Money for here, there and everywhere
Use money, save money, get Wise
Universal money app
175 countries, 50 currencies, one card. Now you can take on the world with Wise — the account for sending, spending and receiving money like a local. Ready to make your first transfer? We’ll cover the fee.
Save when you send
Sending money shouldn’t cost a fortune. We charge as little as possible — right now a tiny fee, eventually free.
Get it there fast
Over half of transfers arrive in 20 seconds. We’ll keep you updated on your transfer, and you can track every step in your account.
Know what you’ll pay
We believe in total transparency. So you’ll always get the mid-market exchange rate. No hidden fees, no surprises.
One account, for all the money in the world
You can choose from 50 currencies to use or keep at hand in your Wise account. And you can convert and send money in seconds.
Pay your way around the world
With a Wise debit card, you can spend in over 170 countries. If you have the local currency, we’ll use it. If not, we’ll convert to it at a cheap rate.
See how much it costs to send abroad
Some banks sneak markups into their exchange rates, which means you end up paying more to change currencies.
We think that’s unfair, so we never hide markups. We just use the mid-market exchange rate — the one banks use to trade between themselves.
Hear from our customers
With 180,000+ Trustpilot reviews, our average score is 4.3 out of 5.
“Doing an overseas business and banking through Wise is the best combination indeed.”
Mohamad Alkabbani
“I love how I can use my Wise account to pay any American contractors that I have...”
Mike Vardy
"...would confidently recommend it to anyone looking for a cost-effective way to transfer money internationally.”
Andrew