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Send money from bank account

Send money from bank account from our website or mobile app, in just a few clicks. Join over 12.8 million people who choose Wise for fast and secure money transfers.
Availability of the payment type depends on the currency or the region.
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DIA regulated
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Over 12.8 million customers
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 Rate guaranteed (31h)
  • Bank transfer fee

    0 NZD

  • Our fee

    110.49 NZD


Total included fees (0.22%)

110.49 NZD

  • You could save up to 1,028.42 NZD

Should arrive by Monday

Save on exchange rate markups

The cost of your transfer comes from the fee and the exchange rate. Many high street banks offer “no fee”, while hiding a markup in the exchange rate, making you pay more.

At Wise, we’ll never do that. We only use the mid-market exchange rate, and show our fees upfront. This table compares the fees you’d really pay when sending money with the most popular banks and providers, or with us.

How do we select providers and collect this data?
Sending 1,000 NZD withRecipient gets(Total after fees)
Wise
901.27 AUD
Transfer fee
3.57 NZD
Exchange rate(1 NZD AUD)
0.904503
Exchange rate markup
0 NZD

Cost of transfer
3.57 NZD

BNZ
890.44 AUD- 10.83 AUD
Transfer fee
0 NZD
Exchange rate(1 NZD AUD)
0.890445
Exchange rate markup
15.54 NZD

Cost of transfer
15.54 NZD

ASB
884.65 AUD- 16.62 AUD
Transfer fee
5 NZD
Exchange rate(1 NZD AUD)
0.889100
Exchange rate markup
17.03 NZD

Cost of transfer
22.03 NZD

ANZ
883.90 AUD- 17.37 AUD
Transfer fee
0 NZD
Exchange rate(1 NZD AUD)
0.883900
Exchange rate markup
22.78 NZD

Cost of transfer
22.78 NZD

Westpac
882.37 AUD- 18.90 AUD
Transfer fee
5 NZD
Exchange rate(1 NZD AUD)
0.886800
Exchange rate markup
19.57 NZD

Cost of transfer
24.57 NZD

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How to send money from bank account in 3 easy steps

What is Bank account money transfer?

Sending a bank account money transfer is familiar and convenient, and often comes with some of the lowest fees available. Depending on who you bank with, you may be able to arrange your payment online, in your bank’s mobile app, by phone or in a branch.

For some payments, you’ll be able to log into your bank’s online or mobile banking service securely and directly from Wise. Or, you can just pick your preferred bank transfer type - online, in your bank’s app, by phone or in person - and arrange the payment there. Add the reference for your Wise payment, to make sure your money can be identified - and you’re done.

To make a bank account money transfer with Wise you’ll need to fund your Wise payment from a bank account in your own name - or the name of your business if you’ve got a Wise Business account. If you have a joint bank account you may be asked to verify this - it’s all part of keeping you and your money safe.

Learn more about using bank transfers.

Online money transfer fees

How much does it cost to send money from bank account?

To send money from bank account with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

How long does a money transfer from bank account take?

A money transfer from bank account (NZD-AUD) should arrive by Monday. Sometimes transfer times can differ based on currencies or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

NZD
AUD

Should arrive

by Monday

Wise works nearly everywhere

  • United Arab Emirates dirham
  • Australian dollar
  • Bangladeshi taka
  • Bulgarian lev
  • Canadian dollar
  • Swiss franc
  • Chilean peso
  • Chinese yuan
  • Costa Rican colón
  • Czech koruna
  • Danish krone
  • Egyptian pound
  • Euro
  • British pound
  • Georgian lari
  • Hong Kong dollar
  • Hungarian forint
  • Indonesian rupiah
  • Israeli shekel
  • Indian rupee
  • Japanese yen
  • Kenyan shilling
  • South Korean won
  • Sri Lankan rupee
  • Moroccan dirham
  • Mexican peso
  • Malaysian ringgit
  • Nigerian naira
  • Norwegian krone
  • Nepalese rupee
  • New Zealand dollar
  • Philippine peso
  • Pakistani rupee
  • Polish złoty
  • Romanian leu
  • Swedish krona
  • Singapore dollar
  • Thai baht
  • Turkish lira
  • Tanzanian shilling
  • Ukrainian hryvnia
  • Ugandan shilling
  • United States dollar
  • Uruguayan peso
  • Vietnamese dong
  • West African CFA franc
  • South African rand

Trust Wise with safe & secure money transfers

Safeguarded with leading banks

We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.