Where to exchange money in Toa Payoh
If you’re planning a trip to Toa Payoh, it will definitely be useful to know how to obtain the local currency. Additionally, you may want to be aware of the current exchange rate and the most convenient places to exchange your money.
On this page, we’ll provide you with a list of the best places to exchange currency in Toa Payoh. We’ll also introduce you to an alternative, Wise, which may be more cost-effective and save you the hassle of visiting a physical location.

Where to exchange money in Toa Payoh
If you’re planning a trip to Toa Payoh, it will definitely be useful to know how to obtain the local currency. Additionally, you may want to be aware of the current exchange rate and the most convenient places to exchange your money.
On this page, we’ll provide you with a list of the best places to exchange currency in Toa Payoh. We’ll also introduce you to an alternative, Wise, which may be more cost-effective and save you the hassle of visiting a physical location.


Spend abroad without hidden fees
Currency exchanges in Toa Payoh
Consider using digital alternatives like Wise when looking at currency exchanges. If you still need to have some physical cash, here are a list of currency exchanges you can find in Toa Payoh.
A reminder from us - There's no such thing as 0% commission or fee-free so remember to do your research and make an informed decision.

| Money Changer | Address | Contact Information |
|---|---|---|
| MAYURA MONEY CHANGER | 520 Lor 6 Toa Payoh, #01-52 HDB Hub, Singapore 310520 | +65 6250 0136 |
| Asmart Exchange | 530 Lor 6 Toa Payoh, #01-13 Bus Interchange, Singapore 310530 | +65 8455 3336 |
| GoldMillion Xchange Pte Ltd | 190 Lor 6 Toa Payoh, #01-576 Toa Payoh Mall, Singapore 310190 | +65 6909 2011 |
| MoneyMax Pawnshop - Toa Payoh HDB Hub | 520 Lor 6 Toa Payoh, #01-58 HDB Hub, Singapore 310520 | +65 6354 3433 |
| Pay2Home Remittances - Toa Payoh Central | Blk 520 Lor 6 Toa Payoh, #01-51, Singapore 310520 | +65 6372 2474 |
| Western Union | Blk 178 Toa Payoh Central, #01-234, Singapore 310178 | +65 6251 0178 |
| Goldstar Credit | Toa Payoh Licensed Money Lender Singapore | Legal Loans | Blk 190 Lorong 6 Toa Payoh (Toa Payoh Central) #01-576 5 mins walk from, MRT, Singapore 310190 | +65 6252 0088 |
| 12 Hrs Money Exchanger | 238 Thomson Rd, #01-70A, Singapore 307683 | +65 6258 6526 |
| Golden Homes Enterprise | 150 Bishan St.11, #01-153, Singapore 570150 | +65 6224 4143 |
| Ample Transfers Toa Payoh | 178 Toa Payoh Central, #01-230, Singapore 310178 | +65 6252 7327 |
| Prosper Credit | Toa Payoh Licensed Money Lender | Fast Cash & Payday Loans Singapore | Blk 186 Toa Payoh Central, #01-424 Reach out to Mr. Loh, Singapore 310186 | +65 6223 0011 |
| JC GLOBAL (PAYA LEBAR MRT) | 30 Paya Lebar Rd, #01-01 Paya Lebar MRT Station, Singapore 409006 | +65 6742 1817 |
| ValueMax Pawnshop (Toa Payoh Central Branch) | 184 Toa Payoh Central, #01-360, Singapore 310184 | +65 6354 1488 |
| K S S N Foreign Exchange Pte. Ltd. | 304 Orchard Rd, B1-53 Lucky Plaza, Singapore 238863 | +65 8200 9175 |
| Credit Thirty3 Pte Ltd (Credit 33) | Licensed Moneylender Singapore in Toa Payoh | 190 Lorong 6 Toa Payoh, #01-548, Toa Payoh Mall, Singapore 310190 | +65 6292 2931 |
| Aksha Exchange | 51 Upper Serangoon Rd, #01-27 The Poiz Centre, Singapore 347697 | +65 6241 9321 |
| Jufu Remittance | 190 Lor 6 Toa Payoh, #01-574, Mall 310190 | |
| Saj Exchange Raffles City Money Changer | 252 North Bridge Rd City Hall Raffles City Shopping Centre Basement One #B1-97 Behind BreadTalk, Singapore 179103 | +65 6339 1723 |
| Best Money Changer (Taisei) | 89 Victoria St, #01-00 Victoria Hotel, Singapore 188017 | +65 6970 8106 |
Notice anything wrong with our results table? Let us know - If there is a genuine mistake, we will do our best to resolve it.
Singapore dollar rate today
The currency used in Toa Payoh, as well as the rest of Singapore is Singapore dollar.
However, when visiting a currency exchange shop you will notice they use currency codes. The code for Singapore dollar is SGD. Keep an eye out for this if you want to compare exchange rates.
What you should know about exchanging money in Toa Payoh
When exchanging money in Toa Payoh or any foreign city, it's important to be aware how to get the best deals and avoid excessive charges and hidden fees. If you are planning on staying in Singapore long-term or looking to make a larger investment you could consider opening a local bank account. Otherwise, use the tips below to help avoid getting overcharged.
1. Be wary of 'zero fee' services
Some services claiming 'no commission' often offer poor exchange rates. These may not reflect the mid-market rate, similar to what you'd see when checking the rate on Google. This can lead to higher costs for you and more profits for them.
2. Research the exchange rate
Check what the current exchange rate is so it's easier to spot a bad deal from currency exchanges.
3. Avoid exchanging money at airports or hotels
It may be highly convenient, but airports and hotels will almost always offer poor rates and high transaction fees. Avoid this where possible.
4. Use ATMs strategically
Check if your local bank has partnerships in Singapore banks to avoid unwanted ATM fees. It's becoming less of a requirement, but it can be good to inform your bank before traveling too.
5. Pick local currency on ATMs and card payments
When using an ATM abroad, choose to be charged in Singapore dollars for a fairer rate and fees. The same applies if you get the option on card machines.

Money exchange at the tip of your fingers
Out with carrying only cash when you're abroad. The world has gone digital and so can you.
With a Wise account you can exchange currency at any time, almost everywhere in the world.
Access over 70 currencies in just a few clicks and pay wherever you are with the Wise card.
Say goodbye to the analog way. Say hello to Wise

Other currency exchanges
Bottom line
From the list above you should have plenty of options for finding a physical currency exchange in Toa Payoh. If you'd like more options, try searching on a search engine like Google.
Finally, don't forget to check out Wise - The digital alternative to exchanging and spending cash abroad.

Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.
This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.
We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.