Who can I send Japanese yen (JPY) to?

You can send Japanese yen (JPY) to any Japanese bank account domestically and through Swift, as well as to global accounts that can receive Japanese yen (JPY) through Swift.

What information do I need about my recipient?

For local payments: Full bank account name (usually in Katakana) – this must match exactly what’s printed on the first inside page of the bankbook Account number – usually 7 digits Account type: 普通 (Futsuu) Savings/General 貯蓄 (Chochiku) Savings Deposit 当座 (Touza) Checking/Current Bank name and branch – in Latin alphabet, Katakana, Kanji, or provide a bank or branch code For Swift payments: Full name on the bank account in Latin alphabet Swift/BIC code Account number

How much can I send to Japan?

The amount you can send depends on if your registered address on your Wise account is inside or outside Japan. It can also depend on the currency you’re sending from, so check the relevant currency article for more info. If your Wise account’s registered address is inside Japan: You can send up to: 1 million Japanese yen (JPY) from money that's in your Wise account 150 million JPY using Send and paying from outside Wise — such as from a bank account or card If your Wise account’s registered address is outside Japan: You can send up to 150 million Japanese yen (JPY) to domestic Japan recipients, regardless of whether you’re sending from money that's in your Wise account or paying in from outside Wise. If you are sending to a Swift recipient in Japan, the minimum amount you can send is 1 million Japanese yen (JPY). Sending to domestic recipients is cheaper and faster, so please ask your recipient for a domestic account for ‘furikomi’ (振込) purposes instead if you’re sending less than 1 million Japanese yen (JPY). Learn more about sending Large Transfers if you live in Japan

How long does a money transfer to Japan take?

Once Wise receives and converts your money, it usually takes 1 working day to arrive in your recipient’s bank account. Conversion can take up to 2 working days. If you’re sending to a recipient using the Swift payment network , it will take longer. A Swift recipient is a recipient that has a Swift (BIC) code, rather than a domestic bank and branch code. When sending using Swift, correspondent banks in between may also deduct their handling fees . We can send Swift payments to most major Japanese banks, but please check with your recipient bank for more details. We recommend asking your JPY recipient for a domestic bank account when possible, as your transfer will be faster and cheaper this way. When the money is in transit, correspondent banks in between may also deduct their handling fees. We can send Swift to most major Japanese banks, but please check with your recipient bank for more details. We’ll always give you an estimate for how long your transfer will take when you set it up. Learn more about how long transfers take

Send money to Japan

Save on your online money transfer to Japan from Thailand. Transfer Euro to Japanese yen quickly, safely and join over 14.8 million people using Wise.

Send money from Japan to Thailand instead.

Low fees — fees get cheaper the more you send
Lightning fast — money typically arrives in seconds
Perfectly predictable — lock in an exchange rate for your international transfer

Open an account

You send exactly

Recipient gets

Arrivesby Thursday

Total feesIncluded in EUR amount

You could save up to 56.88 EUR

Send money to Japan

Save on your online money transfer to Japan from Thailand. Transfer Euro to Japanese yen quickly, safely and join over 14.8 million people using Wise.

Send money from Japan to Thailand instead.

Low fees — fees get cheaper the more you send
Lightning fast — money typically arrives in seconds
Perfectly predictable — lock in an exchange rate for your international transfer

Open an account

You send exactly

Recipient gets

Arrivesby Thursday

Total feesIncluded in EUR amount

You could save up to 56.88 EUR

Compare fees for when you send money to Japan

The total cost of a transfer is the fee plus exchange rate. If your provider says there’s no fee, check their exchange rate against the one Wise offers. You might be paying more than you think.

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Sending 1,000 EUR with	Recipient gets(Total after fees)
	182,334 JPY
Transfer fee 7.14 EUR Exchange rate(1 EUR JPY) 183.645 Exchange rate markup 0 EUR Cost of transfer 7.14 EUR

	176,739 JPY- 5,595 JPY
Transfer fee 3.99 EUR Exchange rate(1 EUR JPY) 177.447 Exchange rate markup 33.75 EUR Cost of transfer 37.74 EUR

	174,391 JPY- 7,943 JPY
Transfer fee 22 EUR Exchange rate(1 EUR JPY) 178.314 Exchange rate markup 29.03 EUR Cost of transfer 51.03 EUR

	171,887 JPY- 10,447 JPY
Transfer fee 56 EUR Exchange rate(1 EUR JPY) 182.084 Exchange rate markup 8.50 EUR Cost of transfer 64.50 EUR

This applies when you pay in via bank transfer. How do we collect this data?

Amount

From

	Wise	PayPal	Sabadell	ING
Recipient gets (Total after fees)	182,334 JPY	176,739 JPY	174,391 JPY	171,887 JPY
Exchange rate (1 EURJPY)	183.645	177.447	178.314	182.084
Exchange rate markup	0 EUR	33.75 EUR	29.03 EUR	8.50 EUR
Transfer fee	7.14 EUR	3.99 EUR	22 EUR	56 EUR
Total transfer cost	7.14 EUR	37.74 EUR	51.03 EUR	64.50 EUR

Show more providers

This applies when you pay in via bank transfer. How do we collect this data?

We’re regulated in every available region
We help 14.8 million customers move £36 billion every quarter, worldwide
Your transactions are extra-secure with our 2-factor authentication

How to send money to Japan from Thailand

Enter amount to send in EUR.

Pay in EUR with your debit card or credit card, or send the money from your online banking.

Choose recipient in Japan.

Select who you want to send money to and which pay-out method to use.

Send EUR, receive JPY.

The recipient gets money in JPY directly from Wise’s local bank account.

Create free account now

Larger transfers. Lower fees. Premium support.

Pay less when you send over 25,000 USD or equivalent. Plus get dedicated support from our expert team

Learn about large transfers

Secure money transfers to Japan

Every transfer you make is protected with HTTPS encryption and 2-step verification. And we run millions of checks each day to protect every transaction from fraud.

How we keep your money safe

Rock-solid technology
Super smart Wisers have built our industry-leading security systems from scratch over the last 12 years.
People who care, 24/7
With over 1,000 anti-fraud specialists, and real human help available every minute, we’re on hand when you’ve got questions.
Your money, not ours
Your money is safeguarded, and held completely separate from ours, so it’s available to you all the time.

Best ways to send money to Japan with WISE

The best way to send Euro to Japanese yen is by using money that's in your Wise account. It's cheapest and usually arrives in seconds. Bank transfers are also cheap, but can be slower.

Bank Transfer
Bank Transfer
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
Google Pay
Google Pay
If you’ve enabled Google Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Google Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.
Apple Pay
Apple Pay
If you’ve enabled Apple Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Apple Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.
Debit Card
Debit Card
Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.
Credit card
Credit card
Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card.
PISP
PISP
PISP (Payment Initiation Service Provider) payments are instructions you give Wise to make a bank transfer directly from your bank account — without having to leave our app and log in to your online banking. This option is as cheap as a manual bank transfer, but it isn’t supported by all banks yet.
Trustly
Trustly
Trustly is an online bank payment method. With Trustly, you can send money to Wise without leaving our site or app. It's a simple and convenient way to pay in EUR, PLN, SEK, and DKK.

Cheapest way to send money to Japan from Thailand

The cheapest way to send 1,000 EUR to Japan is by using money that's in your Wise account and costs 6.27 EUR. We use the mid-market exchange rate — the fairest rate — and always show your fees upfront.

EUR

JPY

Sending 1,000 EUR	Transfer cost
Bank transfer	8.98 EUR

Google Pay	21.07 EUR

Apple Pay	21.07 EUR

Debit card	43.66 EUR

Credit card	17.77 EUR

PISP	7.14 EUR

Trustly	8.56 EUR

Fastest way to send money to Japan from Thailand

Sending money with Wise is super fast: 74% of transfers arrive in under 20 seconds, and 95% in less than a day. How long it takes depends on how you pay.

EUR

JPY

Sending 1,000 EUR	Should arrive
Bank transfer	by Thursday

Google Pay	by Thursday

Apple Pay	by Thursday

Debit card	by Thursday

Credit card	by Thursday

PISP	by Thursday

Trustly	by Thursday