Where to exchange money in Podgorica
Are you heading to Podgorica? You will want to ensure you are aware of the local currency and how to obtain it. In addition, you may want to keep track of the current exchange rates and where to change your money to the local currency without getting ripped off.
We will give you a list of the best currency exchanges in Podgorica that you can visit in person.
There is also a digital alternative to consider by using Wise. This could save you both time and money.
Where to exchange money in Podgorica
Are you heading to Podgorica? You will want to ensure you are aware of the local currency and how to obtain it. In addition, you may want to keep track of the current exchange rates and where to change your money to the local currency without getting ripped off.
We will give you a list of the best currency exchanges in Podgorica that you can visit in person.
There is also a digital alternative to consider by using Wise. This could save you both time and money.
Spend abroad without hidden fees
Currency exchanges in Podgorica
We are aware that there can be times when you need to have some local currency on hand, so avoiding currency exchanges altogether isn't always possible. We have provided a list of currency exchanges you can find in Podgorica below.
Don't forget to refresh yourself on the advice in this article to help get the most out of your cash whilst abroad.
| Money Changer | Address | Contact Information |
|---|---|---|
| Limit Prime Securities AD Podgorica | C6MV+FQJ, 8. Marta, Podgorica, Montenegro | +382 68 036 998 |
| Finveo | Cetinjska, 11 Montenegro, Podgorica 81000, Montenegro | +382 20 436 690 |
| MoneyGram | 13 Jovana Popovića Lipovca, Podgorica 81119, Montenegro | +382 67 623 201 |
| MoneyGram | CAPITAL PLAZA, 13 Šeika Zaida, Podgorica 81120, Montenegro | +382 67 622 963 |
| Capital Transfer RIA | Bulevar Ivana Crnojevića, Podgorica, Montenegro | +382 52 321 231 |
| MOVES MARKET LIMITED | 5 New Road, Belize City, P.O. Box 388, Belize Vojvode Masa Durovica 61bb B1 28, Podgorica, Montenegro | +382 68 427 795 |
| Ernst & Young Montenegro doo | Stanka Dragojevića bb Zgrada Universal Capital Bank, II sprat, Podgorica 81000, Montenegro | +382 20 238 477 |
| Inspirit Work and Travel | Central point - Ankarski bulevar 9, 11 stan, Podgorica, Montenegro | |
| NOZAX | 12 Ankarski bulevar, Podgorica 81000, Montenegro | |
| AGEA International AD | 2A Arsenija Boljevića, Podgorica 81000, Montenegro | +382 20 664 320 |
| Go Montenegro | 24 Manastirska, Podgorica 81000, Montenegro | +382 69 737 787 |
| VIP Broker | Perla Residence Hotel & Spa, 70 Vlada Ćetkovića, Podgorica 81000, Montenegro | +382 20 229 500 |
| Montenegro Stock Exchange | 77 Moskovska, Podgorica 81000, Montenegro | +382 20 229 710 |
| Ziraat Bank Montenegro | 77 Bulevar Ivana Crnojevića, Podgorica, Montenegro | +382 20 442 200 |
| Lovćen banka AD / Filijala Podgorica - Centar / Bankomat / ATM | br.1 Trg Argentina, Podgorica 81000, Montenegro | +382 20 205 410 |
| Lovćen banka AD / Filijala Podgorica - Stari Aerodrom / Bankomat / ATM | Ulica, b.b Admirala Zmajevića, Podgorica 81000, Montenegro | +382 20 205 410 |
| Visa Info Montenegro (agencija za vize i zapošljavanje) | 56 Beogradska, Podgorica 81000, Montenegro | +382 67 350 000 |
| Montenegrocar - Rent a Car Podgorica | Studentska bb, Lamela 7, Podgorica 81000, Montenegro | +382 69 269 000 |
| IntegralEdu Work and Travel | 32 Vasa Ćukovića, Подгорица 81000, Montenegro | +382 67 515 036 |
Notice anything wrong with our results table? Let us know - If there is a genuine mistake, we will do our best to resolve it.
Euro rate today
The accepted currency in Podgorica and across Montenegro is the Euro.
However, when you visit a currency exchange, you'll find that they use currency codes. Specifically, the currency code for the Euro is EUR. Keep an eye out for this code if you're comparing exchange rates.
What you should know about exchanging money in Podgorica
When exchanging money in Podgorica or any foreign city, it's important to be aware how to get the best deals and avoid excessive charges and hidden fees. If you are planning on staying in Montenegro long-term or looking to make a larger investment you could consider opening a local bank account. Otherwise, use the tips below to help avoid getting overcharged.
1. Pick local currency on ATMs and card payments
When using an ATM abroad, choose to be charged in Euros for a fairer rate and fees. The same applies if you get the option on card machines.
2. Know the exchange rate
Check what the current exchange rate is so it's easier to spot a bad deal from currency exchanges.
3. Avoid exchanging money at airports or hotels
It may be highly convenient, but airports and hotels will almost always offer poor rates and high transaction fees. Avoid this where possible.
4. Use ATMs strategically
Check if your local bank has partnerships in Montenegro banks to avoid unwanted ATM fees. Also try to plan ahead and make as few withdrawals as possible to avoid multiple extra fees.
5. Be wary of 'zero fee' services
Some services claiming 'no commission' often offer poor exchange rates. These may not reflect the mid-market rate, similar to what you'd see when checking the rate on Google. This can lead to higher costs for you and more profits for them.
Say goodbye to overcomplicated currency exchange
Wise can help you get a better deal on currency conversion in over 40 currencies, with the mid-market exchange rate and low fees.
Open a personal Wise account online or in the Wise app, and order a linked debit card for a one-time fee to spend and withdraw money in 150+ countries.
There’s no fee to spend any currency you hold, and no foreign transaction fee to worry about. Use your account when you travel or shop online in foreign currencies, send payments in 70+ currencies, and get your own local account details in 9 currencies.
Other currency exchanges
Bottom line
As you can see, there’s no shortage of options when it comes to exchanging money in Podgorica. Don't forget to do your research on the exchange rate before converting your money, and check Wise out if you want a fuss-free alternative to exchanging cash.
Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.
This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.
We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.