Send money to Philippines
- Low fees — fees get cheaper the more you send
- Lightning fast — money typically arrives in seconds
- Perfectly predictable — lock in an exchange rate for your international transfer
- You could save up to 57.51 CAD
Send money to Philippines
- Low fees — fees get cheaper the more you send
- Lightning fast — money typically arrives in seconds
- Perfectly predictable — lock in an exchange rate for your international transfer
- You could save up to 57.51 CAD
How to send money to Philippines from Canada
Enter amount to send in CAD
Pay in CAD with your debit card or credit card, or send the money from your online banking.
Choose recipient in Philippines
Select who you want to send money to and which pay-out method to use.
Send CAD, receive PHP
The recipient gets money in PHP directly from Wise’s local bank account.
Larger transfers. Lower fees. Premium support.
Pay less when you send over 35,000 CAD or equivalent. Plus get dedicated support from our expert team
Secure money transfers to Philippines
Every transfer you make is protected with HTTPS encryption and 2-step verification. And we run millions of checks each day to protect every transaction from fraud.
Rock-solid technology
Super smart Wisers have built our industry-leading security systems from scratch over the last 12 years.
People who care, 24/7
With over 1,000 anti-fraud specialists, and real human help available every minute, we're on hand when you've got questions.
Your money, not ours
Your money is safeguarded, and held completely separate from ours, so it's available to you all the time.
Best ways to send money to Philippines with WISE
The best way to send Canadian dollar to Philippine peso is by using money that's in your Wise account. It's cheapest and usually arrives in seconds. Bank transfers are also cheap, but can be slower.
Wise account
Wise account
If you have a Wise multi-currency account, you can use money in your account to fund your transfer. It’s cheap and fast — just set up your money transfer as you normally would, and choose a Wise account transfer when paying.
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
Direct Debit is a convenient option that lets us take money from your account once you have authorised the payment on our site. It takes a little more time for your money to reach Wise, and it can be more expensive than a bank transfer.
Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.
Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card.
If you’ve enabled Google Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Google Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.
If you’ve enabled Apple Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Apple Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.
How to receive money in Philippines
When you transfer with Wise, you can receive to local bank accounts — no need for a Wise account. And since our price is transparent, you know exactly what you'll get on the other side.
IBAN
IBAN
You can make easy IBAN transfers from both inside and outside Europe. All you need is the recipient’s name and account details. Learn more about IBAN transfers.
Swift
Swift
To send a quick and secure Swift payment, all you'll need is your recipient’s IBAN number. It’s that easy. Learn more about Swift payments.
Email
Email
To make payments using only email, all you need is your recipient’s email address. Learn more about Email transfers.
Cheapest way to send money to Philippines from Canada
The cheapest way to send 1,000 CAD to Philippines is by using money that's in your Wise account and costs 7.24 CAD. We use the mid-market exchange rate — the fairest rate — and always show your fees upfront.
CAD
PHP
| Sending 1,000 CAD | Transfer cost | ||
|---|---|---|---|
| Wise account | 7.24 CAD | ||
| Bank transfer | 8.33 CAD | ||
| Direct debit | 11.07 CAD | ||
| Debit card | 29.71 CAD | ||
| Credit card | 56.21 CAD | ||
| INTERAC e-Transfer | 14.02 CAD | ||
| Google Pay | 34.04 CAD | ||
| Apple Pay | 34.04 CAD | ||
Fastest way to send money to Philippines from Canada
Sending money with Wise is super fast: 77% of transfers arrive in under 20 seconds, and 95% in less than a day. How long it takes depends on how you pay.
CAD
PHP
| Sending 1,000 CAD | Should arrive | ||
|---|---|---|---|
| Wise account | in seconds | ||
| Bank transfer | by Tuesday, November 10 | ||
| Direct debit | in seconds | ||
| Debit card | in seconds | ||
| Credit card | in seconds | ||
| INTERAC e-Transfer | in 5 minutes | ||
| Google Pay | in seconds | ||
| Apple Pay | in seconds | ||
Send money to Philippines from Canada with the Wise app
Looking for an app to send money to Philippines? Send money on the go with Wise.
Cheap transfers abroad
Free from hidden fees, you’ll always get the mid-market exchange rate with Wise.
Track exchange rates
Save your favourite currencies to check how the exchange rate changes over time.
Real-time notifications
Know exactly what you’ve spent, as soon as you spend it.
Send money to Philippines from Canada with the Wise app
Looking for an app to send money to Philippines? Send money on the go with Wise.
Cheap transfers abroad
Free from hidden fees, you’ll always get the mid-market exchange rate with Wise.
Track exchange rates
Save your favourite currencies to check how the exchange rate changes over time.
Real-time notifications
Know exactly what you’ve spent, as soon as you spend it.
Do more with Wise in Canada
You can use Wise for much more than just sending money. Here is what's available, based on where you live.
Receive money fast
Get paid easily in other currencies with global account details.
Save on spending abroad
Pay and withdraw cash worldwide without any hidden fees or markups.
- 2.48%On CAD
Receive interest
Opt in to receive interest on your CAD, GBP, EUR and USD balances. Keep instant access to your money.
Money Transfer Service FAQs
- 490,000 Philippine peso (PHP) if you live in the Philippines
- 9 million Philippine peso (PHP) if you live outside of the Philippines
Mobile wallet providers might have their own receiving or transfer limits, so if your payment gets rejected ask the recipient to check with their provider.
We’ll always give you an estimate for how long your transfer will take when you set it up.
Learn more about how long transfers take
See where Wise works
- Send money
- Account details
- Hold and convert money
- Banks in Philippines
- United States dollarGet USD account details
- Hong Kong dollarSwift/BIC, Account number, Bank code, Branch code and Bank nameGet HKD account details
- United Arab Emirates dirham
- Argentine peso
- Australian dollar
- Bangladeshi taka
- Canadian dollar
- Swiss franc
- Chilean peso
- Chinese yuan
- Colombian peso
- Costa Rican colón
- Czech koruna
- Danish krone
- Dominican peso
- Egyptian pound
- Euro
- British pound
- Georgian lari
- Ghanaian cedi
- Hong Kong dollar
- Hungarian forint
- Indonesian rupiah
- Israeli shekel
- Indian rupee
- Japanese yen
- Kenyan shilling
- South Korean won
- Sri Lankan rupee
- Moroccan dirham
- Mexican peso
- Malaysian ringgit
- Nigerian naira
- Norwegian krone
- Nepalese rupee
- New Zealand dollar
- Peruvian sol
- Philippine peso
- Pakistani rupee
- Polish złoty
- Paraguay guaraní
- Romanian leu
- Swedish krona
- Singapore dollar
- Thai baht
- Turkish lira
- Tanzanian shilling
- Ukrainian hryvnia
- Ugandan shilling
- United States dollar
- Uruguayan peso
- Vietnamese dong
- South African rand