The smarter way to manage your money internationally
Send money the cheaper, faster way
Wise lets you send money to over 80 countries at a fraction of the price that banks and brokers charge.
How do we make it so much cheaper? Simple. We use the mid-market exchange rate whenever we convert your currency. Banks, PayPal and brokers, on the other hand, typically add a mark-up to the rate — it's a bit like an extra, hidden fee.
Our payments are also faster than traditional providers — 75% of our transfers are complete instantly or within 1 business day.
Sign up to start sending, or compare our prices.
Hold balances and convert currencies instantly
Our multi-currency account lets you hold balances in over 55 currencies. It's easy to top up and make withdrawals from your account, and you can even convert between your different currencies instantly.
We also offer Direct Debits in the UK, Europe and US, making it easier than ever to pay your bills around the world.
There are no subscription fees, and you can manage your account on our website or on the go with the Wise app.
Receive money and get paid fee-free
Need to get paid from abroad? The Wise account comes with local bank details for 10 currencies — which means you can get paid directly into your Wise account, fee-free. It's like having local bank accounts all over the world.
We offer bank details for Australian dollars, British pounds, Euros, Hungarian forints, New Zealand dollars, Polish złoty, Romanian leu, Singapore dollars, Turkish Lira, and US dollars.
Spend and shop internationally on our debit card
The Wise debit card is the perfect way to spend in a foreign currency. You can use it to make payments while abroad, or withdraw cash at the real exchange rate.
You can also use it to shop online. It'll save you money if you’re buying from an overseas seller by ensuring you get the mid-market rate.
Track your payments with our in-app notifications, and freeze your card in the app if you lose it.
