Where to exchange money in Garching bei München
Before you set out exploring in Garching bei München, it's wise to be as prepared as possible for your trip. One important thing is knowing the local currency if it differs from your own and where you can exchange it.
In this article you will discover some of the best currency exchanges in Garching bei München that you can visit.
We will also introduce Wise - A digital alternative which could save you time and money.

Where to exchange money in Garching bei München
Before you set out exploring in Garching bei München, it's wise to be as prepared as possible for your trip. One important thing is knowing the local currency if it differs from your own and where you can exchange it.
In this article you will discover some of the best currency exchanges in Garching bei München that you can visit.
We will also introduce Wise - A digital alternative which could save you time and money.


Spend abroad without hidden fees
Currency exchanges in Garching bei München
Consider using digital alternatives like Wise when looking at currency exchanges. If you still need to have some physical cash, here are a list of currency exchanges you can find in Garching bei München.
A reminder from us - There's no such thing as 0% commission or fee-free so remember to do your research and make an informed decision.

| Money Changer | Address | Contact Information |
|---|---|---|
| Rekoda - Exchange, Goldankauf | Schillerstraße 5, 80336 München, Germany | +49 89 591724 |
| Ria Money Transfer & Currency Exchange | Goethestraße 12, 80336 München, Germany | +49 89 59068030 |
| Ria Money Transfer & Currency Exchange | S-Bahn Ebene (UG, Arnulfstraße 1, 80335 München, Germany | +49 89 51504689 |
| Money Exchange Germany GmbH | Müllerstraße 44, 80469 München, Germany | +49 89 21020390 |
| Reisebank AG | Hauptbahnhof, Container gegenüber Gleis 14, Bayerstraße 10, 80335 München, Germany | +49 89 51114643 |
| Ria Money Transfer & Currency Exchange | Marienplatz 28, 80331 München, Germany | +49 89 24216145 |
| Western Union, Geldwechsel, Goldankauf, Goldverkauf, Ucambio Exchange & Money Transfer GmbH | Bahnhofpl. 5, 80335 München, Germany | +49 89 54328932 |
| Money Transfer München | Bei Eden Hotel Wolff, Arnulfstraße 8, 80335 München, Germany | +49 1521 2921510 |
| Western Union | Knorrstraße 41 43, 80807 München, Germany | +49 89 35894716 |
| Reisebank AG | Karlsplatz 8, 80335 München, Germany | +49 89 74442200 |
| Western Union | Schillerstraße 5, 80336 München, Germany | +49 89 591725 |
| Western Union | Schwanthalerstraße 10, 80336 München, Germany | +49 89 59043888 |
| MoneyGram | Frankfurter Ring 184, 80807 München, Germany | +49 170 7817071 |
| MoneyGram | Bayerstraße 8, 80335 München, Germany | +49 5388 9893 |
| Ria Money Transfer Agent | Pipasa Bazaar/Halil Sims, Bayerstraße 15, 80335 München, Germany | +49 1521 2921510 |
| Reisebank AG | Theatinerstraße 12, 80333 München, Germany | +49 89 28787793 |
| Dahabshiil Money Transfer | Schillerstraße 12, 80336 München, Germany | +49 89 20943227 |
| MoneyGram | Dachauer Str. 27, 80335 München, Germany | +49 89 99161083 |
| Ria Money Transfer Agent & Payout | Einsteinstraße 130, 81675 München, Germany |
Notice anything wrong with our results table? Let us know - If there is a genuine mistake, we will do our best to resolve it.
Euro rate today
When you're in Garching bei München, and also the rest of Germany, the official currency is the Euro.
Yet, when you step into a currency exchange shop, you'll notice they use currency codes. The code associated with the Euro is EUR, so be sure to take note of it when comparing exchange rates.
What you should know about exchanging money in Garching bei München
When exchanging money in Garching bei München or any foreign city, it's important to be aware how to get the best deals and avoid excessive charges and hidden fees. If you are planning on staying in Germany long-term or looking to make a larger investment you could consider opening a local bank account. Otherwise, use the tips below to help avoid getting overcharged.
1. Pick local currency on ATMs and card payments
When using an ATM abroad, choose to be charged in Euros for a fairer rate and fees. The same applies if you get the option on card machines.
2. Know the exchange rate
Check what the current exchange rate is so it's easier to spot a bad deal from currency exchanges.
3. Avoid exchanging money at airports or hotels
It may be highly convenient, but airports and hotels will almost always offer poor rates and high transaction fees. Avoid this where possible.
4. Use ATMs strategically
Check if your local bank has partnerships in Germany banks to avoid unwanted ATM fees. Also try to plan ahead and make as few withdrawals as possible to avoid multiple extra fees.
5. Be wary of 'zero fee' services
Some services claiming 'no commission' often offer poor exchange rates. These may not reflect the mid-market rate, similar to what you'd see when checking the rate on Google. This can lead to higher costs for you and more profits for them.

Consider an alternative to physical currency exchanges
Say goodbye to overcomplicated currency exchange. Wise can help you get a better deal on currency conversion in over 40 currencies, with the mid-market exchange rate and low fees.
Open a personal Wise account online or in the Wise app, and order a linked debit card for a one-time fee to spend and withdraw money in 150+ countries.
There’s no fee to spend any currency you hold, and no foreign transaction fee to worry about. Use your account when you travel or shop online in foreign currencies, send payments in 70+ currencies, and get your own local account details in 9 currencies.

Other currency exchanges
Bottom line
As you can see, there are plenty of options for exchanging money in Garching bei München. Remember to do your research on the exchange rate and get the most out of your trip. For a fuss-free alternative to exchanging cash, check out Wise.

Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.
This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.
We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.