Send money overseas
Send money overseas from our website or mobile app, in just a few clicks.
Bank transfer fee
0 NZD
Our fee
110.49 NZD
Total included fees (0.22%)
110.49 NZD
- You could save up to 1,028.42 NZD
Should arrive by Monday
Find out how much it costs to send money overseas
The cost of your transfer comes from the fee and the exchange rate. Many high street banks offer “no fee”, while hiding a markup in the exchange rate, making you pay more.
At Wise, we’ll never do that. We only use the mid-market exchange rate, and show our fees upfront. This table compares the fees you’d really pay when sending money with the most popular banks and providers, or with us.
How do we select providers and collect this data?| Sending 1,000 NZD with | Recipient gets(Total after fees) | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
 | 901.27 AUD | ||||||||||
Transfer fee 3.57 NZD Exchange rate(1 NZD AUD) 0.904503 Exchange rate markup 0 NZD Cost of transfer 3.57 NZD | |||||||||||
 | 890.44 AUD- 10.83 AUD | ||||||||||
Transfer fee 0 NZD Exchange rate(1 NZD AUD) 0.890445 Exchange rate markup 15.54 NZD Cost of transfer 15.54 NZD | |||||||||||
 | 884.65 AUD- 16.62 AUD | ||||||||||
Transfer fee 5 NZD Exchange rate(1 NZD AUD) 0.889100 Exchange rate markup 17.03 NZD Cost of transfer 22.03 NZD | |||||||||||
 | 883.90 AUD- 17.37 AUD | ||||||||||
Transfer fee 0 NZD Exchange rate(1 NZD AUD) 0.883900 Exchange rate markup 22.78 NZD Cost of transfer 22.78 NZD | |||||||||||
 | 882.37 AUD- 18.90 AUD | ||||||||||
Transfer fee 5 NZD Exchange rate(1 NZD AUD) 0.886800 Exchange rate markup 19.57 NZD Cost of transfer 24.57 NZD | |||||||||||
How to send money overseas in 3 easy steps
Enter amount to send in NZD.
Pay in NZD with your debit card or credit card, or send the money from your online banking.
Choose recipient .
Select who you want to send money to and which pay-out method to use.
Send NZD, receive AUD.
The recipient gets money in AUD directly from Wise’s local bank account.
Money transfer fees
How much does it cost to send money overseas?
To send money overseas with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.
You can use our handy calculator to find out exactly how much will you pay for your transfer. The cost depends on where you will be sending money from and to, as well as on your chosen payment method.
No big fees, hidden or otherwise. So it's cheaper than what you're used to.
Delivery time for money transfers overseas from New Zealand
90% of all money transfers from New Zealand are delivered in 1 business day from the moment we receive payment.
We do everything to complete your money transfer as soon as possible - the final delivery time of your transfer depends on your chosen payment method, where are you sending to and from or when your payment arrives to our account.
As an FCA regulated company we occasionally need to run security checks and request extra documentation, which might have impact on your delivery time.
Your transfer route
Should arrive
by MondayBest ways to send money internationally
Bank Transfer
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
Protecting you and your money
Safeguarded with leading banks
We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.
Extra-secure transactions
We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.
Data protection
We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.
Dedicated anti-fraud team
We work round the clock to keep your account and money protected from even the most sophisticated fraud.
Send money overseas with the Wise app
Looking for an app to send money overseas? Sending money is easy with Wise app.
- Cheaper transfers abroad - free from hidden fees and exchange rate markups.
- Check exchange rates - see on the app how exchange rates have changed over time.
- Repeat your previous transfers - save the details, and make your monthly payments easier.
Wise works nearly everywhere
- United States dollarRouting number, Swift/BIC, Account number and Account typeGet USD account details
- United Arab Emirates dirham
- Australian dollar
- Bangladeshi taka
- Bulgarian lev
- Canadian dollar
- Swiss franc
- Chilean peso
- Chinese yuan
- Costa Rican colón
- Czech koruna
- Danish krone
- Egyptian pound
- Euro
- British pound
- Georgian lari
- Hong Kong dollar
- Hungarian forint
- Indonesian rupiah
- Israeli shekel
- Indian rupee
- Japanese yen
- Kenyan shilling
- South Korean won
- Sri Lankan rupee
- Moroccan dirham
- Mexican peso
- Malaysian ringgit
- Nigerian naira
- Norwegian krone
- Nepalese rupee
- New Zealand dollar
- Philippine peso
- Pakistani rupee
- Polish złoty
- Romanian leu
- Swedish krona
- Singapore dollar
- Thai baht
- Turkish lira
- Tanzanian shilling
- Ukrainian hryvnia
- Ugandan shilling
- United States dollar
- Uruguayan peso
- Vietnamese dong
- West African CFA franc
- South African rand
See why customers choose Wise for their international money transfers
It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com.
