International business banking for e-commerce
The Wise debit Mastercard® is issued by TransferWise Ltd under license by Mastercard International Inc. Mastercard is a registered trademark, and the circles design on the card is a trademark of Mastercard International Incorporated.
Automate work with our API
Pay invoices and people abroad
Receive money with no fees
Integrate seamlessly with Xero
Receive money with zero fees.
Get your own US, UK, Eurozone, Australian, and New Zealand bank details for a small, one-time setup fee — without a local address. Use them to get paid or withdraw money from platforms like Amazon for free.
Hold that money in your account for future payments or move it to your bank.
International payments for less
Pay invoices, buy inventory, and handle payroll with the real exchange rate in over 70 countries — for way cheaper than PayPal.
Send money directly from your own debit card or bank, or make payments from your account balance. Your recipient doesn't need a Wise account to receive their money.
Pricing as it should be.
Unlike PayPal and banks, we never inflate exchange rates or charge you to receive international payments.
There are only low, transparent fees to convert currencies, add money, and send money to a bank account.
| Account pricing | |
|---|---|
| Create your account | Free |
| Hold 50+ currency balances | Free |
| Get bank details to receive currencies | C$42 |
| Receive money in EUR, GBP, AUD, NZD, RON, HUF & SGD | Free |
| Add money to your account | |
| Convert currencies | |
Always check your account for the latest pricing update.
The features your business loves.
The Wise debit Mastercard® is issued by TransferWise Ltd under license by Mastercard International Inc. Mastercard is a registered trademark, and the circles design on the card is a trademark of Mastercard International Incorporated.
6 million customers globally
By the people who made Skype
Richard Branson is a key investor
Authorised by the FCA
Coverage around the world.
You can send money to 70+ countries and hold 40+ currencies.
You can also get your own Eurozone, US, Australia, New Zealand, and UK bank details to get paid like a local.
A powerful open API.
Businesses big and small can access our open API to automate payments, connect business tools, and create beautiful ways to manage finances.
FAQs
