Where to exchange money in Napier
If you’re planning a trip to Napier, it will definitely be useful to know how to obtain the local currency. Additionally, you may want to be aware of the current exchange rate and the most convenient places to exchange your money.
On this page, we’ll provide you with a list of the best places to exchange currency in Napier. We’ll also introduce you to an alternative, Wise, which may be more cost-effective and save you the hassle of visiting a physical location.
Where to exchange money in Napier
If you’re planning a trip to Napier, it will definitely be useful to know how to obtain the local currency. Additionally, you may want to be aware of the current exchange rate and the most convenient places to exchange your money.
On this page, we’ll provide you with a list of the best places to exchange currency in Napier. We’ll also introduce you to an alternative, Wise, which may be more cost-effective and save you the hassle of visiting a physical location.
Spend abroad without hidden fees
Currency exchanges in Napier
If you have a need to use cash, here are some recommendations to exchange foreign currency in Napier.
Just remember, there's no such thing as completely free or 0% commission when exchanging money. Always check the mid-market exchange rate beforehand so you know the real value of your money.
| Money Changer | Address | Contact Information |
|---|---|---|
| Napier & Hastings First National | 3 Nelson Quay, Ahuriri, Napier 4110, New Zealand | |
| Western Union | 114 Kennedy Road, Marewa, Napier 4110, New Zealand | +64 800 005 253 |
| ASB Regional Centre Hawkes Bay | Level 2/173 Marine Parade, Napier South, Napier 4110, New Zealand | +64 6 834 3128 |
| Superloans Napier | 39 Carlyle Street, Napier South, Napier 4110, New Zealand | +64 6 833 6570 |
| Bartercard Hawkes Bay | 110 Taradale Road, Onekawa, Napier 4110, New Zealand | +64 6 842 0413 |
| Opening Hours | 89 Hastings Street, Bluff Hill, Napier 4110, New Zealand | |
| Western Union | 90C Latham Street, Marewa, Napier 4110, New Zealand | +64 800 005 253 |
| ANZ Taradale Branch | 312 Gloucester Street Corner Gloucester Street and, Meeanee Road, Taradale, Napier 4112, New Zealand | +64 800 269 296 |
| Westernbay Finance | 298 Hastings Street, Napier South, Napier 4110, New Zealand | +64 6 833 7670 |
| ANZ Napier Branch | 90 Hastings Street, Napier South, Napier 4110, New Zealand | +64 800 269 296 |
| Westpac Napier | 28 Dickens Street, Napier South, Napier 4110, New Zealand | +64 800 400 600 |
| The Warehouse Napier | 319 Hastings Street, Napier South, Napier 4110, New Zealand | +64 6 835 2433 |
| BNZ Napier | 1/180 Hastings Street, Napier South, Napier 4110, New Zealand | +64 800 275 269 |
| Minton Booklovers | 242 Emerson Street, Napier South, Napier 4110, New Zealand | +64 6 833 6232 |
| Marewa Kiwibank | 114 Kennedy Road, Marewa, Napier 4110, New Zealand | +64 800 113 355 |
| Napier Kiwibank | 1 Dickens Street, Napier South, Napier 4110, New Zealand | +64 800 113 355 |
| Debbie Reed - Loan Market | 60 Prebensen Drive, Onekawa, Napier 4110, New Zealand | +64 21 805 259 |
| Oil Changers Napier | 154 Taradale Road, Pirimai, Napier 4110, New Zealand | +64 6 843 6305 |
| ATM - Bank of New Zealand (BNZ) | 131 Emerson Street, Napier South, Napier 4110, New Zealand | +64 800 275 269 |
Notice anything wrong with our results table? Let us know - If there is a genuine mistake, we will do our best to resolve it.
New Zealand dollar rate today
The currency used in Napier, as well as the rest of New Zealand is New Zealand dollar.
However, when visiting a currency exchange shop you will notice they use currency codes. The code for New Zealand dollar is NZD. Keep an eye out for this if you want to compare exchange rates.
What you should know about exchanging money in Napier
When exchanging money in Napier or any foreign city, it's important to be aware how to get the best deals and avoid excessive charges and hidden fees. If you are planning on staying in New Zealand long-term or looking to make a larger investment you could consider opening a local bank account. Otherwise, use the tips below to help avoid getting overcharged.
1. Pick local currency on ATMs and card payments
When using an ATM abroad, choose to be charged in New Zealand dollars for a fairer rate and fees. The same applies if you get the option on card machines.
2. Know the exchange rate
Check what the current exchange rate is so it's easier to spot a bad deal from currency exchanges.
3. Avoid exchanging money at airports or hotels
It may be highly convenient, but airports and hotels will almost always offer poor rates and high transaction fees. Avoid this where possible.
4. Use ATMs strategically
Check if your local bank has partnerships in New Zealand banks to avoid unwanted ATM fees. Also try to plan ahead and make as few withdrawals as possible to avoid multiple extra fees.
5. Be wary of 'zero fee' services
Some services claiming 'no commission' often offer poor exchange rates. These may not reflect the mid-market rate, similar to what you'd see when checking the rate on Google. This can lead to higher costs for you and more profits for them.
Consider an alternative to physical currency exchanges
Say goodbye to overcomplicated currency exchange. Wise can help you get a better deal on currency conversion in over 40 currencies, with the mid-market exchange rate and low fees.
Open a personal Wise account online or in the Wise app, and order a linked debit card for a one-time fee to spend and withdraw money in 150+ countries.
There’s no fee to spend any currency you hold, and no foreign transaction fee to worry about. Use your account when you travel or shop online in foreign currencies, send payments in 70+ currencies, and get your own local account details in 9 currencies.
Other currency exchanges
Bottom line
As you can see, there are plenty of options for exchanging money in Napier. Remember to do your research on the exchange rate and get the most out of your trip. For a fuss-free alternative to exchanging cash, check out Wise.
Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.
This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.
We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.