Send money to the USA from abroad
- Low fees — fees get cheaper the more you send
- Lightning fast — money typically arrives in seconds
- Perfectly predictable — lock in an exchange rate for up to 48 hours
Bank transfer fee
0 EUR
Our fee
48.31 EUR
Total included fees (0.48%)
48.31 EUR
- You could save up to 403.51 EUR
Should arrive by Tuesday
Send money to the USA from abroad
- Low fees — fees get cheaper the more you send
- Lightning fast — money typically arrives in seconds
- Perfectly predictable — lock in an exchange rate for up to 48 hours
Bank transfer fee
0 EUR
Our fee
48.31 EUR
Total included fees (0.48%)
48.31 EUR
- You could save up to 403.51 EUR
Should arrive by Tuesday
Save on exchange rate markups
The cost of your transfer comes from the fee and the exchange rate. Many high street banks offer “no fee”, while hiding a markup in the exchange rate, making you pay more.
At Wise, we’ll never do that. We only use the mid-market exchange rate, and show our fees upfront. This table compares the fees you’d really pay when sending money with the most popular banks and providers, or with us.
How do we select providers and collect this data?| Sending 10,000 EUR with | Recipient gets(Total after fees) | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
 | 10,441.31 USD | ||||||||||
Transfer fee 48.31 EUR Exchange rate(1 EUR USD) 1.04920 Exchange rate markup 0 EUR Cost of transfer 48.31 EUR | |||||||||||
 | 10,427.33 USD- 13.98 USD | ||||||||||
Transfer fee 37.90 EUR Exchange rate(1 EUR USD) 1.04670 Exchange rate markup 23.83 EUR Cost of transfer 61.73 EUR | |||||||||||
 | 10,387.70 USD- 53.61 USD | ||||||||||
Transfer fee 15 EUR Exchange rate(1 EUR USD) 1.04033 Exchange rate markup 84.53 EUR Cost of transfer 99.53 EUR | |||||||||||
 | 10,134.68 USD- 306.63 USD | ||||||||||
Transfer fee 35 EUR Exchange rate(1 EUR USD) 1.01703 Exchange rate markup 306.64 EUR Cost of transfer 341.64 EUR | |||||||||||
 | 10,018.43 USD- 422.88 USD | ||||||||||
Transfer fee 5.99 EUR Exchange rate(1 EUR USD) 1.00244 Exchange rate markup 445.64 EUR Cost of transfer 451.63 EUR | |||||||||||
How to send money to the USA from abroad in 3 easy steps
Enter amount to send in EUR.
Pay in EUR with your debit card or credit card, or send the money from your online banking.
Choose recipient in the US.
Select who you want to send money to and which pay-out method to use.
Send EUR, receive USD.
The recipient gets money in USD directly from Wise’s local bank account.
How much does it cost to transfer money to the USA from abroad?
Pay a small, flat fee and percentage
To send money in EUR to the USA from abroad, you pay a small, flat fee of 1.54 EUR + 0.47% of the amount that's converted (you'll always see the total cost upfront).
Fee depends on your chosen transfer type
Some transfer types have different fees which are usually tiny.
No hidden fees
No big fees, hidden or otherwise. So it's cheaper than what you're used to.
How long will a money transfer to the USA from abroad take?
On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.
Sometimes, different payment methods or routine checks may affect the transfer delivery time. We’ll always keep you updated, and you can track each step in your account.
Your transfer route
Should arrive
by TuesdayBest ways to send money to the USA from abroad
Bank Transfer
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.Debit Card
Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.Credit Card
Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card.PISP
PISP (Payment Initiation Service Provider) payments are instructions you give Wise to make a bank transfer directly from your bank account — without having to leave our app and log in to your online banking. This option is as cheap as a manual bank transfer, but it isn’t supported by all banks yet.Apple Pay
If you’ve enabled Apple Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Apple Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.
What you’ll need for your online money transfer to the USA from abroad
Register for free.
Sign up online or in our app for free. All you need is an email address, or a Google or Facebook account.
Choose an amount to send.
Tell us how much you want to send. We’ll show you our fees upfront, and tell you when your money should arrive.
Add recipient’s bank details.
Fill in the details of your recipient’s bank account.
Verify your identity.
For some currencies, or for large transfers, we need a photo of your ID. This helps us keep your money safe.
Pay for your transfer.
Send your money with a bank transfer, or a debit or credit card.
That’s it.
We’ll handle the rest. You can track your transfer in your account, and we'll tell your recipient it's coming.
Protecting you and your money
Safeguarded with leading banks
We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.
Extra-secure transactions
We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.
Data protection
We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.
Dedicated anti-fraud team
We work round the clock to keep your account and money protected from even the most sophisticated fraud.
Send money from abroad with the Wise app
Looking for an app to send money from abroad? Sending money is easy with Wise app.
- Cheaper transfers abroad - free from hidden fees and exchange rate markups.
- Check exchange rates - see on the app how exchange rates have changed over time.
- Repeat your previous transfers - save the details, and make your monthly payments easier.
Wise works nearly everywhere
- United States dollarRouting number, Swift/BIC, Account number, and Account typeGet USD account details
- United Arab Emirates dirham
- Australian dollar
- Bangladeshi taka
- Bulgarian lev
- Canadian dollar
- Swiss franc
- Chilean peso
- Chinese yuan
- Colombian peso
- Costa Rican colón
- Czech koruna
- Danish krone
- Egyptian pound
- Euro
- British pound
- Georgian lari
- Hong Kong dollar
- Hungarian forint
- Indonesian rupiah
- Israeli shekel
- Indian rupee
- Japanese yen
- Kenyan shilling
- South Korean won
- Sri Lankan rupee
- Moroccan dirham
- Mexican peso
- Malaysian ringgit
- Nigerian naira
- Norwegian krone
- Nepalese rupee
- New Zealand dollar
- Philippine peso
- Pakistani rupee
- Polish złoty
- Romanian leu
- Swedish krona
- Singapore dollar
- Thai baht
- Turkish lira
- Tanzanian shilling
- Ukrainian hryvnia
- Ugandan shilling
- United States dollar
- Uruguayan peso
- Vietnamese dong
- West African CFA franc
- South African rand
See why customers choose Wise for their international money transfers
It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com.
