Where to exchange money in Kobe

Are you heading to Kobe? You will want to ensure you are aware of the local currency and how to obtain it. In addition, you may want to keep track of the current exchange rates and where to change your money to the local currency without getting ripped off.

We will give you a list of the best currency exchanges in Kobe that you can visit in person.

There is also a digital alternative to consider by using Wise. This could save you both time and money.

Where to exchange money in Kobe

Are you heading to Kobe? You will want to ensure you are aware of the local currency and how to obtain it. In addition, you may want to keep track of the current exchange rates and where to change your money to the local currency without getting ripped off.

We will give you a list of the best currency exchanges in Kobe that you can visit in person.

There is also a digital alternative to consider by using Wise. This could save you both time and money.

Wise

Spend abroad without hidden fees

Currency exchanges in Kobe

If you have a need to use cash, here are some recommendations to exchange foreign currency in Kobe.

Just remember, there's no such thing as completely free or 0% commission when exchanging money. Always check the mid-market exchange rate beforehand so you know the real value of your money.

Money ChangerAddressContact Information
TravelexJapan, 〒651-0097 Hyogo, Kobe, Chuo Ward, Nunobikichō, 4-chōme−1−1, East Ticket Gate 三ノ宮駅東口コンコース 日本旅行TiS三ノ宮支店 内+81 78-261-8335
Currency Exchange KOBE DAIEI6-chōme-1-15 Kumoidōri, Chuo Ward, Kobe, Hyogo 651-0096, Japan
World Currency Shop KobeJapan, 〒650-0037 Hyogo, Kobe, Chuo Ward, Akashimachi, 48 1階 三菱UFJ銀行神戸支店+81 78-326-2361
Smart Exchange Currency Money Exchange MachineJapan, 〒650-0044 Hyogo, Kobe, Chuo Ward, Higashikawasakichō, 1-chōme−7−2 NORTH MALL 4F FOOD COURT+81 6-7668-6875
外貨両替機 SMART EXCHANGE セブン-イレブン ハートインJR神戸駅中央口店3-chōme-1-1 Aioichō, Chuo Ward, Kobe, Hyogo 650-0025, Japan+81 6-7668-6875
MUFG Bank Kobe48 Akashimachi, Chuo Ward, Kobe, Hyogo 650-0037, Japan+81 570-018-016
外貨両替機 SMART EXCHANGE 中突堤旅客ターミナル5-6 Hatobachō, Chuo Ward, Kobe, Hyogo 650-0042, Japan+81 6-7668-6875
外貨両替機 SMART EXCHANGE 神戸ハーバーランド umie SOUTH MALL 1FJapan, 〒650-0044 Hyogo, Kobe, Chuo Ward, Higashikawasakichō, 1-chōme−6−1 SOUTH MALL 1F ATMコーナ+81 6-7668-6875
外貨両替機 SMART EXCHANGE 神戸ポートターミナルJapan, 〒650-0041 Hyogo, Kobe, Chuo Ward, Shinkōchō, 4−5 2F+81 6-7668-6875
外貨両替機 SMART EXCHANGE セブン-イレブン アントレマルシェ三ノ宮店4-chōme-1-1 Nunobikichō, Chuo Ward, Kobe, Hyogo 651-0097, Japan+81 6-7668-6875
Smart Exchange Currency Money Exchange MachineJapan, 〒651-1515 Hyogo, Kobe, Kita Ward, Kōzudai, 8-chōme−1−1 イオンモール神戸北 2F+81 6-7668-6875
外国人観光客飲食案内所Japan, 〒650-0012 Hyogo, Kobe, Chuo Ward, Kitanagasadōri, 1-chōme−10−9 生田新道ビル+81 78-321-3633

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Japanese yen rate today

When you're in Kobe, and also the rest of Japan, the official currency is the Japanese yen.

Yet, when you step into a currency exchange shop, you'll notice they use currency codes. The code associated with the Japanese yen is JPY, so be sure to take note of it when comparing exchange rates.


What you should know about exchanging money in Kobe

When exchanging money in Kobe or any foreign city, it's important to be aware how to get the best deals and avoid excessive charges and hidden fees. If you are planning on staying in Japan long-term or looking to make a larger investment you could consider opening a local bank account. Otherwise, use the tips below to help avoid getting overcharged.

1. Pick local currency on ATMs and card payments
When using an ATM abroad, choose to be charged in Japanese yen for a fairer rate and fees. The same applies if you get the option on card machines.

2. Know the exchange rate
Check what the current exchange rate is so it's easier to spot a bad deal from currency exchanges.

3. Avoid exchanging money at airports or hotels
It may be highly convenient, but airports and hotels will almost always offer poor rates and high transaction fees. Avoid this where possible.

4. Use ATMs strategically
Check if your local bank has partnerships in Japan banks to avoid unwanted ATM fees. Also try to plan ahead and make as few withdrawals as possible to avoid multiple extra fees.

5. Be wary of 'zero fee' services
Some services claiming 'no commission' often offer poor exchange rates. These may not reflect the mid-market rate, similar to what you'd see when checking the rate on Google. This can lead to higher costs for you and more profits for them.

Say goodbye to overcomplicated currency exchange

Wise can help you get a better deal on currency conversion in over 40 currencies, with the mid-market exchange rate and low fees.

Open a personal Wise account online or in the Wise app, and order a linked debit card for a one-time fee to spend and withdraw money in 150+ countries.

There’s no fee to spend any currency you hold, and no foreign transaction fee to worry about. Use your account when you travel or shop online in foreign currencies, send payments in 70+ currencies, and get your own local account details in 9 currencies.

Bottom line

From the list above you should have plenty of options for finding a physical currency exchange in Kobe. If you'd like more options, try searching on a search engine like Google.

Finally, don't forget to check out Wise - The digital alternative to exchanging and spending cash abroad.

Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.
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