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Instant money transfers

Sending money anywhere in the world should be as quick and painless as sending an email. But the old banks’ systems weren’t built for sending money abroad — so we’re building a new one.

FINTRAC regulated
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Over 12.8 million customers
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 Rate guaranteed (47h)
  • Domestic wire transfer fee

    0.31 CAD

  • Our fee

    7.09 CAD


Total included fees (0.74%)

7.40 CAD

  • You could save up to 46.13 CAD

Should arrive by Friday

Which is the fastest way to send money abroad?

CAD

USD

Transfer type

Should arrive

by Friday
by Friday
by Friday
by Friday
by Friday
by Friday
Wise account
by Friday

How to send money instantly

  • Use our calculator to get an estimate for your transfer.
    Use our calculator to get an estimate for your transfer.

  • Choose the fastest payment option.
    Choose the fastest payment option.

  • Complete the transfer.
    Complete the transfer.

Need a fast money transfer to business partner?

Make international payments easily with Wise. Send money to 200 countries and we support 50 currencies globally. No hidden fees, no exchange rate markups.

Track your transfer at every step

It’s easy to view your transfer’s progress using your Wise account. Just log in using our app or website.

Download on the Apple App StoreGet it on Google Play Store

How fast is instant?

A payment is instant when it arrives within 20 seconds. And sometimes they’re even quicker. So, your payments could arrive before you can say ‘hidden bank fees’.

Right now, 45% of our transfers are instant. But our mission is to build instant transfers for everyone, everywhere. So if your chosen currency route isn’t instant yet, make sure to check the speed of your transfer in our calculator.

4.3 / 5 on Trustpilot from 241,198 reviews

Disappoint thieves

Every quarter, our customers trust us to move over £30 billion of their money. Here are some of the important ways we protect them.

How we keep your money safe
Login lock illustration
  • Our dedicated fraud and security teams work to keep your money safe
  • We use 2-factor authentication to protect your account
  • We hold your money with established financial institutions

Wise works nearly everywhere

  • Canadian dollar
    Swift/BIC, Account number and Institution number
  • British pound
    Swift/BIC, IBAN, Sort code and Account number
  • Euro
    Swift/BIC and IBAN
  • United States dollar
    Routing number, Swift/BIC, Account number and Account type
  • United Arab Emirates dirham
    Swift/BIC and IBAN
  • Australian dollar
    BSB code and Account number
  • Bulgarian lev
    Swift/BIC and IBAN
  • Swiss franc
    Swift/BIC and IBAN
  • Chinese yuan
    Swift/BIC and IBAN
  • Czech koruna
    Swift/BIC and IBAN
  • Danish krone
    Swift/BIC and IBAN
  • Hong Kong dollar
    Swift/BIC and IBAN
  • Hungarian forint
    Swift/BIC, IBAN and Account number
  • Israeli shekel
    Swift/BIC and IBAN
  • Japanese yen
    Swift/BIC and IBAN
  • Norwegian krone
    Swift/BIC and IBAN
  • New Zealand dollar
    Swift/BIC and Account number
  • Polish złoty
    Swift/BIC and IBAN
  • Swedish krona
    Swift/BIC and IBAN
  • Singapore dollar
    Bank name, Bank code and Account number
  • Turkish lira
    IBAN
  • Ugandan shilling
    Swift/BIC and IBAN
  • South African rand
    Swift/BIC and IBAN
  • United Arab Emirates dirham
  • Australian dollar
  • Bangladeshi taka
  • Bulgarian lev
  • Canadian dollar
  • Swiss franc
  • Chilean peso
  • Chinese yuan
  • Costa Rican colón
  • Czech koruna
  • Danish krone
  • Egyptian pound
  • Euro
  • British pound
  • Georgian lari
  • Hong Kong dollar
  • Hungarian forint
  • Indonesian rupiah
  • Israeli shekel
  • Indian rupee
  • Japanese yen
  • Kenyan shilling
  • South Korean won
  • Sri Lankan rupee
  • Moroccan dirham
  • Mexican peso
  • Malaysian ringgit
  • Nigerian naira
  • Norwegian krone
  • Nepalese rupee
  • New Zealand dollar
  • Philippine peso
  • Pakistani rupee
  • Polish złoty
  • Romanian leu
  • Swedish krona
  • Singapore dollar
  • Thai baht
  • Turkish lira
  • Tanzanian shilling
  • Ukrainian hryvnia
  • Ugandan shilling
  • United States dollar
  • Uruguayan peso
  • Vietnamese dong
  • West African CFA franc
  • South African rand

Let's answer some of your questions