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Send money to email address

Send money to email address from our website or mobile app, in just a few clicks. Join over 14.8 million people who choose Wise for fast and secure money transfers.

Availability of the payment type depends on the currency or the region.

Read more
  • Low fees — fees get cheaper the more you send
  • Lightning fast — money typically arrives in seconds
  • Perfectly predictable — lock in an exchange rate for your international transfer
Open an account
 Rate guaranteed (64h)
  • Bank transfer fee
    0 EUR
  • Our fee
    141.90 EUR

  • Volume discount

    -7.97 EUR

Total included fees (0.45%)
133.93 EUR

Should arrive by Monday

You're sending a lot so we discounted our fee

Savings on this transfer, and eligible transfers for the rest of the month.

Learn more

Send money to email address

Send money to email address from our website or mobile app, in just a few clicks. Join over 14.8 million people who choose Wise for fast and secure money transfers.

Availability of the payment type depends on the currency or the region.

Read more
  • Low fees — fees get cheaper the more you send
  • Lightning fast — money typically arrives in seconds
  • Perfectly predictable — lock in an exchange rate for your international transfer
Open an account
 Rate guaranteed (64h)
  • Bank transfer fee
    0 EUR
  • Our fee
    141.90 EUR

  • Volume discount

    -7.97 EUR

Total included fees (0.45%)
133.93 EUR

Should arrive by Monday

You're sending a lot so we discounted our fee

Savings on this transfer, and eligible transfers for the rest of the month.

Learn more

See how much it costs to send money abroad

The total cost of a transfer is the fee plus exchange rate. If your provider says there’s no fee, check their exchange rate against the one Wise offers. You might be paying more than you think.

Wise
Wise
ING
ING
BNP Paribas
BNP Paribas
Deutsche Bank
Deutsche Bank

Recipient gets

(Total after fees)

35,065.07 USD34,904.64 USD34,776.60 USD34,524.56 USD

Exchange rate

(1 EURUSD)

1.174051.164071.159801.16939

Exchange rate markup

0 EUR255.01 EUR364.12 EUR118.96 EUR

Transfer fee

133.24 EUR15 EUR15 EUR476.55 EUR

Total transfer cost

133.24 EUR270.01 EUR379.12 EUR595.51 EUR
This applies when you pay in via bank transfer. How do we collect this data?

How to send money to email address in 3 easy steps

What is Email address money transfer?

Don’t have the bank details for the person you’re sending money to? Try an email money transfer instead.

Just enter the email of the person you’re sending money to, and Wise will generate an email asking the recipient to securely share their bank details to receive payment. Once they accept the transfer and complete the required details, Wise will pass on the transfer delivery estimate and details to both the sender and the recipient - and the money will be deposited to the recipient’s bank account in the preferred currency, as soon as the payment has been processed.

You can send a Wise email money transfer from around 50 currencies, excluding INR and BRL. Payments can be deposited to bank accounts in all but a small handful of Wise’s supported currencies.

Learn more about using email transfers.

Online money transfer fees

How much does it cost to send money to email address?

To send money to email address with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Cheapest way to send money abroad

The cheapest way to send 30,000 EUR to USD is by using money that's in your Wise account and costs 133.39 EUR. We use the mid-market exchange rate — the fairest rate — and always show your fees upfront.

EUR

USD

Sending 30,000 EURTransfer cost
Wise account133.39 EUR

Bank transfer176.17 EUR

Trustly135.36 EUR

See where Wise works

How we keep your money safe

Every transfer you make is protected with HTTPS encryption and 2-step verification. And we run millions of checks each day to protect every transaction from fraud.

  • Rock-solid technology
    Super smart Wisers have built our industry-leading security systems from scratch over the last 12 years.
  • People who care, 24/7
    With over 1,000 anti-fraud specialists, and real human help available every minute, we’re on hand when you’ve got questions.
  • Your money, not ours
    Your money is safeguarded, and held completely separate from ours, so it’s available to you all the time.

4.3 / 5 on Trustpilot from 278,180 reviews