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Use money, save money, get Wise

Universal money app

175 countries, 50 currencies, one card. Now you can take on the world with Wise — the account for sending, spending and receiving money like a local. Ready to make your first transfer? We’ll cover the fee.

Money for here, there and everywhere

Save when you send

Sending money shouldn’t cost a fortune. We charge as little as possible — right now a tiny fee, eventually free.

Get it there fast

Over half of transfers arrive in 20 seconds. We’ll keep you updated on your transfer, and you can track every step in your account.

Know what you’ll pay

We believe in total transparency. So you’ll always get the mid-market exchange rate. No hidden fees, no surprises.

One account, for all the money in the world

You can choose from 50 currencies to use or keep at hand in your Wise account. And you can convert and send money in seconds.

One account, for all the money in the world

Pay your way around the world

With a Wise debit card, you can spend in over 170 countries. If you have the local currency, we’ll use it. If not, we’ll convert to it at a cheap rate.

Pay your way around the world

Hear from our customers

With 180,000+ Trustpilot reviews, our average score is 4.3 out of 5.

“Doing an overseas business and banking through Wise is the best combination indeed.”

Mohamad Alkabbani

“I love how I can use my Wise account to pay any American contractors that I have...”

Mike Vardy

"...would confidently recommend it to anyone looking for a cost-effective way to transfer money internationally.”


Take in the T&Cs

Our fee-free transfer offer is for new customers only, and is valid for cross-currency transfers up to 250 USD. You can send more than this, but you’ll be charged a small fee on anything over 250 USD. Max ease, min fees.