Where to exchange money in Harbin
Before you set out exploring in Harbin, it's wise to be as prepared as possible for your trip. One important thing is knowing the local currency if it differs from your own and where you can exchange it.
In this article you will discover some of the best currency exchanges in Harbin that you can visit.
We will also introduce Wise - A digital alternative which could save you time and money.
Where to exchange money in Harbin
Before you set out exploring in Harbin, it's wise to be as prepared as possible for your trip. One important thing is knowing the local currency if it differs from your own and where you can exchange it.
In this article you will discover some of the best currency exchanges in Harbin that you can visit.
We will also introduce Wise - A digital alternative which could save you time and money.
Spend abroad without hidden fees
Currency exchanges in Harbin
If you’re still into the idea of carrying cash around and exchanging it, here are some popular foreign currency exchange locations in Harbin.
One reminder, though: there’s no such thing as fee-free or 0% commission foreign exchange transactions. So, always check the mid-market exchange rate in advance, so you know how much your money’s worth.
| Money Changer | Address | Contact Information |
|---|---|---|
| Hengxin Currency Exchange | China, Ha Er Bin Shi, Dao Li Qu, 航站楼内 T0 CN 黑龙江省 哈尔滨市 道里区 空港一路 邮政编码: 150079 | |
| Yuansheng Currency Exch. Co.,Ltd. | China, 4, Nan Gang Qu, Hong Jun Jie, 4-2号CN 黑龙江省 哈尔滨市 邮政编码: 150001 | +86 182 4613 3511 |
| State Administration of Foreign Exchange Heilongjiang Branch | 104 Zhu Jiang Lu, Xiang Fang Qu, Ha Er Bin Shi, Hei Long Jiang Sheng, China, 150030 |
Notice anything wrong with our results table? Let us know - If there is a genuine mistake, we will do our best to resolve it.
Chinese yuan rmb rate today
First off, in case you’re wondering something along the lines of “does China use Chinese yuan rmb?”, the answer is yes. The currency in Harbin — and the rest of China— is Chinese yuan rmb
You can also find it written as CNY in currency exchange shops.
What you should know about exchanging money in Harbin
When exchanging money in Harbin or any foreign city, it's important to be aware how to get the best deals and avoid excessive charges and hidden fees. If you are planning on staying in China long-term or looking to make a larger investment you could consider opening a local bank account. Otherwise, use the tips below to help avoid getting overcharged.
1. Be wary of 'zero fee' services
Some services claiming 'no commission' often offer poor exchange rates. These may not reflect the mid-market rate, similar to what you'd see when checking the rate on Google. This can lead to higher costs for you and more profits for them.
2. Research the exchange rate
Check what the current exchange rate is so it's easier to spot a bad deal from currency exchanges.
3. Avoid exchanging money at airports or hotels
It may be highly convenient, but airports and hotels will almost always offer poor rates and high transaction fees. Avoid this where possible.
4. Use ATMs strategically
Check if your local bank has partnerships in China banks to avoid unwanted ATM fees. It's becoming less of a requirement, but it can be good to inform your bank before traveling too.
5. Pick local currency on ATMs and card payments
When using an ATM abroad, choose to be charged in Chinese yuan rmb for a fairer rate and fees. The same applies if you get the option on card machines.
Consider an alternative to physical currency exchanges
Say goodbye to overcomplicated currency exchange. Wise can help you get a better deal on currency conversion in over 40 currencies, with the mid-market exchange rate and low fees.
Open a personal Wise account online or in the Wise app, and order a linked debit card for a one-time fee to spend and withdraw money in 150+ countries.
There’s no fee to spend any currency you hold, and no foreign transaction fee to worry about. Use your account when you travel or shop online in foreign currencies, send payments in 70+ currencies, and get your own local account details in 9 currencies.
Other currency exchanges
Bottom line
From the list above you should have plenty of options for finding a physical currency exchange in Harbin. If you'd like more options, try searching on a search engine like Google.
Finally, don't forget to check out Wise - The digital alternative to exchanging and spending cash abroad.
Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.
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We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.