4.3/5 from 245,738 reviews

Send money using PayID

Send money using PayID from our website or mobile app, in just a few clicks. Join over 12.8 million people who choose Wise for fast and secure money transfers.
Availability of the payment type depends on the currency or the region.
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FINTRAC regulated

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Over 12.8 million customers

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Rate guaranteed (47h)

You send exactly

Recipient gets

Paying with

Domestic wire transfer

Domestic wire transfer fee

0.31 CAD
Our fee

188.99 CAD

Total included fees (0.47%)

189.30 CAD

You could save up to 483.96 CAD

Should arrive by Thursday

You're sending a lot so we discounted our fee

Get fees as low as 0.1%.

Learn more

Save on exchange rate markups

The cost of your transfer comes from the fee and the exchange rate. Many high street banks offer “no fee”, while hiding a markup in the exchange rate, making you pay more.

At Wise, we’ll never do that. We only use the mid-market exchange rate, and show our fees upfront. This table compares the fees you’d really pay when sending money with the most popular banks and providers, or with us.

How do we select providers and collect this data?

Sending 1,000 AUD with	Recipient gets(Total after fees)
	617.21 USD
Transfer fee 6.02 AUD Exchange rate(1 AUD USD) 0.620950 Exchange rate markup 106.42 AUD Cost of transfer 112.44 AUD

	610.05 USD- 7.16 USD
Transfer fee 0.99 AUD Exchange rate(1 AUD USD) 0.610655 Exchange rate markup 121.24 AUD Cost of transfer 122.23 AUD

	595.10 USD- 22.11 USD
Transfer fee 9 AUD Exchange rate(1 AUD USD) 0.600500 Exchange rate markup 135.85 AUD Cost of transfer 144.85 AUD

	594.83 USD- 22.38 USD
Exchange rate(1 AUD USD) 0.594831 Exchange rate markup 144.01 AUD

	593.74 USD- 23.47 USD
Transfer fee 5.99 AUD Exchange rate(1 AUD USD) 0.597315 Exchange rate markup 140.43 AUD Cost of transfer 146.42 AUD

Show more providers

How to send money using PayID in 3 easy steps

Enter amount to send in CAD

Pay in CAD using PayID.

Choose recipient

Select who you want to send money to and which pay-in method to use.

Send CAD using PayID, receive USD

The recipient gets money in USD directly from Wise’s local bank account.

Create free account now

What is PayID money transfer?

Making a PayID money transfer means no need to request or dig out a BSB or account number - you’ll just need your unique Wise PayID email, which you’ll see when you set up your payment.

To make a PayID money transfer with Wise you’ll need to have an account with a bank which supports PayID as a payment option. You may also be asked by your bank to verify your first Wise PayID payment. This should just mean responding to a call or SMS - and is all part of your bank’s process to keep your account, and your money, safe.

Learn more about using PayID transfers.

Online money transfer fees

How much does it cost to send money using PayID?

To send money using PayID with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Calculate how much you can save

How long does a money transfer using PayID take?

A money transfer using PayID (CAD-USD) should arrive by Thursday. Sometimes transfer times can differ based on currencies or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

CAD

USD

Should arrive

by Thursday

Wise works nearly everywhere

Send money

Account details

Hold and convert money

Canadian dollar
Swift/BIC, Account number and Institution number
British pound
Swift/BIC, IBAN, Sort code and Account number
Euro
Swift/BIC and IBAN
United States dollar
Routing number, Swift/BIC, Account number and Account type
United Arab Emirates dirham
Swift/BIC and IBAN
Australian dollar
BSB code and Account number
Bulgarian lev
Swift/BIC and IBAN
Swiss franc
Swift/BIC and IBAN
Chinese yuan
Swift/BIC and IBAN
Czech koruna
Swift/BIC and IBAN
Danish krone
Swift/BIC and IBAN
Hong Kong dollar
Swift/BIC and IBAN
Hungarian forint
Swift/BIC, IBAN and Account number
Israeli shekel
Swift/BIC and IBAN
Japanese yen
Swift/BIC and IBAN
Norwegian krone
Swift/BIC and IBAN
New Zealand dollar
Swift/BIC and Account number
Polish złoty
Swift/BIC and IBAN
Swedish krona
Swift/BIC and IBAN
Singapore dollar
Bank name, Bank code and Account number
Turkish lira
IBAN
Ugandan shilling
Swift/BIC and IBAN
South African rand
Swift/BIC and IBAN

United Arab Emirates dirham
Australian dollar
Bangladeshi taka
Bulgarian lev
Canadian dollar
Swiss franc
Chilean peso
Chinese yuan
Costa Rican colón
Czech koruna
Danish krone
Egyptian pound
Euro
British pound
Georgian lari
Hong Kong dollar
Hungarian forint
Indonesian rupiah
Israeli shekel
Indian rupee
Japanese yen
Kenyan shilling
South Korean won
Sri Lankan rupee
Moroccan dirham
Mexican peso
Malaysian ringgit
Nigerian naira
Norwegian krone
Nepalese rupee
New Zealand dollar
Philippine peso
Pakistani rupee
Polish złoty
Romanian leu
Swedish krona
Singapore dollar
Thai baht
Turkish lira
Tanzanian shilling
Ukrainian hryvnia
Ugandan shilling
United States dollar
Uruguayan peso
Vietnamese dong
West African CFA franc
South African rand

Trust Wise with safe & secure money transfers

Safeguarded with leading banks

We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

See why customers choose Wise for their international money transfers

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it.
Read our reviews at Trustpilot.com.

Very easy to make transfer and quick way to send money. It is very cost effective

Maheshkumar Somabhai Patel

Very fast delivery to French bank ….seconds, not even minutes. Well done ‘Wise.’

Jacqueline Wood

I use Wise for many years and never problem .

Jerry Maly

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