Where to exchange money in Lustica
If you’re planning a trip to Lustica, it will definitely be useful to know how to obtain the local currency. Additionally, you may want to be aware of the current exchange rate and the most convenient places to exchange your money.
On this page, we’ll provide you with a list of the best places to exchange currency in Lustica. We’ll also introduce you to an alternative, Wise, which may be more cost-effective and save you the hassle of visiting a physical location.

Where to exchange money in Lustica
If you’re planning a trip to Lustica, it will definitely be useful to know how to obtain the local currency. Additionally, you may want to be aware of the current exchange rate and the most convenient places to exchange your money.
On this page, we’ll provide you with a list of the best places to exchange currency in Lustica. We’ll also introduce you to an alternative, Wise, which may be more cost-effective and save you the hassle of visiting a physical location.


Spend abroad without hidden fees
Currency exchanges in Lustica
Consider using digital alternatives like Wise when looking at currency exchanges. If you still need to have some physical cash, here are a list of currency exchanges you can find in Lustica.
A reminder from us - There's no such thing as 0% commission or fee-free so remember to do your research and make an informed decision.

| Money Changer | Address | Contact Information |
|---|---|---|
| Luštica Bay | Novo Naselje bb, Radovići, Montenegro | +382 77 200 100 |
| Lustica Bay Marina | 9MM7+W54 Zaliv, Bigova, Montenegro | +382 67 697 924 |
| MoneyGram | 31 Njegoševa, Herceg - Novi 85340, Montenegro | +382 31 353 307 |
| Luštica Bay Centrale | Radovići, Montenegro | |
| Luča Luštica Bay | 9MR9+9CM Piazza Luštica, Luštica Bay, Radovići 85323, Montenegro | +382 68 329 044 |
| The Spot at The Chedi Lustica Bay | Luštica Bay Marina, Radovići, Montenegro | +382 32 661 200 |
| The Chedi Luštica Bay | Luštica Bay Marina, Radovići 85323, Montenegro | +382 32 661 266 |
| The Rok Beach Bar & Lounge | Lustica Bay Marina, Radovići 85323, Montenegro | +382 32 661 266 |
| EXPERIENCE TIVAT | 18 Palih Boraca, Tivat, Montenegro | +382 68 015 637 |
| Lovćen Banka (Filijala Tivat) - ATM | br.8 Luke Tomanovića, Tivat 85320, Montenegro | +382 20 205 410 |
| Lovćen banka AD / Filijala Kotor / Bankomat / ATM | Tabačina 10, Dobrota 85330, Montenegro | +382 20 205 410 |
| Hipotekarna Banka | CMHX+P3R, 21 Novembra, Tivat, Montenegro | |
| Lovćen banka AD / Filijala Herceg Novi / Bankomat / ATM | Ulica Save Kovačevića broj 4, Herceg Novi 85340, Montenegro | +382 20 205 410 |
| Hipotekarna Banka | CQHC+447, Dobrota, Montenegro | +382 20 219 905 |
| Podgorička banka - TC Kamelija | Trg Mata Petrovića, Shopping Centar Kamelija, Kotor 85330, Montenegro | +382 32 335 227 |
| NLB Banka AD Podgorica | bb Trg od Oružja, Kotor 85330, Montenegro | +382 20 402 000 |
| CKB Banka | Trg od Oružja, Kotor 85330, Montenegro | +382 32 304 008 |
Notice anything wrong with our results table? Let us know - If there is a genuine mistake, we will do our best to resolve it.
Euro rate today
The currency used in Lustica, as well as the rest of Montenegro is Euro.
However, when visiting a currency exchange shop you will notice they use currency codes. The code for Euro is EUR. Keep an eye out for this if you want to compare exchange rates.
What you should know about exchanging money in Lustica
You can follow a few simple tips which could help save money when exchanging currency in Lustica. By increasing your awareness you can be better prepared for currency exchanges wherever you are.
1. Beware of 'zero fee' services
Some services will claim 'no commission'. This can be misleading as they will often have hidden a markup by offering you a worse exchange rate.
2. Know the current exchange rate
Be familiar with the current exchange rate to help identify a bad deal from exchange services.
3. Avoid exchanging money at airports or hotels
The convenience of exchanging currency at airports and hotels often comes at a price. That price will come as poor exchange rates and high transaction fees. Try to use this as a last resort.
4. Avoid scams
Be cautious of street vendors or unofficial exchange services that may offer seemingly attractive rates. Stick to recognised establishments to avoid falling victim to scams or fraudulent practices. Your financial security should always be a top priority.
5. Opt for local currency
When using an ATM abroad, pick the option to be charged in Euros for a fairer rate to avoid undisclosed exchange rates. Picking the local currency will almost always be cheaper.

Money exchange at the tip of your fingers
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Other currency exchanges
Bottom line
From the list above you should have plenty of options for finding a physical currency exchange in Lustica. If you'd like more options, try searching on a search engine like Google.
Finally, don't forget to check out Wise - The digital alternative to exchanging and spending cash abroad.

Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.
This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.
We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.