Where to exchange money in Nago
Are you heading to Nago? You will want to ensure you are aware of the local currency and how to obtain it. In addition, you may want to keep track of the current exchange rates and where to change your money to the local currency without getting ripped off.
We will give you a list of the best currency exchanges in Nago that you can visit in person.
There is also a digital alternative to consider by using Wise. This could save you both time and money.

Where to exchange money in Nago
Are you heading to Nago? You will want to ensure you are aware of the local currency and how to obtain it. In addition, you may want to keep track of the current exchange rates and where to change your money to the local currency without getting ripped off.
We will give you a list of the best currency exchanges in Nago that you can visit in person.
There is also a digital alternative to consider by using Wise. This could save you both time and money.


Spend abroad without hidden fees
Currency exchanges in Nago
If you’re still into the idea of carrying cash around and exchanging it, here are some popular foreign currency exchange locations in Nago.
One reminder, though: there’s no such thing as fee-free or 0% commission foreign exchange transactions. So, always check the mid-market exchange rate in advance, so you know how much your money’s worth.

| Money Changer | Address | Contact Information |
|---|---|---|
| Gate 3 Money Exchange | 4-chōme-13-1 Chibana, Okinawa, 904-2143, Japan | |
| Chibana Currency Exchange | 4-chōme-12-7 Chibana, Okinawa, 904-2143, Japan | +81 98-989-6203 |
| Edoya Yen Exchange | 1-chōme-22-18 Chūō, Okinawa, 904-0004, Japan | +81 98-937-1333 |
| Money Exchange | 2 Chome-5 Central, Okinawa, 904-0004, Japan | +81 98-923-0171 |
| ULUMA EXCHANGE | Japan, 〒904-2201 Okinawa, Uruma, Konbu, 941−1 1F | +81 98-952-2670 |
| Hamby Exchange | 2-chōme-14-7 Chatan, Nakagami District, Okinawa 904-0116, Japan | +81 98-936-1515 |
| Travelex | Japan, 〒901-0142 Okinawa, Naha, Kagamizu, 150 旅客ターミナルビル Naha International Airport, 国際線エリア2階出発ロビ | +81 98-987-0865 |
| Currency Exchange | Japan, 〒904-2141 Okinawa, Ikehara, 2-chōme−15−1 2 904 2141 | |
| Lucky Exchange Center | 2-chōme-1-1 Chūō, Okinawa, 904-0004, Japan | +81 98-933-8875 |
| Smart Exchange Currency Money Exchange Machine | 2-chōme-8-1 Yogi, Okinawa, 904-2174, Japan | +81 6-7668-6875 |
| Smart Exchange Currency Money Exchange Machine | Manzamo Area Revitalization Facility, 2767 Onna, Kunigami District, Okinawa 904-0411, Japan | +81 6-7668-6875 |
| Foreign Currency Exchange Machine SMART EXCHANGE DoubleTree by Hilton Okinawa Chatan Resort | 43 Mihama, Chatan, Nakagami District, Okinawa 904-0115, Japan | +81 6-7668-6875 |
| Smart Exchange Currency Money Exchange Machine | 1番地 Raikamu, Kitanakagusuku, Nakagami District, Okinawa 901-2306, Japan | +81 6-7668-6875 |
| Smart Exchange Currency Money Exchange Machine | Japan, 〒904-2235 Okinawa, Uruma, Maehara, 幸崎原 303 | +81 6-7668-6875 |
| Hotel Yugaf Inn Okinawa | 453-1 Miyazato, Nago, Okinawa 905-0011, Japan | +81 980-53-0031 |
| Smart Exchange Currency Money Exchange Machine | 2-chōme-3-1 Makishi, Naha, Okinawa 900-0015, Japan | +81 6-7668-6875 |
| Lucky Money Exchange | Japan, 〒904-0116 Okinawa, Nakagami District, Chatan, 1-chōme−3−13 ウェーブ マンション | |
| ラッキー両替センター 4号店 | Japan, 〒904-0116 Okinawa, Nakagami District, Chatan, 1-chōme−3−13 ウェーブ マンション | +81 98-926-0455 |
| 外貨両替機 SMART EXCHANGE Ryu-Kin Fishing Charters | Japan, 〒4547 Okinawa, Kunigami District, Kin, JP 904-1201 | +81 6-7668-6875 |
Notice anything wrong with our results table? Let us know - If there is a genuine mistake, we will do our best to resolve it.
Japanese yen rate today
The currency used in Nago, as well as the rest of Japan is Japanese yen.
However, when visiting a currency exchange shop you will notice they use currency codes. The code for Japanese yen is JPY. Keep an eye out for this if you want to compare exchange rates.
What you should know about exchanging money in Nago
When exchanging money in Nago or any foreign city, it's important to be aware how to get the best deals and avoid excessive charges and hidden fees. If you are planning on staying in Japan long-term or looking to make a larger investment you could consider opening a local bank account. Otherwise, use the tips below to help avoid getting overcharged.
1. Pick local currency on ATMs and card payments
When using an ATM abroad, choose to be charged in Japanese yen for a fairer rate and fees. The same applies if you get the option on card machines.
2. Know the exchange rate
Check what the current exchange rate is so it's easier to spot a bad deal from currency exchanges.
3. Avoid exchanging money at airports or hotels
It may be highly convenient, but airports and hotels will almost always offer poor rates and high transaction fees. Avoid this where possible.
4. Use ATMs strategically
Check if your local bank has partnerships in Japan banks to avoid unwanted ATM fees. Also try to plan ahead and make as few withdrawals as possible to avoid multiple extra fees.
5. Be wary of 'zero fee' services
Some services claiming 'no commission' often offer poor exchange rates. These may not reflect the mid-market rate, similar to what you'd see when checking the rate on Google. This can lead to higher costs for you and more profits for them.

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Other currency exchanges
Bottom line
As you can see, there’s no shortage of options when it comes to exchanging money in Nago. Don't forget to do your research on the exchange rate before converting your money, and check Wise out if you want a fuss-free alternative to exchanging cash.

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