QuickBooks GoPayment offers two plans: “Pay-as-you-go” or “Low monthly rates”. They each have a unique basic pricing structure.

Pay-as-you-go⁵

Feature	Fee
Monthly Fees	$0
Swipe Rate	2.40%
Keyed Rate	3.40%
Transaction Fee	$0.25

Low monthly rates⁵

Feature	Fee
Monthly Fees	$19.95
Swipe Rate	1.6%
Keyed Rate	3.2%
Transaction Fee	$0.25

To decide on your plan, you should calculate your average monthly earnings. If the estimated GoPayment fees taken by the difference in percentage is greater or equal to $19.95, you should go with Low monthly fees. So if you have minimal credit card transactions each month, the Pay-as-you-go option is a better choice.

If you plan to use QuickBooks GoPayment on its own, this is where the pricing ends. But if you’d like to integrate with QuickBooks and get the full range of capabilities, you’ll also need to pay for a QuickBooks account. QuickBooks offers four pricing plans for their general services:

• Simple Start - $30/month
• Essentials - $60/month
• Plus - $90/month
• Advanced - $200/month

Each of these plans is currently available for either a 30-day free trial or 50% off for your first three months. You can also add Live Assisted Bookkeeping for $50/month and a tiered Payroll service, both optional. The Payroll plans are as follows:

• Payroll Core: $45/month
• Payroll Premium: $80/month
• Payroll Elite: $125/month

These are included in the 50% off for your first three months deal.

With all that information in mind, your QuickBooks account can cost anywhere from $30-$375/month at regular price, depending on what plan and optional features you buy.⁶

Wise Business: International Ecommerce Payments

After just a one-time fee, you can get account details in major currencies such as USD, GBP, EUR, AUD, CAD JPY, and more. Once you've received the funds, you can conveniently spend or send them in the original currency or convert them (often at lower cost than popular alternatives) to numerous other currencies as needed.

Known for its lower rates compared to other services, Wise Business provides not just attractive fees, but also handy features like seamless accounting software integration and a business debit card. And all of this is anchored with the mid-market rate, ensuring fairness and transparency.

Fees: Afer a one-time fee of 31 USD, receiving money in your Wise account is free, but there's a nominal fee for converting currencies.

Looking to save when sending and receiving overseas payments?

Receive money
with Wise Business >>

Use your account details to receive on Amazon, eBay, Etsy, and more.

QuickBooks GoPayments App - Pros and Cons

Pros	Cons
Integration with QuickBooks Convenient Payment Options Easy-to-Understand Inventory	Glitches and Learning Curves No 24/7 Support

What are the Benefits of QuickBooks GoPayment?

QuickBooks GoPayment’s main appeal is the fact that it can integrate with QuickBooks. If you already have a QuickBooks account that you use for your bookkeeping, QuickBooks GoPayment will automatically send payment info to your records.

QuickBooks GoPayment also offers convenient payment options. They help your customers make payments easier than ever with card readers and a mobile app. This means no matter where you or your customers are, they can make payments easily.

Keeping track of inventory is also much easier with QuickBooks GoPayment. With the inclusion of photos, labels, and pricing, you’re sure to know exactly what you have in stock.

QuickBooks GoPayment Alternatives

Not convinced about QuickBooks? Here are some other options to consider:

1. Square

Square is a popular mobile payment processing service that offers a similar solution to QuickBooks GoPayment. With Square, users can also accept credit card payments on their mobile devices and track sales in real time. It also offers extra features such as inventory management and employee management.

2. Helcim

Helcim is a payment processing service that provides businesses with a range of solutions, including mobile payments. With Helcim's mobile app, users can accept credit card payments on their smartphones or tablets and access real-time reporting and analytics.

3. PayPal

PayPal is a well-known online payment solution that also offers mobile payment capabilities. With PayPal's mobile app, users can accept payments from customers through their smartphones or tablets and track sales data on the go.

4. Wise Business

Wise Business offers an international account that helps you receive payments as if your business was actually located in the country. This is done through local account details. After a one-time fee, you can get local account details in GBP, EUR, USD, CAD, AUD, JPY, and more. This allows you to save money when receiving payments, then use Wise's mid-market rate to avoid hidden fees.

If you're sending money, you can register an account free with Wise Business and only pay the 0.42% fee on your transaction.

Try Wise Business

Some key features of Wise Business:

Major local account details to receive international payments like a local (GBP, EUR, USD, CAD, JPY, and more) No monthly account fees just a simple one-off fee for account details Receive payments from ecommerce platforms (such as Amazon or via Stripe) Create invoices using the Wise invoice generator or invoice templates Accounting integrations, including a QuickBooks Bill Pay connection. Bill payments will be synced, matched, and categorized in QuickBooks for simple reconciliation. Batch payment options. Fast payment of up to 1,000 invoices.

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Sources used :

1. QuickBooks GoPayment Reviews 2024: Details, Pricing, & Features | G2
2. QuickBooks GoPayment - Apps on Google Play
3. Contact Payments Support - QuickBooks
4. QuickBooks GoPayment Pricing, Alternatives & More 2024 | Capterra
5. Connect QuickBooks GoPayment with QuickBooks Online | Intuit
6. QuickBooks Online Pricing & Free Trial | Official Site
7. Wise Trustpilot

Sources last checked on 25-January 2024.