You're on the China website.

Skip to content
Sign up

Send money to UPI ID

Send money to UPI ID from our website or mobile app, in just a few clicks. Join over 14.8 million people who choose Wise for fast and secure money transfers.

Availability of the payment type depends on the currency or the region.

Read more
  • Low fees — fees get cheaper the more you send
  • Lightning fast — money typically arrives in seconds
  • Perfectly predictable — lock in an exchange rate for your international transfer
Open an account
  • Arrives
    Today - in seconds
  • Total fees
    Included in USD amount
    • You could save up to 0.01 USD

    Send money to UPI ID

    Send money to UPI ID from our website or mobile app, in just a few clicks. Join over 14.8 million people who choose Wise for fast and secure money transfers.

    Availability of the payment type depends on the currency or the region.

    Read more
    • Low fees — fees get cheaper the more you send
    • Lightning fast — money typically arrives in seconds
    • Perfectly predictable — lock in an exchange rate for your international transfer
    Open an account
  • Arrives
    Today - in seconds
  • Total fees
    Included in USD amount
    • You could save up to 0.01 USD

    See how much it costs to send money abroad

    The total cost of a transfer is the fee plus exchange rate. If your provider says there’s no fee, check their exchange rate against the one Wise offers. You might be paying more than you think.

    Send money now
    Wise
    Wise
    		Wells Fargo
    Wells Fargo
    		Chase
    Chase (US)

    Recipient gets

    (Total after fees)

    		90,858.11 INR88,986 INR88,795.99 INR

    Exchange rate

    (1 USDINR)

    		91.935688.986089.2422

    Exchange rate markup

    		0 USD32.08 USD29.30 USD

    Transfer fee

    		11.72 USD0 USD5 USD

    Total transfer cost

    		11.72 USD32.08 USD34.30 USD
    This applies when you pay in via ACH payments. How do we collect this data?

    How to send money to UPI ID in 3 easy steps

    Start your transfer.

    Enter amount to send in USD.

    Pay in USD with your debit card or credit card, or send the money from your online banking.

    Get the best rate out there.

    Choose your recipient.

    Select who you want to send money to and which pay-out method to use.

    Money is locally delivered.

    Send USD, receive INR.

    The recipient gets money in INR directly from Wise’s local bank account.

    Create free account now

    What is UPI ID money transfer?

    UPI money transfers are a simple way to send INR funds to India, using just the recipient’s name and UPI ID. That means there’s no need to ask for or remember the recipient’s full banking details when you want to send a payment.

    Wise UPI transfers allow you to send up to 200,000 INR, whether you are sending to a private individual or a business.

    You can’t send a Wise UPI money transfer for investment or as a charitable donation, and you might need a Foreign Inward Remittance Certificate (FIRC) as part of setting up your payment.

    Learn more about using UPI transfers.

    Online money transfer fees

    How much does it cost to send money to UPI ID?

    To send money to UPI ID with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

    Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.

    No big fees, hidden or otherwise. So it's cheaper than what you're used to.

    Calculate how much you can save

    Cheapest way to send money abroad

    The cheapest way to send USD to INR is by using money that's in your Wise account and costs 2.59 USD. We use the mid-market exchange rate — the fairest rate — and always show your fees upfront.

    USD

    INR

    Sending USDTransfer cost
    Wise account2.59 USD
    Direct debit3.80 USD
    Bank transfer9.17 USD
    Debit card19.18 USD
    Credit card27.33 USD
    Apple Pay31.85 USD
    Google Pay31.85 USD

    See where Wise works

    How we keep your money safe

    Every transfer you make is protected with HTTPS encryption and 2-step verification. And we run millions of checks each day to protect every transaction from fraud.

    How we keep your money safe
    • Rock-solid technology
      Super smart Wisers have built our industry-leading security systems from scratch over the last 12 years.
    • People who care, 24/7
      With over 1,000 anti-fraud specialists, and real human help available every minute, we’re on hand when you’ve got questions.
    • Your money, not ours
      Your money is safeguarded, and held completely separate from ours, so it’s available to you all the time.

    4.3 / 5 on Trustpilot from 280,819 reviews

    Read more reviews on Trustpilot