Where to exchange money in Hong Kong

Are you heading to Hong Kong? You will want to ensure you are aware of the local currency and how to obtain it. In addition, you may want to keep track of the current exchange rates and where to change your money to the local currency without getting ripped off.

We will give you a list of the best currency exchanges in Hong Kong that you can visit in person.

There is also a digital alternative to consider by using Wise. This could save you both time and money.

Where to exchange money in Hong Kong

Are you heading to Hong Kong? You will want to ensure you are aware of the local currency and how to obtain it. In addition, you may want to keep track of the current exchange rates and where to change your money to the local currency without getting ripped off.

We will give you a list of the best currency exchanges in Hong Kong that you can visit in person.

There is also a digital alternative to consider by using Wise. This could save you both time and money.

Wise

Spend abroad without hidden fees

Currency exchanges in Hong Kong

If you have a need to use cash, here are some recommendations to exchange foreign currency in Hong Kong.

Just remember, there's no such thing as completely free or 0% commission when exchanging money. Always check the mid-market exchange rate beforehand so you know the real value of your money.

Money ChangerAddressContact Information
Kin Shing Money Exchange Co LtdShop 87, G/F, Chungking Mansion, 36-44 Nathan Rd, Tsim Sha Tsui, Hong Kong+852 2368 0084
Ngau Kee Money Changer Co Ltd1 Cleverly St, Sheung Wan, Hong Kong+852 2850 5057
CAPITAL EXCHANGE LIMITEDopposite to iSquare, TST MTR Exit H, 13/F Flat D, Alpha House, 27-33 Nathan Rd, Tsim Sha Tsui, Hong Kong+852 2560 0005
LT Currency Exchange 両替商外匯兌換Flat E 11/F, Oriental Centre, 67-71 Chatham Rd S, Tsim Sha Tsui, Hong Kong+852 5965 2445
Global ExchangeHong Kong International Airport, 1 Sky Plaza Rd, Chek Lap Kok, Hong Kong+852 800 968 791
Travelex Worldwide Money大嶼山赤鱲角暢航路1號香港國際機場1號客運大樓5樓抵港層入境大堂A, 5T032/035店, Lantau Island, 1 Sky Plaza Rd, Chek Lap Kok, Hong Kong+852 2261 0201
Travelex Worldwide MoneyHong Kong, Chek Lap Kok, Unit 6W504 West Hall, North Hong Kong International Airport+852 2261 0127
TravelexHong Kong, Chek Lap Kok, Cheong Hong Rd, 1號, Terminal 1, 離港層南7樓HK 新界 大嶼山7T117號店+852 2261 0970
UK EXCHANGE CO LIMITEDSHOP 3A3, G/F, CHUNG KING EXPRESS OF CHUNG KING MANSION, 36-44 Nathan Rd, Tsim Sha Tsui, Hong Kong+852 9335 2934
PFCE LIMITEDB9-B10, Causeway Bay Centre, 15-23 Sugar St, Causeway Bay, Hong Kong+852 3176 7660
SingX HK Co. LtdL/20, Leighton Centre, 77 Leighton Rd, Causeway Bay, Hong Kong+852 5808 0270
Shun Fung Hong Kong Money Exchange LimitedHong Kong, Sheung Wan, Des Voeux Rd Central, 288號, Eton Building, Shop B1 , G/F+852 3568 7621
極博找換 Expro LimitedFlat / Rm C, G/F, Hing Yip Commercial Centre, 272-284 Des Voeux Rd Central, Central, Hong Kong+852 9244 2800
Loyal CoFlat 508, 5/F, Sands Building, 17 Hankow Road, Tsim Sha Tsui, Kowloon, Room 508, 5, Sands Building, 17 Hankow Rd, Tsim Sha Tsui, Hong Kong+852 2376 0698
China Hong Kong Money ExchangeShop 8A, 1/F, China H K City, Tsim Sha Tsui, Kowloon, Tsim Sha Tsui, Hong Kong
King Chi Money Exchange 景緻找換 (灣仔)113 Johnston Rd, Wan Chai, Hong Kong+852 2575 7528
UAE EXCHANGE MAIN BRANCHShop G17, Hankow Centre, 5-15 Hankow Rd, Tsim Sha Tsui, Hong Kong+852 2311 3740
Orient Exchange Company (HK) LimitedG20,Ground Floor, Hankow Centre, 5-15 Hankow Rd, Tsim Sha Tsui, Hong Kong+852 2311 0014

Notice anything wrong with our results table? Let us know - If there is a genuine mistake, we will do our best to resolve it.

Hong Kong dollar rate today

The currency used in Hong Kong, as well as the rest of Hong Kong is Hong Kong dollar.

However, when visiting a currency exchange shop you will notice they use currency codes. The code for Hong Kong dollar is HKD. Keep an eye out for this if you want to compare exchange rates.


What you should know about exchanging money in Hong Kong

Before exchanging money in Hong Kong or any foreign city, it's important to be informed to avoid excessive charges and get the best deals. Consider opening a bank account in Hong Kong for long-term stays or substantial investments like buying property or cars.

1. Beware of 'zero fee' services
Services claiming 'no commission' often offer poor exchange rates, not reflecting the mid-market rate, leading to hidden profits for them.

2. Check the exchange rate beforehand
Familiarize yourself with the base rate to identify a bad deal from exchange services.

3. Avoid exchanging money at airports or hotels
Convenience comes at a price, as airports and hotels usually offer poor rates and high transaction fees.

4. Use ATMs strategically
Check if your home bank has partnerships in Hong Kong banks to avoid extra ATM fees, and inform your bank before traveling.


5. Opt for local currency
When using an ATM abroad, choose to be charged in Hong Kong dollars for a fairer rate and avoid undisclosed exchange rates and additional fees.

Say goodbye to overcomplicated currency exchange

Wise can help you get a better deal on currency conversion in over 40 currencies, with the mid-market exchange rate and low fees.

Open a personal Wise account online or in the Wise app, and order a linked debit card for a one-time fee to spend and withdraw money in 150+ countries.

There’s no fee to spend any currency you hold, and no foreign transaction fee to worry about. Use your account when you travel or shop online in foreign currencies, send payments in 70+ currencies, and get your own local account details in 9 currencies.

Bottom line

As you can see, there’s no shortage of options when it comes to exchanging money in Hong Kong. Don't forget to do your research on the exchange rate before converting your money, and check Wise out if you want a fuss-free alternative to exchanging cash.

Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.
This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.
We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.