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What is the cheapest way to send money abroad?

Choosing the cheapest way to send money with Wise will depend on where you’re sending money and a payment method you choose. Pick the best money transfer option and start saving on your money transfers today.
  • Low fees — fees get cheaper the more you send
  • Lightning fast — money typically arrives in seconds
  • Perfectly predictable — lock in an exchange rate for up to 48 hours
 Rate guaranteed (86h)
  • PayNow fee
    0 SGD
  • Our fee
    131.47 SGD

  • Volume discount

    -19.97 SGD

Total included fees (0.22%)
111.50 SGD

Should arrive by Monday

You're sending a lot so we discounted our fee

Savings on this transfer, and eligible transfers for the rest of the month.

Learn more

What is the cheapest way to send money abroad?

Choosing the cheapest way to send money with Wise will depend on where you’re sending money and a payment method you choose. Pick the best money transfer option and start saving on your money transfers today.
  • Low fees — fees get cheaper the more you send
  • Lightning fast — money typically arrives in seconds
  • Perfectly predictable — lock in an exchange rate for up to 48 hours
 Rate guaranteed (86h)
  • PayNow fee
    0 SGD
  • Our fee
    131.47 SGD

  • Volume discount

    -19.97 SGD

Total included fees (0.22%)
111.50 SGD

Should arrive by Monday

You're sending a lot so we discounted our fee

Savings on this transfer, and eligible transfers for the rest of the month.

Learn more

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Best ways to send money internationally with WISE

The best way to send Singapore dollar to United States dollar is from a Wise balance. It’s cheapest and usually arrives in seconds. Bank transfers are also cheap, but can be slower.

How to send a cheap money transfer from Singapore

Open a free account today in minutes. Then set up your first transfer in 3 easy steps.

    • Send to bank accounts around the world. Your recipient doesn't need Wise to receive money. Just enter bank details like you would a domestic transfer.
    • If your recipient has Wise, you can look them up on our network and send to them in seconds.
    • Enter the amount you want to send. Check out the fees — and see exactly how much you’ll get on the other side.
    • Pay in Singapore dollar by bank transfer, PayNow, card, or using money already in your Wise account. Once we get the money, we’ll convert it and send it to your recipient.
    • Depending on how you pay, this usually takes seconds.

How to send a cheap money transfer from Singapore

Open a free account today in minutes. Then set up your first transfer in 3 easy steps.

    • Send to bank accounts around the world. Your recipient doesn't need Wise to receive money. Just enter bank details like you would a domestic transfer.
    • If your recipient has Wise, you can look them up on our network and send to them in seconds.
    • Enter the amount you want to send. Check out the fees — and see exactly how much you’ll get on the other side.
    • Pay in Singapore dollar by bank transfer, PayNow, card, or using money already in your Wise account. Once we get the money, we’ll convert it and send it to your recipient.
    • Depending on how you pay, this usually takes seconds.

How to send a cheap money transfer from Singapore

Open a free account today in minutes. Then set up your first transfer in 3 easy steps.

    • Send to bank accounts around the world. Your recipient doesn't need Wise to receive money. Just enter bank details like you would a domestic transfer.
    • If your recipient has Wise, you can look them up on our network and send to them in seconds.
    • Enter the amount you want to send. Check out the fees — and see exactly how much you’ll get on the other side.
    • Pay in Singapore dollar by bank transfer, PayNow, card, or using money already in your Wise account. Once we get the money, we’ll convert it and send it to your recipient.
    • Depending on how you pay, this usually takes seconds.

Things to consider to find a truly cheap way to send money abroad

  • Fees

    Many businesses state low fees or even offer consumers fee-free transfers, but most of the expense of sending money abroad is hidden. The bulk of consumer costs can be concealed in poor exchange rates.

  • Exchange rates

    A quick Google search will show you an exchange rate. But if you compare it to the exchange rate offered by banks and traditional money transfer services, you’ll find their rate is often much worse.

  • Transfer time

    Traditional banks and international money remittances often take several working days. Wise is often much faster: a lot of transfers are completed within 1 business day. Many of our transfers are even instant.

How we keep your money safe

Every transfer you make is protected with HTTPS encryption and 2-step verification. And we run millions of checks each day to protect every transaction from fraud.

  • Rock-solid technology
    Super smart Wisers have built our industry-leading security systems from scratch over the last 12 years.
  • People who care, 24/7
    With over 1,000 anti-fraud specialists, and real human help available every minute, we’re on hand when you’ve got questions.
  • Your money, not ours
    Your money is safeguarded, and held completely separate from ours, so it’s available to you all the time.

Sending money is cheap with the Wise app

Looking for an international money transfer app? Send money on the go with Wise.

  • Cheap transfers abroad

    Free from hidden fees, you’ll always get the mid-market exchange rate with Wise.

  • Track exchange rates

    Save your favourite currencies to check how the exchange rate changes over time.

  • Real-time notifications

    Know exactly what you’ve spent, as soon as you spend it.

Sending money is cheap with the Wise app

Looking for an international money transfer app? Send money on the go with Wise.

  • Cheap transfers abroad

    Free from hidden fees, you’ll always get the mid-market exchange rate with Wise.

  • Track exchange rates

    Save your favourite currencies to check how the exchange rate changes over time.

  • Real-time notifications

    Know exactly what you’ve spent, as soon as you spend it.

Do more with Wise in Singapore

You can use Wise for much more than just sending money. Here is what's available, based on where you live.

  • Wise balance for Singapore dollar.

    Receive money fast

    Get paid easily in other currencies with global account details.

  • A Wise debit card.

    Save on spending abroad

    Pay and withdraw cash worldwide without any foreign transaction fees.

  • 2.22%On SGD

    Earn returns

    Earn returns every working day, and spend them instantly. Capital at risk.1

See where Wise works

Let's answer some of your questions

  1. All investment services are provided by Wise Asia-Pacific Pte Ltd to conduct regulated activities and provide custodial services by Monetary Authority of Singapore (MAS). We do not give investment advice, and you may be subject to pay tax. If you're not sure, seek qualified advice. You can find more information about the product and funds on our website.

    This advertisement has not been reviewed by the Monetary Authority of Singapore.