Where to exchange money in Nagano
Before you set out exploring in Nagano, it's wise to be as prepared as possible for your trip. One important thing is knowing the local currency if it differs from your own and where you can exchange it.
In this article you will discover some of the best currency exchanges in Nagano that you can visit.
We will also introduce Wise - A digital alternative which could save you time and money.

Where to exchange money in Nagano
Before you set out exploring in Nagano, it's wise to be as prepared as possible for your trip. One important thing is knowing the local currency if it differs from your own and where you can exchange it.
In this article you will discover some of the best currency exchanges in Nagano that you can visit.
We will also introduce Wise - A digital alternative which could save you time and money.


Spend abroad without hidden fees
Currency exchanges in Nagano
If you have a need to use cash, here are some recommendations to exchange foreign currency in Nagano.
Just remember, there's no such thing as completely free or 0% commission when exchanging money. Always check the mid-market exchange rate beforehand so you know the real value of your money.

| Money Changer | Address | Contact Information |
|---|---|---|
| 外貨両替機 SMART EXCHANGE 長野市観光情報センター | Japan, 〒380-0921 Nagano, Kurita, 北河原1038−4 JR長野駅 2F 長野市観光情報センタ | +81 6-7668-6875 |
| Easy Exchange Hakuba 外貨両替機白馬八方インフォメーションセンター | Japan, 〒399-9301 Nagano, Kitaazumi District, 北安曇郡Hokujō, 白馬村北城5734-1 | +81 6-6314-6410 |
| Nagano Tourist Information Center | Japan, 〒380-0921 Nagano, Kurita, 北河原1038-4 | +81 26-226-5626 |
| 外貨両替機 SMART EXCHANGE 白馬ベースキャンプ | 6141-4 Hokujō, Hakuba, Kitaazumi District, Nagano 399-9301, Japan | +81 6-7668-6875 |
| Hachijuni Bank Nagano Station | Japan, 〒380-0825 Nagano, Minaminagano, Suehirochō−1360−1 長野スエヒロビル 1階 | +81 26-226-1181 |
| 外貨両替機 SMART EXCHANGE ローソン 信州白馬八方店 | 5690-1 Hokujō, Hakuba, Kitaazumi District, Nagano 399-9301, Japan | +81 6-7668-6875 |
Notice anything wrong with our results table? Let us know - If there is a genuine mistake, we will do our best to resolve it.
Japanese yen rate today
When you're in Nagano, and also the rest of Japan, the official currency is the Japanese yen.
Yet, when you step into a currency exchange shop, you'll notice they use currency codes. The code associated with the Japanese yen is JPY, so be sure to take note of it when comparing exchange rates.
What you should know about exchanging money in Nagano
Before exchanging money in Nagano or any foreign city, it's important to be informed to avoid excessive charges and get the best deals. Consider opening a bank account in Japan for long-term stays or substantial investments like buying property or cars.
1. Beware of 'zero fee' services
Services claiming 'no commission' often offer poor exchange rates, not reflecting the mid-market rate, leading to hidden profits for them.
2. Check the exchange rate beforehand
Familiarize yourself with the base rate to identify a bad deal from exchange services.
3. Avoid exchanging money at airports or hotels
Convenience comes at a price, as airports and hotels usually offer poor rates and high transaction fees.
4. Use ATMs strategically
Check if your home bank has partnerships in Japan banks to avoid extra ATM fees, and inform your bank before traveling.
5. Opt for local currency
When using an ATM abroad, choose to be charged in Japanese yen for a fairer rate and avoid undisclosed exchange rates and additional fees.

Currency exchange bureau who?
Forget all about walking around the city in search for fair exchange rates for a low fee.
With a Wise Account you can access over 70 currencies wherever you are - and all with a single card.
And what's even better, at the mid-market exchange rate. Low fees and fair rates all around the world, that's the Wise way!
Get started today

Other currency exchanges
Bottom line
As you can see, there’s no shortage of options when it comes to exchanging money in Nagano. Don't forget to do your research on the exchange rate before converting your money, and check Wise out if you want a fuss-free alternative to exchanging cash.

Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.
This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.
We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.