Where to exchange money in Kobe
Are you heading to Kobe? You will want to ensure you are aware of the local currency and how to obtain it. In addition, you may want to keep track of the current exchange rates and where to change your money to the local currency without getting ripped off.
We will give you a list of the best currency exchanges in Kobe that you can visit in person.
There is also a digital alternative to consider by using Wise. This could save you both time and money.

Where to exchange money in Kobe
Are you heading to Kobe? You will want to ensure you are aware of the local currency and how to obtain it. In addition, you may want to keep track of the current exchange rates and where to change your money to the local currency without getting ripped off.
We will give you a list of the best currency exchanges in Kobe that you can visit in person.
There is also a digital alternative to consider by using Wise. This could save you both time and money.


Spend abroad without hidden fees
Currency exchanges in Kobe
If you have a need to use cash, here are some recommendations to exchange foreign currency in Kobe.
Just remember, there's no such thing as completely free or 0% commission when exchanging money. Always check the mid-market exchange rate beforehand so you know the real value of your money.

| Money Changer | Address | Contact Information |
|---|---|---|
| Travelex | Japan, 〒651-0097 Hyogo, Kobe, Chuo Ward, Nunobikichō, 4-chōme−1−1, East Ticket Gate 三ノ宮駅東口コンコース 日本旅行TiS三ノ宮支店 内 | +81 78-261-8335 |
| Currency Exchange KOBE DAIEI | 6-chōme-1-15 Kumoidōri, Chuo Ward, Kobe, Hyogo 651-0096, Japan | |
| World Currency Shop Kobe | Japan, 〒650-0037 Hyogo, Kobe, Chuo Ward, Akashimachi, 48 1階 三菱UFJ銀行神戸支店 | +81 78-326-2361 |
| Smart Exchange Currency Money Exchange Machine | Japan, 〒650-0044 Hyogo, Kobe, Chuo Ward, Higashikawasakichō, 1-chōme−7−2 NORTH MALL 4F FOOD COURT | +81 6-7668-6875 |
| 外貨両替機 SMART EXCHANGE セブン-イレブン ハートインJR神戸駅中央口店 | 3-chōme-1-1 Aioichō, Chuo Ward, Kobe, Hyogo 650-0025, Japan | +81 6-7668-6875 |
| MUFG Bank Kobe | 48 Akashimachi, Chuo Ward, Kobe, Hyogo 650-0037, Japan | +81 570-018-016 |
| 外貨両替機 SMART EXCHANGE 中突堤旅客ターミナル | 5-6 Hatobachō, Chuo Ward, Kobe, Hyogo 650-0042, Japan | +81 6-7668-6875 |
| 外貨両替機 SMART EXCHANGE 神戸ハーバーランド umie SOUTH MALL 1F | Japan, 〒650-0044 Hyogo, Kobe, Chuo Ward, Higashikawasakichō, 1-chōme−6−1 SOUTH MALL 1F ATMコーナ | +81 6-7668-6875 |
| 外貨両替機 SMART EXCHANGE 神戸ポートターミナル | Japan, 〒650-0041 Hyogo, Kobe, Chuo Ward, Shinkōchō, 4−5 2F | +81 6-7668-6875 |
| 外貨両替機 SMART EXCHANGE セブン-イレブン アントレマルシェ三ノ宮店 | 4-chōme-1-1 Nunobikichō, Chuo Ward, Kobe, Hyogo 651-0097, Japan | +81 6-7668-6875 |
| Smart Exchange Currency Money Exchange Machine | Japan, 〒651-1515 Hyogo, Kobe, Kita Ward, Kōzudai, 8-chōme−1−1 イオンモール神戸北 2F | +81 6-7668-6875 |
| 外国人観光客飲食案内所 | Japan, 〒650-0012 Hyogo, Kobe, Chuo Ward, Kitanagasadōri, 1-chōme−10−9 生田新道ビル | +81 78-321-3633 |
Notice anything wrong with our results table? Let us know - If there is a genuine mistake, we will do our best to resolve it.
Japanese yen rate today
When you're in Kobe, and also the rest of Japan, the official currency is the Japanese yen.
Yet, when you step into a currency exchange shop, you'll notice they use currency codes. The code associated with the Japanese yen is JPY, so be sure to take note of it when comparing exchange rates.
What you should know about exchanging money in Kobe
When exchanging money in Kobe or any foreign city, it's important to be aware how to get the best deals and avoid excessive charges and hidden fees. If you are planning on staying in Japan long-term or looking to make a larger investment you could consider opening a local bank account. Otherwise, use the tips below to help avoid getting overcharged.
1. Pick local currency on ATMs and card payments
When using an ATM abroad, choose to be charged in Japanese yen for a fairer rate and fees. The same applies if you get the option on card machines.
2. Know the exchange rate
Check what the current exchange rate is so it's easier to spot a bad deal from currency exchanges.
3. Avoid exchanging money at airports or hotels
It may be highly convenient, but airports and hotels will almost always offer poor rates and high transaction fees. Avoid this where possible.
4. Use ATMs strategically
Check if your local bank has partnerships in Japan banks to avoid unwanted ATM fees. Also try to plan ahead and make as few withdrawals as possible to avoid multiple extra fees.
5. Be wary of 'zero fee' services
Some services claiming 'no commission' often offer poor exchange rates. These may not reflect the mid-market rate, similar to what you'd see when checking the rate on Google. This can lead to higher costs for you and more profits for them.

Say goodbye to overcomplicated currency exchange
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Other currency exchanges
Bottom line
From the list above you should have plenty of options for finding a physical currency exchange in Kobe. If you'd like more options, try searching on a search engine like Google.
Finally, don't forget to check out Wise - The digital alternative to exchanging and spending cash abroad.

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