Where to exchange money in Dharamshala

If you’re planning a trip to Dharamshala, it will definitely be useful to know how to obtain the local currency. Additionally, you may want to be aware of the current exchange rate and the most convenient places to exchange your money.

On this page, we’ll provide you with a list of the best places to exchange currency in Dharamshala. We’ll also introduce you to an alternative, Wise, which may be more cost-effective and save you the hassle of visiting a physical location.

Where to exchange money in Dharamshala

If you’re planning a trip to Dharamshala, it will definitely be useful to know how to obtain the local currency. Additionally, you may want to be aware of the current exchange rate and the most convenient places to exchange your money.

On this page, we’ll provide you with a list of the best places to exchange currency in Dharamshala. We’ll also introduce you to an alternative, Wise, which may be more cost-effective and save you the hassle of visiting a physical location.

Wise

Spend abroad without hidden fees

Currency exchanges in Dharamshala

If you’re still into the idea of carrying cash around and exchanging it, here are some popular foreign currency exchange locations in Dharamshala.

One reminder, though: there’s no such thing as fee-free or 0% commission foreign exchange transactions. So, always check the mid-market exchange rate in advance, so you know how much your money’s worth.

Money ChangerAddressContact Information
Paul MerchantsShop No. 1 A, Ground Floor, Asian Plaza Complex, Chowk, opp. Main Bus Stand, McLeod Ganj, Dharamshala, Himachal Pradesh 176219, India+91 1800 137 1444
ICICI Bank Dharamshala-Branch & ATMComplex Near Muncipality Office, Sudher, Dharamshala, Himachal Pradesh 176215, India+91 1800 1080
Aggarawal Tour & TravelsTemple Rd, opposite Ancient Handicraft, McLeod Ganj, Himachal Pradesh 176219, India+91 98168 86777
Paul MerchantsV.P.O, Bhagsu Nag, Dharamshala, Himachal Pradesh 176219, India+91 1800 137 1444
Dogra Tour Travels & Money Exchange68WJ+8RV, Manisha Rd, Bhagsu Nag, Dharamshala, Himachal Pradesh 176219, India
Bike on rent in Dharamshala - Ramandeep Travels ( Govt. Authorised vehicles)ward no 6, Kotwali Bazar Rd, opposite kangra art museum, Sudher, Dharamshala, Himachal Pradesh 176215, India+91 78073 33333
Bike on rent in Dharamshala - Mini RideWard No-6, Kotwali Road, opp. IDBI Bank, Sudher, Dharamshala, Himachal Pradesh 176215, India+91 94184 39342
Dharamshala LocalMcLeod Ganj, Dharamshala, Himachal Pradesh 176219, India+91 78078 77177
The Himachal Holidays - Dharamshala TaxiSudher, Dharamshala, Himachal Pradesh 176215, India+91 97365 00167
Saffron Holiday Traveloppsite club house, surya road, opp. club house Hotel, near dolma chowk, McLeod Ganj, Dharamshala, Himachal Pradesh 176219, India+91 98163 58748
GANDHI TRAVELS & NATIONAL WATCH COMPANYMain, Kotwali Bazar Rd, Sudher, Dharamshala, Himachal Pradesh 176215, India+91 94180 02226
SATYAM MEGA MARTopp. INCOME TAX OFFICE, near CHARAN BRIDGE, Barol, Dharamshala, Jhikli Barol, Himachal Pradesh 176057, India+91 88944 49999
Ria Money Transfer AgentSno.1A, G.Floor, Asian Plaza, opp. Main Paul Merchants Limited -Dharamshala, Bhagsu Nag, Dharamshala, Himachal Pradesh 176219, India+91 93180 12625
Devbala TravelsDevbala Travels, Dolma Chowk, McLeod Ganj, Dharamshala, Himachal Pradesh 176219, India+91 86288 88828
Mara Chownka by GSK World Travels private limited2nd Floor, behind UCO Bank, Shyam Nagar, Dharamshala, Himachal Pradesh 176215, India+91 82873 22229
Ace Cyber & Internet Seva KendraFwara Chowk, Khada, Khara Danda Rd, opposite Sangam Park, Sudher, Dharamshala, Himachal Pradesh 176215, India+91 89880 96424
Hyatt Regency Dharamshala ResortDharamkot, McLeod Ganj, Dharamshala, Himachal Pradesh 176219, India+91 189 222 1234
Labour & Employment Department, Dharamshala687C+CCF, Shyam Nagar, Mant Khas, Dharamshala, Himachal Pradesh 176215, India
Vacation Himachal Dharamshala TaxiShop Number 212, Ward Number 11, NH503, Sudher, Dharamshala, Himachal Pradesh 176215, India+91 95696 74889

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Indian rupee rate today

The accepted currency in Dharamshala and across India is the Indian rupee.

However, when you visit a currency exchange, you'll find that they use currency codes. Specifically, the currency code for the Indian rupee is INR. Keep an eye out for this code if you're comparing exchange rates.


What you should know about exchanging money in Dharamshala

When exchanging money in Dharamshala or any foreign city, it's important to be aware how to get the best deals and avoid excessive charges and hidden fees. If you are planning on staying in India long-term or looking to make a larger investment you could consider opening a local bank account. Otherwise, use the tips below to help avoid getting overcharged.

1. Be wary of 'zero fee' services
Some services claiming 'no commission' often offer poor exchange rates. These may not reflect the mid-market rate, similar to what you'd see when checking the rate on Google. This can lead to higher costs for you and more profits for them.

2. Research the exchange rate
Check what the current exchange rate is so it's easier to spot a bad deal from currency exchanges.

3. Avoid exchanging money at airports or hotels
It may be highly convenient, but airports and hotels will almost always offer poor rates and high transaction fees. Avoid this where possible.

4. Use ATMs strategically
Check if your local bank has partnerships in India banks to avoid unwanted ATM fees. It's becoming less of a requirement, but it can be good to inform your bank before traveling too.

5. Pick local currency on ATMs and card payments
When using an ATM abroad, choose to be charged in Indian rupees for a fairer rate and fees. The same applies if you get the option on card machines.

Consider an alternative to physical currency exchanges

Say goodbye to overcomplicated currency exchange. Wise can help you get a better deal on currency conversion in over 40 currencies, with the mid-market exchange rate and low fees.

Open a personal Wise account online or in the Wise app, and order a linked debit card for a one-time fee to spend and withdraw money in 150+ countries.

There’s no fee to spend any currency you hold, and no foreign transaction fee to worry about. Use your account when you travel or shop online in foreign currencies, send payments in 70+ currencies, and get your own local account details in 9 currencies.

Bottom line

As you can see, there are plenty of options for exchanging money in Dharamshala. Remember to do your research on the exchange rate and get the most out of your trip. For a fuss-free alternative to exchanging cash, check out Wise.

Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.
This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.
We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.