Where to exchange money in Koh Samui
If you’re planning a trip to Koh Samui, it will definitely be useful to know how to obtain the local currency. Additionally, you may want to be aware of the current exchange rate and the most convenient places to exchange your money.
On this page, we’ll provide you with a list of the best places to exchange currency in Koh Samui. We’ll also introduce you to an alternative, Wise, which may be more cost-effective and save you the hassle of visiting a physical location.

Where to exchange money in Koh Samui
If you’re planning a trip to Koh Samui, it will definitely be useful to know how to obtain the local currency. Additionally, you may want to be aware of the current exchange rate and the most convenient places to exchange your money.
On this page, we’ll provide you with a list of the best places to exchange currency in Koh Samui. We’ll also introduce you to an alternative, Wise, which may be more cost-effective and save you the hassle of visiting a physical location.


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Currency exchanges in Koh Samui
We are aware that there can be times when you need to have some local currency on hand, so avoiding currency exchanges altogether isn't always possible. We have provided a list of currency exchanges you can find in Koh Samui below.
Don't forget to refresh yourself on the advice in this article to help get the most out of your cash whilst abroad.

| Money Changer | Address | Contact Information |
|---|---|---|
| Currency Exchange | H25G+J8F, Bo Put, Ko Samui District, Surat Thani 84320, Thailand | |
| My Exchange | 88/92, ตำบล บ่อผุด Kohsamui, สุราษฎร์ธานี 84320, Thailand | +66 65 551 4997 |
| SS2 Exchange | 9/125 หมู่ 1 สาขา2 แม่น้ำ Tambon Mae Nam, Amphoe Ko Samui, Chang Wat Surat Thani 84330, Thailand | +66 85 796 2622 |
| Currency Exchange | F28W+J4Q, Koh Samui, Ko Samui District, Surat Thani 84310, Thailand | |
| Infinite Currency Exchange | 39/40 ม.3 เกาะสมุย Amphoe Ko Samui, Chang Wat Surat Thani 84320, Thailand | |
| BP Exchange Rate (Better Rate) บริการแลกเปลี่ยนเงินตราระหว่างประเทศ | GWPP+J44, Chonwithi Rd, Tambon Ang Thong, Amphoe Ko Samui, Chang Wat Surat Thani 84140, Thailand | |
| เซ็นทรัล2 | G3M6+GJW, Bo Put, Ko Samui District, Surat Thani 84320, Thailand | |
| SS Currency exchange | H376+JVP, Bo Put, Ko Samui District, Surat Thani 84320, Thailand | |
| Money Exchange | FWWM+7C4, Lipa Noi, Ko Samui District, Surat Thani 84140, Thailand | |
| หจก.สุวรรณหงษ์ อินเตอร์ เนชั่นเนล กรุ๊ป | เลขที่ 292 หมู่ 1 มะเร็ต เกาะสมุย มะเร็ต Tambon Maret, Amphoe Ko Samui, Chang Wat Surat Thani 84310, Thailand | +66 87 999 4800 |
| Foreign Exchange Services : SCB - Talat Bo Phut (Koh Samui) | เลขที่ 35/2 หมู่ที่ 1 ถนนบ่อผุด - ปลายแหลม เกาะสมุย บ่อผุด Chang Wat Surat Thani 84320, Thailand | |
| Exchange Money | F27V+88M, Thanon Had Lamai, Tambon Maret, Amphoe Ko Samui, Chang Wat Surat Thani 84310, Thailand | |
| Krungsri Western Union & Exchange Lamai Beach | 137 www.krungsri.com 4 ถ. ทวีราษฎร์ภักดี Tambon Maret, Amphoe Ko Samui, Chang Wat Surat Thani 84310, Thailand | +66 77 419 017 |
| ที่ทำการไปรษณีย์ เกาะสมุย | 107/8 หมู่ 6, ถนนทวีราษฎร์ภักดี, ตำบลบ่อผุด อำเภอเกาะสมุย จังหวัดสุราษฎร์ธานี, 84320 Tambon Bo Put, Amphoe Ko Samui, Chang Wat Surat Thani 84320, Thailand | +66 77 421 013 |
| Krungsri Western Union & Exchange Mae Nam | 12/40-42 หมู่ที่ 1 ถ. ทวีราษฎร์ภักดี อําเภ, อ เกาะสมุย, Chang Wat Surat Thani 84330, Thailand | +66 77 427 787 |
| BJ currency exchange | H3HF+GQJ, Tongsai Rd, Tambon Bo Put, Amphoe Ko Samui, Chang Wat Surat Thani 84320, Thailand | |
| Western Union | 137/4 Moo.4, Thawirat Phakdi Road, Tambon Maret, Amphoe Ko Samui, Surat Thani, 84310, ตำบล มะเร็ต อำเภอเกาะสมุย สุราษฎร์ธานี 84310, Thailand | +66 77 419 017 |
| Krungsri Western Union & Exchange Chaweng Beach | 2/2 หมู่ที่ 2 ถนน เลียบหาดเฉวง Tambon Bo Put, Amphoe Ko Samui, Chang Wat Surat Thani 84320, Thailand | +66 77 422 493 |
| P&T Currency Exchange | G3H6+V69, Chaweng Beach Rd, Tambon Bo Put, Amphoe Ko Samui, Chang Wat Surat Thani 84320, Thailand | |
| Krunsri Currency Exchange | F27V+FC4, Maret, Ko Samui District, Surat Thani 84310, Thailand |
Notice anything wrong with our results table? Let us know - If there is a genuine mistake, we will do our best to resolve it.
Thai baht rate today
The accepted currency in Koh Samui and across Thailand is the Thai baht.
However, when you visit a currency exchange, you'll find that they use currency codes. Specifically, the currency code for the Thai baht is THB. Keep an eye out for this code if you're comparing exchange rates.
What you should know about exchanging money in Koh Samui
When exchanging money in Koh Samui or any foreign city, it's important to be aware how to get the best deals and avoid excessive charges and hidden fees. If you are planning on staying in Thailand long-term or looking to make a larger investment you could consider opening a local bank account. Otherwise, use the tips below to help avoid getting overcharged.
1. Pick local currency on ATMs and card payments
When using an ATM abroad, choose to be charged in Thai bahts for a fairer rate and fees. The same applies if you get the option on card machines.
2. Know the exchange rate
Check what the current exchange rate is so it's easier to spot a bad deal from currency exchanges.
3. Avoid exchanging money at airports or hotels
It may be highly convenient, but airports and hotels will almost always offer poor rates and high transaction fees. Avoid this where possible.
4. Use ATMs strategically
Check if your local bank has partnerships in Thailand banks to avoid unwanted ATM fees. Also try to plan ahead and make as few withdrawals as possible to avoid multiple extra fees.
5. Be wary of 'zero fee' services
Some services claiming 'no commission' often offer poor exchange rates. These may not reflect the mid-market rate, similar to what you'd see when checking the rate on Google. This can lead to higher costs for you and more profits for them.

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Other currency exchanges
Bottom line
From the list above you should have plenty of options for finding a physical currency exchange in Koh Samui. If you'd like more options, try searching on a search engine like Google.
Finally, don't forget to check out Wise - The digital alternative to exchanging and spending cash abroad.

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