Where to exchange money in Windhoek
If you’re planning a trip to Windhoek, it will definitely be useful to know how to obtain the local currency. Additionally, you may want to be aware of the current exchange rate and the most convenient places to exchange your money.
On this page, we’ll provide you with a list of the best places to exchange currency in Windhoek. We’ll also introduce you to an alternative, Wise, which may be more cost-effective and save you the hassle of visiting a physical location.

Where to exchange money in Windhoek
If you’re planning a trip to Windhoek, it will definitely be useful to know how to obtain the local currency. Additionally, you may want to be aware of the current exchange rate and the most convenient places to exchange your money.
On this page, we’ll provide you with a list of the best places to exchange currency in Windhoek. We’ll also introduce you to an alternative, Wise, which may be more cost-effective and save you the hassle of visiting a physical location.


Spend abroad without hidden fees
Currency exchanges in Windhoek
We are aware that there can be times when you need to have some local currency on hand, so avoiding currency exchanges altogether isn't always possible. We have provided a list of currency exchanges you can find in Windhoek below.
Don't forget to refresh yourself on the advice in this article to help get the most out of your cash whilst abroad.

| Money Changer | Address | Contact Information |
|---|---|---|
| CAMBIO SEGURO FOREIGN EXCHANGE | C3MM+VHG, Independence Ave, Windhoek, Namibia | +264 81 848 4325 |
| Western Union (Post street Mall) | 39 Post St Mall, Windhoek, Namibia | +264 61 427 600 |
| Casa De Cambio | C3GP+W2M, Windhoek, Namibia | +264 61 236 499 |
| Namibia Bureau de Change, Windhoek - Hosea Kutako International Airport | Windhoek, Namibia | +264 62 540 013 |
| Respect The Zone | N/A, Windhoek, Namibia | +264 81 631 4200 |
| ExpressCredit Windhoek CBD branch | Shop No. 3 227, ERF 215, 23 Independence Ave, Windhoek, Namibia | |
| Thomas Cook Namibia | C3MM+8P6, Independence Ave, Windhoek, Namibia | +264 61 229 667 |
| Vault Markets Namibia | KPMG Building, 30 Crohn Schanzen Road, Windhoek, Namibia | +264 61 230 430 |
| FNB Rewards | 130 Independence Ave, Windhoek, Namibia | +264 61 299 2222 |
Notice anything wrong with our results table? Let us know - If there is a genuine mistake, we will do our best to resolve it.
Namibian dollar rate today
First off, in case you’re wondering something along the lines of “does Namibia use Namibian dollar?”, the answer is yes. The currency in Windhoek — and the rest of Namibia— is Namibian dollar
You can also find it written as NAD in currency exchange shops.
What you should know about exchanging money in Windhoek
When exchanging money in Windhoek or any foreign city, it's important to be aware how to get the best deals and avoid excessive charges and hidden fees. If you are planning on staying in Namibia long-term or looking to make a larger investment you could consider opening a local bank account. Otherwise, use the tips below to help avoid getting overcharged.
1. Pick local currency on ATMs and card payments
When using an ATM abroad, choose to be charged in Namibian dollars for a fairer rate and fees. The same applies if you get the option on card machines.
2. Know the exchange rate
Check what the current exchange rate is so it's easier to spot a bad deal from currency exchanges.
3. Avoid exchanging money at airports or hotels
It may be highly convenient, but airports and hotels will almost always offer poor rates and high transaction fees. Avoid this where possible.
4. Use ATMs strategically
Check if your local bank has partnerships in Namibia banks to avoid unwanted ATM fees. Also try to plan ahead and make as few withdrawals as possible to avoid multiple extra fees.
5. Be wary of 'zero fee' services
Some services claiming 'no commission' often offer poor exchange rates. These may not reflect the mid-market rate, similar to what you'd see when checking the rate on Google. This can lead to higher costs for you and more profits for them.

Consider an alternative to physical currency exchanges
Say goodbye to overcomplicated currency exchange. Wise can help you get a better deal on currency conversion in over 40 currencies, with the mid-market exchange rate and low fees.
Open a personal Wise account online or in the Wise app, and order a linked debit card for a one-time fee to spend and withdraw money in 150+ countries.
There’s no fee to spend any currency you hold, and no foreign transaction fee to worry about. Use your account when you travel or shop online in foreign currencies, send payments in 70+ currencies, and get your own local account details in 9 currencies.

Other currency exchanges
Bottom line
As you can see, there are plenty of options for exchanging money in Windhoek. Remember to do your research on the exchange rate and get the most out of your trip. For a fuss-free alternative to exchanging cash, check out Wise.

Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.
This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.
We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.