International business banking made easy.
With our partner Wise, 1Office customers can open a multi-currency account to send, spend, and receive in over 50 currencies with the real exchange rate. Join over 10 million people today.
Automate work with our API
Pay invoices and people abroad
Receive money with no fees
Spend with a free debit card
1Office & Wise making international banking easier
Get UK business account details, including sort code and account number in minutes – without a local address. Use them to get paid without any international receiving fees or withdraw money from platforms like Amazon and Stripe. Hold over 50 currencies in your account for future payments or move it to your bank. You can also activate up to 8 other local currency account details.
Your money will always be converted at the real exchange rate and the only fee you'll pay is a small, upfront cost on the value of the transfer or a small fixed fee for a same currency withdrawal into a domestic bank account. There is also a low fixed one-off fee for opening up your international account details. This varies by country but is £16 or currency equivalent.
Play the video to find out more
Up to 14X cheaper than PayPal for international payments
PayPal inflates exchange rates when you send and receive international payments, making it hard to see what you're actually being charged. Here's an honest comparison to show how much you can save with your Wise Business account. Learn more
Compare the costs
| Cost to create account | |
|---|---|
 | £0 |
 | 0 |
 | No sign up fee |
| Cost to open multi-currency account details | |
| £16-£21 |
| 0 |
| One-time fixed fee |
| Monthly account fees | |
| £0 |
| 0 |
| No monthly fee |
| Receive $2000 in a GBP account | |
| £1,505.00 |
| £1,403.21 |
| Save £101.79 |
| Receive €2000 in a GBP account | |
| £1,754.03 |
| £1,606.74 |
| Save £147.29 |
| Receive $2000 in a GBP account | |
| £1,079.30 |
| £977.90 |
| Save £101.40 |
| Send or convert £2000 to a EUR account | |
| €2,260.38 |
| €2,111.11 |
| Save £149.27 |
| Send or convert £2000 to an AUD account | |
| $3,663.01 |
| $3,408.71 |
| Save £254.30 |
| Send or convert £2000 to a USD account | |
| $2,626.45 |
| $2,422.97 |
| Save £203.48 |
Data collected by an independent research agency. Learn more
How do I get started?
Easy online setup
Get your free account quickly and easily online.
Just complete your profile and upload your ID documents to verify your account and business for security. Then start sending and receiving money around the world.
You can activate your international account details within your account and open up additional currency accounts with just a few clicks. You can make the one-off fixed fee payment for opening up your multi-currency account details with credit or debit card.
How much are the fees?
No big fees, hidden or otherwise. So it's cheaper than what you're used to.
- You pay a small, flat fee + fixed percentage of the transfer amount (you’ll always see the total cost upfront)
- Some payment methods have an added fee, but that's usually tiny too
- You always get the real, mid-market exchange rate, with no markup whatsoever
- One-time fixed fee (£16-£21 currency equivalent) for opening up multi-currency account details. No matter how many international account details you open, it's just the one-time fee. It's free to then order the business debit card.
1Office trusts Wise because they're safe and secure
Wise is trusted by 10 million people and counting
Wise is an Electronic Money Institution authorized by the FCA (Financial Conduct Authority) in the United Kingdom.
They are obliged by law to protect the money by keeping it in a low risk financial institution: in Europe Wise does it in their bank account in the Barclays Bank of the United Kingdom, in the US, in their Wells Fargo account.
