What types of transfers can I send to Chinese yuan (CNY)?

We support both personal and business customers sending Chinese yuan (CNY) to China. The delivery method available depends on the type of sender and recipient. Refer to the respective help pages to see specific information on the methods. Individual senders can use UnionPay , Alipay , Weixin to send to other individuals. Individual senders can’t send to business recipients. Business senders can send to both individuals and businesses. UnionPay , Alipay can be used for individuals and local bank accounts can be used for business recipients.

How much can I send to China?

Sending via UnionPay: You can send up to 33,000 Chinese yuan (CNY) per transaction. Sending via Alipay: You can send up to 50,000 Chinese yuan (CNY) per transfer. Each recipient can receive between 300,000—600,000 Chinese yuan (CNY) per year and there may be monthly frequency limits depending on the transfer purpose. Learn more about Alipay recipient limits Sending via Weixin: You can send up to 50,000 Chinese yuan (CNY) per transfer. Each recipient can receive 500,000 Chinese yuan (CNY) per year. For bank transfers (Business sending to business in China): Unlimited, but depending on the currency you are sending from there might be limits imposed.

How long does a money transfer to China take?

When you set up your transfer, we will always give you an estimate on how long your transfer will take, depending on the transfer partner you chose. Learn more about how long transfers take

Why was my transfer delayed or cancelled?

Your transfer may be delayed or cancelled if your recipient doesn’t complete verification or card binding which is prompted by Alipay (72 hours) and/or WeChat (48 hours). Your transfer may also be delayed when we need more information about your transfer purpose (requested by the local authorities). If your transfer is cancelled, your money will automatically go back to you within 3 working days.

Send money to China

Save on your online money transfer to China from Thailand. Transfer Euro to Chinese yuan quickly, safely and join over 14.8 million people using Wise.

Send money from China to Thailand instead.

Low fees — fees get cheaper the more you send
Lightning fast — money typically arrives in seconds
Perfectly predictable — lock in an exchange rate for your international transfer

Open an account

You send

Recipient gets exactly

ArrivesToday - in 7 hours

Total feesIncluded in EUR amount

You could save up to 110.69 EUR

Send money to China

Save on your online money transfer to China from Thailand. Transfer Euro to Chinese yuan quickly, safely and join over 14.8 million people using Wise.

Send money from China to Thailand instead.

Low fees — fees get cheaper the more you send
Lightning fast — money typically arrives in seconds
Perfectly predictable — lock in an exchange rate for your international transfer

Open an account

You send

Recipient gets exactly

ArrivesToday - in 7 hours

Total feesIncluded in EUR amount

You could save up to 110.69 EUR

Compare fees for when you send money to China

The total cost of a transfer is the fee plus exchange rate. If your provider says there’s no fee, check their exchange rate against the one Wise offers. You might be paying more than you think.

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Sending 1,000 EUR with	Recipient gets(Total after fees)
	8,135.39 CNY
Transfer fee 12.91 EUR Exchange rate(1 EUR CNY) 8.2418 Exchange rate markup 0 EUR Cost of transfer 12.91 EUR

	7,997.01 CNY- 138.38 CNY
Transfer fee 15 EUR Exchange rate(1 EUR CNY) 8.1188 Exchange rate markup 14.92 EUR Cost of transfer 29.92 EUR

	7,985.90 CNY- 149.49 CNY
Transfer fee 16 EUR Exchange rate(1 EUR CNY) 8.1158 Exchange rate markup 15.29 EUR Cost of transfer 31.29 EUR

This applies when you pay in via bank transfer. How do we collect this data?

Amount

From

	Wise	BNP Paribas	Rabobank
Recipient gets (Total after fees)	8,135.39 CNY	7,997.01 CNY	7,985.90 CNY
Exchange rate (1 EURCNY)	8.24179	8.11879	8.11576
Exchange rate markup	0 EUR	14.92 EUR	15.29 EUR
Transfer fee	12.91 EUR	15 EUR	16 EUR
Total transfer cost	12.91 EUR	29.92 EUR	31.29 EUR

Show more providers

This applies when you pay in via bank transfer. How do we collect this data?

We’re regulated in every available region
We help 14.8 million customers move £36 billion every quarter, worldwide
Your transactions are extra-secure with our 2-factor authentication

How to send money to China from Thailand

Enter amount to send in EUR.

Pay in EUR with your debit card or credit card, or send the money from your online banking.

Choose recipient in China.

Select who you want to send money to and which pay-out method to use.

Send EUR, receive CNY.

The recipient gets money in CNY directly from Wise’s local bank account.

Create free account now

Larger transfers. Lower fees. Premium support.

Pay less when you send over 25,000 USD or equivalent. Plus get dedicated support from our expert team

Learn about large transfers

Secure money transfers to China

Every transfer you make is protected with HTTPS encryption and 2-step verification. And we run millions of checks each day to protect every transaction from fraud.

How we keep your money safe

Rock-solid technology
Super smart Wisers have built our industry-leading security systems from scratch over the last 12 years.
People who care, 24/7
With over 1,000 anti-fraud specialists, and real human help available every minute, we’re on hand when you’ve got questions.
Your money, not ours
Your money is safeguarded, and held completely separate from ours, so it’s available to you all the time.

Best ways to send money to China with WISE

The best way to send Euro to Chinese yuan is by using money that's in your Wise account. It's cheapest and usually arrives in seconds. Bank transfers are also cheap, but can be slower.

Bank Transfer
Bank Transfer
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
Debit Card
Debit Card
Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.
Credit card
Credit card
Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card.
PISP
PISP
PISP (Payment Initiation Service Provider) payments are instructions you give Wise to make a bank transfer directly from your bank account — without having to leave our app and log in to your online banking. This option is as cheap as a manual bank transfer, but it isn’t supported by all banks yet.
Trustly
Trustly
Trustly is an online bank payment method. With Trustly, you can send money to Wise without leaving our site or app. It's a simple and convenient way to pay in EUR, PLN, SEK, and DKK.
Apple Pay
Apple Pay
If you’ve enabled Apple Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Apple Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.

Cheapest way to send money to China from Thailand

The cheapest way to send EUR to China is by using money that's in your Wise account and costs 51.08 EUR. We use the mid-market exchange rate — the fairest rate — and always show your fees upfront.

EUR

CNY

Sending EUR	Transfer cost
Bank transfer	58.89 EUR

Debit card	238.45 EUR

Credit card	104.54 EUR

PISP	51.57 EUR

Trustly	53 EUR

Apple Pay	121.22 EUR

Fastest way to send money to China from Thailand

Sending money with Wise is super fast: 74% of transfers arrive in under 20 seconds, and 95% in less than a day. How long it takes depends on how you pay.

EUR

CNY

Sending EUR	Should arrive
Bank transfer	by Wednesday

Debit card	in 7 hours

Credit card	in 7 hours

PISP	in 7 hours

Trustly	by Wednesday 2:00 AM

Apple Pay	in 7 hours